*----NAV of ULIPS Dated:27.05.2008....

NAV'S AS ON DATE 27.05.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALE VALUE

BIMA PLUS (140) DATE OF LAUNCH 12.02.2001
SECURED FUND
10
24.6103
23.3798
24.6103
BALANCED FUND
10
30.5552
29.0274
30.5552
RISK FUND
10
42.1907
40.0812
42.1907

FUTURE PLUS (172) DATE OF LAUNCH 04.03.2005
BOND FUND
10
11.7835
11.7835
11.7835
INCOME FUND
10
13.7969
13.7969
13.7969
BALANCED FUND
10
14.2668
14.2668
14.2668
GROWTH FUND
10
17.8507
17.8507
17.8507

JEEVAN PLUS (173) DATE OF LAUNCH 18.10.2005
BOND FUND
10
11.0177
11.0177
11.0177
SECURED FUND
10
12.0551
12.0551
12.0551
BALANCED FUND
10
12.2254
12.2254
12.2254
GROWTH FUND
10
16.5238
16.5238
16.5238

MONEY PLUS (180) DATE OF LAUNCH 20.12.2006
BOND FUND
10
10.8569
10.8569
10.8569
SECURED FUND
10
10.9568
10.9568
10.9568
BALANCED FUND
10
10.6824
10.6824
10.6824
GROWTH FUND
10
10.3817
10.3817
10.3817

MARKET PLUS (181) DATE OF LAUNCH 05.07.2006
BOND FUND
10
11.8376
11.8376
11.8376
SECURED FUND
10
11.7694
11.7694
11.7694
BALANCED FUND
10
11.7055
11.7055
11.7055
GROWTH FUND
10
12.0388
12.0388
12.0388

FORTUNE PLUS (187)
DATE OF LAUNCH 23.08.2007
BOND FUND
10
10.3853
10.3853
10.3853
SECURED FUND
10
9.7849
9.7849
9.7849
BALANCED FUND
10
9.6572
9.6572
9.6572
GROWTH FUND
10
9.4594
9.4594
9.4594

PROFIT PLUS (188)DATE OF LAUNCH 23.08.2007
BOND FUND
10
10.3154
10.3154
10.3154
SECURED FUND
10
9.1288
9.1288
9.1288
BALANCED FUND
10
9.4274
9.4274
9.4274
GROWTH FUND
10
9.3482
9.3482
9.3482

GRATUITY PLUS DATE OF LAUNCH 22.06.2006
BOND FUND
10
10.9595
10.9595
10.9595
SECURED FUND
10
11.5361
11.5361
11.5361
BALANCED FUND
10
10.9331
10.9331
10.9331
GROWTH FUND
10
11.0128
11.0128
11.0128

HEALTH PLUS (901) DATE OF LAUNCH 04.02.2008
HEALTH PLUS FUND
10
10.0142
10.0142
10.0142

MONEY PLUS - I (193) DATE OF LAUNCH 22.05.2008
BOND FUND
10
10.0000
10.0000
10.0000
SECURED FUND
10
10.0000
10.0000
10.0000
BALANCED FUND
10
10.0000
10.0000
10.0000
GROWTH FUND
10
10.0000
10.0000
10.0000
Note:For more information Call:09849212164

*----Unit Plans....

• Unit plans are investment plans for those who realise the worth of hard-earned money.
• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

Note:For more info. Call:09849212164

Child Career Plan............

Child Career Plan............

• This plan is specially designed to meet the increasing educational and other needs of growing children.
• It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).
• A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.
• Survival Benefit: On life assured surviving to the end of the specified durations an amount specified below is payable:
  5 years before the date of expiry of policy term
  -
  30% of the Sum Assured along with vested Simple Reversionary Bonuses
  4 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  3 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  2 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  1 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  On the date of expiry of policy term
  -
  15% of the Sum Assured along with Final (Additional) Bonus, if any.

NOTE:For more info. Call: 09849212164

*Dated:26.05.2008 NAV of MONEY PLUS - I (Plan No.193) (@ Base Value....

MONEY PLUS - I (New Plan No.193) DATE OF LAUNCH 22.05.2008
BOND FUND
10
10.0000
10.0000
10.0000
SECURED FUND
10
10.0000
10.0000
10.0000
BALANCED FUND
10
10.0000
10.0000
10.0000
GROWTH FUND
10
10.0000
10.0000
10.0000
Note:For more information Call:09849212164

*----NAV of ULIPS Dated:26.05.2008....

NAV'S AS ON DATE 26.05.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALE VALUE

BIMA PLUS (140) DATE OF LAUNCH 12.02.2001
SECURED FUND
10
24.2453
23.0330
24.2453
BALANCED FUND
10
30.1731
28.6645
30.1731
RISK FUND
10
42.3406
40.2235
42.3406

FUTURE PLUS (172) DATE OF LAUNCH 04.03.2005
BOND FUND
10
11.7809
11.7809
11.7809
INCOME FUND
10
13.8108
13.8108
13.8108
BALANCED FUND
10
14.2794
14.2794
14.2794
GROWTH FUND
10
17.8326
17.8326
17.8326

JEEVAN PLUS (173) DATE OF LAUNCH 18.10.2005
BOND FUND
10
11.0047
11.0047
11.0047
SECURED FUND
10
12.0671
12.0671
12.0671
BALANCED FUND
10
12.2283
12.2283
12.2283
GROWTH FUND
10
16.5418
16.5418
16.5418

MONEY PLUS (180) DATE OF LAUNCH20.12.2006
BOND FUND
10
10.8753
10.8753
10.8753
SECURED FUND
10
10.9671
10.9671
10.9671
BALANCED FUND
10
10.6973
10.6973
10.6973
GROWTH FUND
10
10.4008
10.4008
10.4008

MARKET PLUS (181) DATE OF LAUNCH05.07.2006
BOND FUND
10
11.8446
11.8446
11.8446
SECURED FUND
10
11.7857
11.7857
11.7857
BALANCED FUND
10
11.7384
11.7384
11.7384
GROWTH FUND
10
12.0664
12.0664
12.0664

FORTUNE PLUS (187) DATE OF LAUNCH23.08.2007
BOND FUND
10
10.3909
10.3909
10.3909
SECURED FUND
10
9.8420
9.8420
9.8420
BALANCED FUND
10
9.6588
9.6588
9.6588
GROWTH FUND
10
9.5034
9.5034
9.5034

PROFIT PLUS (188) DATE OF LAUNCH 23.08.2007
BOND FUND
10
10.3294
10.3294
10.3294
SECURED FUND
10
9.1416
9.1416
9.1416
BALANCED FUND
10
9.4440
9.4440
9.4440
GROWTH FUND
10
9.3725
9.3725
9.3725

GRATUITY PLUS DATE OF LAUNCH 22.06.2006
BOND FUND
10
10.9595
10.9595
10.9595
SECURED FUND
10
11.5361
11.5361
11.5361
BALANCED FUND
10
10.9331
10.9331
10.9331
GROWTH FUND
10
11.0128
11.0128
11.0128

HEALTH PLUS (901) DATE OF LAUNCH 04.02.2008
HEALTH PLUS FUND
10
10.0302
10.0302
10.0302

MONEY PLUS - I (193) DATE OF LAUNCH 22.05.2008
BOND FUND
10
10.0000
10.0000
10.0000
SECURED FUND
10
10.0000
10.0000
10.0000
BALANCED FUND
10
10.0000
10.0000
10.0000
GROWTH FUND
10
10.0000
10.0000
10.0000
Note:For more information Call:09849212164

<---- FREE_Financial & Insurance Advisor ---->: ***MONEY PLUS - I (New Plan)Plan No.193.....

<---- FREE_Financial & Insurance Advisor ---->: ***MONEY PLUS - I (New Plan)Plan No.193.....

***MONEY PLUS - I (New Plan)Plan No.193.....

***--MONEY PLUS - I (Plan No.193) New Plan

DATE OF LAUNCH 22.05.2008 (New Plan)........................

• A unit linked-endownment plan.
• Which offers investment-cum-insurance during the term of the policy.
• Minimum Premium Rs.5000 p.a.
• Min. entry Age : 0 years
• Max. entry Age : 65 years
• Policy term : 5 to 30 years
• Min. Maturity Age : 18 years
• Max. Maturity Age : 75 years

For more info. Call:09849212164

### --Unit plans ***Investment plans***....

• Unit plans are investment plans for those who realise the worth of hard-earned money.
• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

Note:For more info.Call:09849212164

*----dated:24.05.2008,NAV of LIC's ULIP......

NAV'S AS ON DATE 24.05.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALE VALUE

BIMA PLUS (140) DATE OF LAUNCH12.02.2001
SECURED FUND
10
24.2453
23.0330
24.2453
BALANCED FUND
10
30.1731
28.6645
30.1731
RISK FUND
10
42.3406
40.2235
42.3406

FUTURE PLUS (172) DATE OF LAUNCH04.03.2005
BOND FUND
10
11.7771
11.7771
11.7771
INCOME FUND
10
13.8579
13.8579
13.8579
BALANCED FUND
10
14.3486
14.3486
14.3486
GROWTH FUND
10
17.9711
17.9711
17.9711

JEEVAN PLUS (173) DATE OF LAUNCH18.10.2005
BOND FUND
10
11.0015
11.0015
11.0015
SECURED FUND
10
12.0954
12.0954
12.0954
BALANCED FUND
10
12.2936
12.2936
12.2936
GROWTH FUND
10
16.7140
16.7140
16.7140

MONEY PLUS (180) DATE OF LAUNCH20.12.2006
BOND FUND
10
10.8711
10.8711
10.8711
SECURED FUND
10
11.0142
11.0142
11.0142
BALANCED FUND
10
10.7610
10.7610
10.7610
GROWTH FUND
10
10.5426
10.5426
10.5426

MARKET PLUS (181) DATE OF LAUNCH05.07.2006
BOND FUND
10
11.8399
11.8399
11.8399
SECURED FUND
10
11.8551
11.8551
11.8551
BALANCED FUND
10
11.8465
11.8465
11.8465
GROWTH FUND
10
12.2149
12.2149
12.2149

FORTUNE PLUS (187) DATE OF LAUNCH23.08.2007
BOND FUND
10
10.3889
10.3889
10.3889
SECURED FUND
10
9.9161
9.9161
9.9161
BALANCED FUND
10
9.7692
9.7692
9.7692
GROWTH FUND
10
9.6145
9.6145
9.6145

PROFIT PLUS (188) DATE OF LAUNCH 23.08.2007
BOND FUND
10
10.3262
10.3262
10.3262
SECURED FUND
10
9.2087
9.2087
9.2087
BALANCED FUND
10
9.5049
9.5049
9.5049
GROWTH FUND
10
9.4895
9.4895
9.4895

GRATUITY PLUS DATE OF LAUNCH22.06.2006
BOND FUND
10
10.9595
10.9595
10.9595
SECURED FUND
10
11.5361
11.5361
11.5361
BALANCED FUND
10
10.9331
10.9331
10.9331
GROWTH FUND
10
11.0128
11.0128
11.0128

HEALTH PLUS (901) DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
10.0635
10.0635
10.0635

MONEY PLUS - I (193) DATE OF LAUNCH22.05.2008
BOND FUND
10
10.0000
10.0000
10.0000
SECURED FUND
10
10.0000
10.0000
10.0000
BALANCED FUND
10
10.0000
10.0000
10.0000
GROWTH FUND
10
10.0000
10.0000
10.0000
Note:For more info. Call:09849212164

***MONEY PLUS - I (New Plan)Plan No.193.....

***--MONEY PLUS - I (Plan No.193)
----DATE OF LAUNCH 22.05.2008 (New Plan)........................

• A unit linked-endownment plan.
• Which offers investment-cum-insurance during the term of the policy.
• Minimum Premium Rs.5000 p.a.
• Min. entry Age : 0 years
• Max. entry Age : 65 years
• Policy term : 5 to 30 years
• Min. Maturity Age : 18 years
• Max. Maturity Age : 75 years

NOTE: For more info. Call: 0 9849212164

***--NAV of MONEY PLUS - I (Plan No.193) (@ Base values).......

MONEY PLUS - I (Plan No.193)
DATE OF LAUNCH 22.05.2008
(New Plan)
BOND FUND
10
10.0000
10.0000
10.0000
SECURED FUND
10
10.0000
10.0000
10.0000
BALANCED FUND
10
10.0000
10.0000
10.0000
GROWTH FUND
10
10.0000
10.0000
10.0000

*----dated:22.05.2008,NAV of LIC's ULIP......

NAV'S AS ON DATE 22.05.2008


BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALE VALUE

BIMA PLUS (140) DATE OF LAUNCH 12.02.2001
SECURED FUND
10
24.7982
23.5583
24.7982
BALANCED FUND
10
31.2068
29.6465
31.2068
RISK FUND
10
43.7025
41.5174
43.7025



FUTURE PLUS (172) DATE OF LAUNCH 04.03.2005
BOND FUND
10
11.7838
11.7838
11.7838
INCOME FUND
10
13.9010
13.9010
13.9010
BALANCED FUND
10
14.4284
14.4284
14.4284
GROWTH FUND
10
18.0964
18.0964
18.0964

JEEVAN PLUS (173) DATE OF LAUNCH 18.10.2005
BOND FUND
10
11.0014
11.0014
11.0014
SECURED FUND
10
12.1326
12.1326
12.1326
BALANCED FUND
10
12.3519
12.3519
12.3519
GROWTH FUND
10
16.8565
16.8565
16.8565

MONEY PLUS (180) DATE OF LAUNCH 20.12.2006
BOND FUND
10
10.8929
10.8929
10.8929
SECURED FUND
10
11.0471
11.0471
11.0471
BALANCED FUND
10
10.8086
10.8086
10.8086
GROWTH FUND
10
10.6468
10.6468
10.6468


MARKET PLUS (181) DATE OF LAUNCH05.07.2006
BOND FUND
10
11.8516
11.8516
11.8516
SECURED FUND
10
11.9084
11.9084
11.9084
BALANCED FUND
10
11.9229
11.9229
11.9229
GROWTH FUND
10
12.3147
12.3147
12.3147

FORTUNE PLUS (187) DATE OF LAUNCH23.08.2007
BOND FUND
10
10.3962
10.3962
10.3962
SECURED FUND
10
9.9611
9.9611
9.9611
BALANCED FUND
10
9.8533
9.8533
9.8533
GROWTH FUND
10
9.6879
9.6879
9.6879


PROFIT PLUS (188) DATE OF LAUNCH23.08.2007
BOND FUND
10
10.3528
10.3528
10.3528
SECURED FUND
10
9.2685
9.2685
9.2685
BALANCED FUND
10
9.5650
9.5650
9.5650
GROWTH FUND
10
9.5729
9.5729
9.5729

GRATUITY PLUS DATE OF LAUNCH22.06.2006
BOND FUND
10
10.9546
10.9546
10.9546
SECURED FUND
10
11.5605
11.5605
11.5605
BALANCED FUND
10
10.9738
10.9738
10.9738
GROWTH FUND
10
11.0440
11.0440
11.0440

HEALTH PLUS (901) DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
10.0939
10.0939
10.0939

MONEY PLUS - I (193) DATE OF LAUNCH 22.05.2008
(New Plan)
BOND FUND
10
10.0000
10.0000
10.0000
SECURED FUND
10
10.0000
10.0000
10.0000
BALANCED FUND
10
10.0000
10.0000
10.0000
GROWTH FUND
10
10.0000
10.0000
10.0000

#--News--# Flash.... Flash....

Flash.... Flash.... Flash.... Flash....

• LIC of India introduced it's new Unit Linked Plan.
• Named as Money Plus 1 ( Plan No. 193 ) on 22.05.2008.

Note: For More Info. Call: 9849212164

*----LIC's Unit plans..........

• Unit plans are investment plans for those who realise the worth of hard-earned money.
• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

NOTE:

For more information Call: 09849212164

*----NAV of ULIPS Dated:20.05.2008....

NET ASSET VALUE AS ON 20.05.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALE VALUE


BIMA PLUS (140)-DATE OF LAUNCH 12.02.2001

SECURED FUND
10
24.7982
23.5583
24.7982
BALANCED FUND
10
31.2068
29.6465
31.2068
RISK FUND
10
43.7025
41.5174
43.7025


FUTURE PLUS (172)-DATE OF LAUNCH-04.03.2005
BOND FUND
10
11.7954
11.7954
11.7954
INCOME? FUND
10
13.9370
13.9370
13.9370
BALANCED FUND
10
14.4929
14.4929
14.4929
GROWTH FUND
10
18.2192
18.2192
18.2192

JEEVAN PLUS (173)-DATE OF LAUNCH-18.10.2005
BOND FUND
10
11.0127
11.0127
11.0127
SECURED FUND
10
12.1792
12.1792
12.1792
BALANCED FUND
10
12.3988
12.3988
12.3988
GROWTH FUND
10
16.9756
16.9756
16.9756

MONEY PLUS (180)-DATE OF LAUNCH-20.12.2006
BOND FUND
10
10.9233
10.9233
10.9233
SECURED FUND
10
11.0978
11.0978
11.0978
BALANCED FUND
10
10.8605
10.8605
10.8605
GROWTH FUND
10
10.7687
10.7687
10.7687


MARKET PLUS (181)-DATE OF LAUNCH-05.07.2006
BOND FUND
10
11.8624
11.8624
11.8624
SECURED FUND
10
11.9590
11.9590
11.9590
BALANCED FUND
10
12.0051
12.0051
12.0051
GROWTH FUND
10
12.4239
12.4239
12.4239

FORTUNE PLUS (187)-DATE OF LAUNCH-23.08.2007
BOND FUND
10
10.3996
10.3996
10.3996
SECURED FUND
10
10.0316
10.0316
10.0316
BALANCED FUND
10
9.9610
9.9610
9.9610
GROWTH FUND
10
9.8111
9.8111
9.8111

PROFIT PLUS(188)-DATE OF LAUNCH-23.08.2007
BOND FUND
10
10.3766
10.3766
10.3766
SECURED FUND
10
9.3441
9.3441
9.3441
BALANCED FUND
10
9.6308
9.6308
9.6308
GROWTH FUND
10
9.6759
9.6759
9.6759


HEALTH PLUS (901)-DATE OF LAUNCH -04-02-2008
HEALTH PLUS FUND
10
10.1349
10.1349
10.1349

*-----Dated 04.05.2008 NAV of LIC's ULIPs.........

NAV'S AS ON DATE 04.05.2008

1.BASIC UNIT VALUE
2.NAV AS ON DATE
3.REPURCHASE VALUE
4.SALE VALUE


BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
24.8349
23.5932
24.8349
BALANCED FUND
10
31.5140
29.9383
31.5140
RISK FUND
10
44.5026
42.2775
44.5026


FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
11.7731
11.7731
11.7731
INCOME FUND
10
13.9381
13.9381
13.9381
BALANCED FUND
10
14.5169
14.5169
14.5169
GROWTH FUND
10
18.2930
18.2930
18.2930


JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005
BOND FUND
10
10.9905
10.9905
10.9905
SECURED FUND
10
12.2228
12.2228
12.2228
BALANCED FUND
10
12.4577
12.4577
12.4577
GROWTH FUND
10
17.0952
17.0952
17.0952

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006
BOND FUND
10
10.9260
10.9260
10.9260
SECURED FUND
10
11.1288
11.1288
11.1288
BALANCED FUND
10
10.9345
10.9345
10.9345
GROWTH FUND
10
10.8831
10.8831
10.8831

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006
BOND FUND
10
11.8451
11.8451
11.8451
SECURED FUND
10
11.9647
11.9647
11.9647
BALANCED FUND
10
12.0442
12.0442
12.0442
GROWTH FUND
10
12.5498
12.5498
12.5498


FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007
BOND FUND
10
10.3949
10.3949
10.3949
SECURED FUND
10
10.1823
10.1823
10.1823
BALANCED FUND
10
9.9939
9.9939
9.9939
GROWTH FUND
10
9.9398
9.9398
9.9398

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007
BOND FUND
10
10.3805
10.3805
10.3805
SECURED FUND
10
9.3802
9.3802
9.3802
BALANCED FUND
10
9.6721
9.6721
9.6721
GROWTH FUND
10
9.7798
9.7798
9.7798

GRATUITY PLUS
DATE OF LAUNCH22.06.2006
BOND FUND
10
10.9089
10.9089
10.9089
SECURED FUND
10
11.5778
11.5778
11.5778
BALANCED FUND
10
11.0552
11.0552
11.0552
GROWTH FUND
10
11.1005
11.1005
11.1005

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
10.1593
10.1593
10.1593

NOTE:For more info. Call:09849212164

*-----Dated 04.05.2008 NAV of BIMA PLUS (140).....

DATE OF LAUNCH 12.02.2001

SECURED FUND
10
24.8349
23.5932
24.8349
BALANCED FUND
10
31.5140
29.9383
31.5140
RISK FUND
10
44.5026
42.2775
44.5026

*----Market Update ( dated 06-05-2008)....

Indices - Today
(Broader)

BSE Sensex --------17,373.01 ----0.67%
S&P CNX Nifty -----5,144.65 ----0.92%
BSE Midcap --------7,230.31 ----0.94%
BSE 100 -----------9,230.36 ----0.90%
CNX Midcap -------7,042.50 ----1.40%
S&P CNX 500 -----4,217.50-----1.18%
BSE Smallcap ------8,749.24 ----1.09%

***----Different Types of Health Insurance Coverages..........

• Basic Health Insurance Cover
  A health insurance plan which helps you in hospital room charges, doctor/surgeon fees, medical tests, medicines and related expenses.

• Critical illness Cover
  This covers critical illness. It gives a lump sum amount on detection of the disease.
  It is an added benefit to the basic coverage.

• Family & Floater Coverage
  In the event family members are being covered, a floater policy or a family package helps reduce the premium outflow.
  Moreover, premium cost can be reduced by purchasing health insurance cover for a longer duration.

• Long Term Health Plan
  If the insured desires to purchase a high cover plan and ensure stable premiums, the premium on a long term critical illness plan is the way to go.
  Premiums in such plans remain stable for a period of five years.

***-------Fortune Plus........

• It is a unit linked assurance plan where premium payment term (PPT) is 5 years and the premium payable in the first year will be 50% of total premium payable under the policy.
• The level of cover will depend on the level of premium you agree to pay.
• The minimum First year premium will be Rs.20,000/- and you may pay any amount exceeding it.
• From second year onwards each year’s premium will be 25% of the first year premium.
• Payment Mode: You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS) intervals for 5 years.

***----Profit Plus.......

• It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.
• You can choose the level of insurance cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

NOTE: For more information Call :09849212164

***----Unit plans....

• Unit plans are investment plans for those who realise the worth of hard-earned money.
• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

*---Dated 03.05.2008 NAV of HEALTH PLUS(901)...

DATE OF LAUNCH04.02.2008


HEALTH PLUS FUND
10
10.1601
10.1601
10.1601

*-----Dated 03.05.2008 NAV of GRATUITY PLUS......

BOND FUND
10
10.9089
10.9089
10.9089
SECURED FUND
10
11.5778
11.5778
11.5778
BALANCED FUND
10
11.0552
11.0552
11.0552
GROWTH FUND
10
11.1005
11.1005
11.1005

*-----Dated 03.05.2008 NAV of PROFIT PLUS (188)........

BOND FUND
10
10.3781
10.3781
10.3781
SECURED FUND
10
9.4030
9.4030
9.4030
BALANCED FUND
10
9.6897
9.6897
9.6897
GROWTH FUND
10
9.8091
9.8091
9.8091
PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
10.3781
10.3781
10.3781
SECURED FUND
10
9.4030
9.4030
9.4030
BALANCED FUND
10
9.6897
9.6897
9.6897
GROWTH FUND
10
9.8091
9.8091
9.8091

*-----Dated 03.05.2008 NAV of FORTUNE PLUS (187)........

BOND FUND
10
10.3929
10.3929
10.3929
SECURED FUND
10
10.1722
10.1722
10.1722
BALANCED FUND
10
10.0125
10.0125
10.0125
GROWTH FUND
10
9.9644
9.9644
9.9644

*-----Dated 03.05.2008 NAV of MARKET PLUS (181) .....

BOND FUND
10
11.8406
11.8406
11.8406
SECURED FUND
10
11.9741
11.9741
11.9741
BALANCED FUND
10
12.0788
12.0788
12.0788
GROWTH FUND
10
12.5829
12.5829
12.5829

*-----Dated 03.05.2008 NAV of MONEY PLUS (180).....

BOND FUND
10
10.9217
10.9217
10.9217
SECURED FUND
10
11.1355
11.1355
11.1355
BALANCED FUND
10
10.9391
10.9391
10.9391
GROWTH FUND
10
10.9258
10.9258
10.9258

*-----Dated 03.05.2008 NAV of JEEVAN PLUS (173) .....

BOND FUND
10
10.9862
10.9862
10.9862
SECURED FUND
10
12.2325
12.2325
12.2325
BALANCED FUND
10
12.4691
12.4691
12.4691
GROWTH FUND
10
17.1632
17.1632
17.1632

*-----Dated 03.05.2008 NAV of FUTURE PLUS (172) .....

BOND FUND
10
11.7693
11.7693
11.7693
INCOME FUND
10
13.9421
13.9421
13.9421
BALANCED FUND
10
14.5400
14.5400
14.5400
GROWTH FUND
10
18.3643
18.3643
18.3643

*-----Dated 03.05.2008 NAV of BIMA PLUS (140) .......

SECURED FUND
10
24.8349
23.5932
24.8349
BALANCED FUND
10
31.5140
29.9383
31.5140
RISK FUND
10
44.5026
42.2775
44.5026

*-----Dated 30.04.2008 NAV of FORTUNE PLUS (187)......

BOND FUND10
10.3669
10.3669
10.3669
SECURED FUND
10
10.1238
10.1238
10.1238
BALANCED FUND
10
9.9818
9.9818
9.9818
GROWTH FUND
10
9.8781
9.8781
9.8781

*-----Dated 30.04.2008 NAV BIMA PLUS (140) .....

DATE OF LAUNCH12.02.2001


SECURED FUND
10
24.7119
23.4763
24.7119
BALANCED FUND
10
31.3401
29.7731
31.3401
RISK FUND
10
44.1723
41.9637
44.1723

*-----Dated 30.04.2008 NAV HEALTH PLUS (901) ....

DATE OF LAUNCH04.02.2008


HEALTH PLUS FUND
10
10.1178
10.1178
10.1178

*-----Dated 30.04.2008 NAV of PROFIT PLUS (188).........

DATE OF LAUNCH 23.08.2007


BOND FUND
10
10.3340
10.3340
10.3340
SECURED FUND
10
9.3444
9.3444
9.3444
BALANCED FUND
10
9.6267
9.6267
9.6267
GROWTH FUND
10
9.7382
9.7382
9.7382

*-----Dated 30.04.2008 NAV of FORTUNE PLUS (187)......

BOND FUND
10
10.3669
10.3669
10.3669
SECURED FUND
10
10.1238
10.1238
10.1238
BALANCED FUND
10
9.9818
9.9818
9.9818
GROWTH FUND
10
9.8781
9.8781
9.8781

*-----Dated 30.04.2008 NAV of MARKET PLUS........

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006



BOND FUND
10
11.8088
11.8088
11.8088
SECURED FUND
10
11.9109
11.9109
11.9109
BALANCED FUND
10
12.0039
12.0039
12.0039
GROWTH FUND
10
12.4953
12.4953
12.4953

Dated 30.04.2008 NAV of MONEY PLUS.........

BOND FUND
10
10.8541
10.8541
10.8541
SECURED FUND
10
11.0855
11.0855
11.0855
BALANCED FUND
10
10.8952
10.8952
10.8952
GROWTH FUND
10
10.8441
10.8441
10.8441

Dated 30.04.2008 NAV of FUTURE PLUS

BOND FUND
10
11.7197
11.7197
11.7197
INCOME FUND
10
13.8771
13.8771
13.8771
BALANCED FUND
10
14.4604
14.4604
14.4604
GROWTH FUND
10
18.2318
18.2318
18.2318

***----Unit plans......

Unit plans are investment plans for those who realise the worth of hard-earned money. These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

*---DATE 28.04.2008 NAV of BIMA PLUS (140)...........

BIMA PLUS (140) DATE OF LAUNCH12.02.2001 SECURED FUND 10 24.6181 23.3872 24.6181 BALANCED FUND 10 31.1216 29.5655 31.1216 RISK FUND 10 43.5227 41.3466 43.5227

*---DATE 28.04.2008 NAV of HEALTH PLUS (901)........

HEALTH PLUS (901) DATE OF LAUNCH04.02.2008 HEALTH PLUS FUND 10 10.0622 10.0622 10.0622

*---DATE 28.04.2008 NAV of GRATUITY PLUS....

GRATUITY PLUS DATE OF LAUNCH22.06.2006 BOND FUND 10 10.8925 10.8925 10.8925 SECURED FUND 10 11.5216 11.5216 11.5216 BALANCED FUND 10 10.9602 10.9602 10.9602 GROWTH FUND 10 11.0317 11.0317 11.0317

*---DATE 28.04.2008 NAV of HEALTH PLUS (901).....

HEALTH PLUS (901) DATE OF LAUNCH04.02.2008 HEALTH PLUS FUND 10 10.0622 10.0622 10.0622

*---DATE 28.04.2008 NAV of PROFIT PLUS (188)......

PROFIT PLUS (188) DATE OF LAUNCH23.08.2007 BOND FUND 10 10.2344 10.2344 10.2344 SECURED FUND 10 9.2674 9.2674 9.2674 BALANCED FUND 10 9.5339 9.5339 9.5339 GROWTH FUND 10 9.6664 9.6664 9.6664

*---DATE 28.04.2008 NAV of FORTUNE PLUS (187).........

FORTUNE PLUS (187) BOND FUND 10 10.3189 10.3189 10.3189 SECURED FUND 10 10.0185 10.0185 10.0185 BALANCED FUND 10 9.8841 9.8841 9.8841 GROWTH FUND 10 9.7989 9.7989 9.7989

*---DATE 28.04.2008 NAV of MARKET PLUS (181).....

MARKET PLUS (181) BOND FUND 10 11.7541 11.7541 11.7541 SECURED FUND 10 11.8161 11.8161 11.8161 BALANCED FUND 10 11.8869 11.8869 11.8869 GROWTH FUND 10 12.4007 12.4007 12.4007

*---DATE 28.04.2008 NAV of MONEY PLUS (180)...

MONEY PLUS (180) BOND FUND 10 10.7579 10.7579 10.7579 SECURED FUND 10 11.0136 11.0136 11.0136 BALANCED FUND 10 10.8225 10.8225 10.8225 GROWTH FUND 10 10.7474 10.7474 10.7474

*---DATE 28.04.2008 NAV of FUTURE PLUS (172).........

FUTURE PLUS (172) BOND FUND 10 11.7054 11.7054 11.7054 INCOME FUND 10 13.7675 13.7675 13.7675 BALANCED FUND 10 14.3288 14.3288 14.3288 GROWTH FUND 10 18.0216 18.0216 18.0216

*----Golden Word....

• It Doesnt matter how hard you fall, but it matters how fast you get up.

*----Profit Plus ( A Unit linked-Endowment plan )....

• It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.
• You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.
• Four types of investment Funds are offered.
• Premiums paid after allocation charge will purchase units of the Fund type chosen.
• The Unit Fund is subject to various charges and value of units may increase or decrease, depending on the Net Asset Value (NAV).

Note:For more info. e-mail to: venkta9ram@gmail.com

*----Dated:11.04.2008_HEALTH PLUS (901)....

DATE OF LAUNCH 04.02.2008

HEALTH PLUS FUND
(Single Fund is available in Health Plus Plan)

Description ----------------Value in Rs.

Basic Unit Value ---------------10
NAV (as on dated) ---------------9.9927
Repurchase value --------------9.9927
Sale Value ---------------------9.9927

***----Unit Linked Insurance Plans (ULIPs).....

• Unit plans are investment plans for those who realise the worth of hard-earned money.
• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

*--Dated:11.04.2008_HEALTH PLUS (901)

DATE OF LAUNCH 04.02.2008

HEALTH PLUS FUND
(Single Fund is available in Health Plus )
Basic Unit Value 10
NAV as on date 9.9927
Repurchase value 9.9927
Sale Value 9.9927

*---Dated:11.04.2008_GRATUITY PLUS....

BOND FUND
10
10.8572
10.8572
10.8572
SECURED FUND
10
11.4594
11.4594
11.4594
BALANCED FUND
10
10.8013
10.8013
10.8013
GROWTH FUND
10
10.8830
10.8830
10.8830

*---Dated:11.04.2008_PROFIT PLUS (188)....

BOND FUND
10
10.3299
10.3299
10.3299
SECURED FUND
10
9.1677
9.1677
9.1677
BALANCED FUND
10
9.4575
9.4575
9.4575
GROWTH FUND
10
9.3775
9.3775
9.3775

*---Dated:11.04.2008_FORTUNE PLUS (187)....

BOND FUND
10
10.3543
10.3543
10.3543
SECURED FUND
10
9.8811
9.8811
9.8811
BALANCED FUND
10
9.5507
9.5507
9.5507
GROWTH FUND
10
9.4709
9.4709
9.4709

*---Dated:11.04.2008_MARKET PLUS (181)

BOND FUND
10
11.7878
11.7878
11.7878
SECURED FUND
10
11.6876
11.6876
11.6876
BALANCED FUND
10
11.6237
11.6237
11.6237
GROWTH FUND
10
12.0241
12.0241
12.0241

*----Dated:11.04.2008_MONEY PLUS (180)....

BOND FUND
10
10.8271
10.8271
10.8271
SECURED FUND
10
10.9214
10.9214
10.9214
BALANCED FUND
10
10.6487
10.6487
10.6487
GROWTH FUND
10
10.3879
10.3879
10.3879

*----Dated:11.04.2008_JEEVAN PLUS (173).....

BOND FUND
10
10.9597
10.9597
10.9597
SECURED FUND
10
12.0270
12.0270
12.0270
BALANCED FUND
10
12.2157
12.2157
12.2157
GROWTH FUND
10
16.3630
16.3630
16.3630

*----Dated:11.04.2008_ FUTURE PLUS (172)....

BOND FUND
10
11.7358
11.7358
11.7358
INCOME FUND
10
13.6026
13.6026
13.6026
BALANCED FUND
10
14.1642
14.1642
14.1642
GROWTH FUND
10
17.4937
17.4937
17.4937

*----Dated:11.04.2008_NAV of BIMA PLUS (140).....

SECURED FUND
10
24.2669
23.0536
24.2669
BALANCED FUND
10
30.2073
28.6969
30.2073
RISK FUND
10
41.5655
39.4872
41.5655

Dated:11.04.2008_BIMA PLUS (140)

SECURED FUND
10
24.2669
23.0536
24.2669
BALANCED FUND
10
30.2073
28.6969
30.2073
RISK FUND
10
41.5655
39.4872
41.5655

*----Dated:10.04.2008_HEALTH PLUS (901).........

HEALTH PLUS FUND
10
9.9819
9.9819
9.9819

Note:For more information mail to: venkat9ram@gmail.com

*----Dated:10.04.2008_GRATUITY PLUS.....

BOND FUND
10
10.8525
10.8525
10.8525
SECURED FUND
10
11.4466
11.4466
11.4466
BALANCED FUND
10
10.7811
10.7811
10.7811
GROWTH FUND
10
10.8632
10.8632
10.8632

*----Dated:10.04.2008_PROFIT PLUS (188)........

BOND FUND
10
10.3473
10.3473
10.3473
SECURED FUND
10
9.1487
9.1487
9.1487
BALANCED FUND
10
9.4410
9.4410
9.4410
GROWTH FUND
10
9.3430
9.3430
9.3430

*----Dated:10.04.2008_ FORTUNE PLUS (187)............

BOND FUND
10
10.3678
10.3678
10.3678
SECURED FUND
10
9.9292
9.9292
9.9292
BALANCED FUND
10
9.5308
9.5308
9.5308
GROWTH FUND
10
9.4338
9.4338
9.4338

*----Dated:10.04.2008_MARKET PLUS (181).....

BOND FUND
10
11.7981
11.7981
11.7981
SECURED FUND
10
11.6864
11.6864
11.6864
BALANCED FUND
10
11.6046
11.6046
11.6046
GROWTH FUND
10
11.9845
11.9845
11.9845

*----Dated:10.04.2008_MONEY PLUS (180).....

BOND FUND
10
10.8483
10.8483
10.8483
SECURED FUND
10
10.9292
10.9292
10.9292
BALANCED FUND
10
10.6317
10.6317
10.6317
GROWTH FUND
10
10.3660
10.3660
10.3660

*----Dated:10.04.2008_JEEVAN PLUS (173)....

BOND FUND
10
10.9588
10.9588
10.9588
SECURED FUND
10
12.0416
12.0416
12.0416
BALANCED FUND
10
12.2082
12.2082
12.2082
GROWTH FUND
10
16.3278
16.3278
16.3278

*----Dated:10.04.2008_FUTURE PLUS (172).........

BOND FUND
10
11.7461
11.7461
11.7461
INCOME FUND
10
13.5877
13.5877
13.5877
BALANCED FUND
10
14.1601
14.1601
14.1601
GROWTH FUND
10
17.5148
17.5148
17.5148

----Dated: 10.04.2008___BIMA PLUS (140).......

SECURED FUND
10
24.2832
23.0690
24.2832
BALANCED FUND
10
30.1613
28.6532
30.1613
RISK FUND
10
41.4281
39.3567
41.4281

***----Child Career Plan ( A Specially Designed Plan for Child )....

Product Summary:

• This plan is specially designed to meet the increasing educational and other needs of growing children.
• It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).
• A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.

Survival Benefit:

• On life assured surviving to the end of the specified durations an amount specified below is payable:
  5 years before the date of expiry of policy term
  -
  30% of the Sum Assured along with vested Simple Reversionary Bonuses
  4 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  3 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  2 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  1 years before the date of expiry of policy term
  -
  15% of the Sum Assured
  On the date of expiry of policy term
  -
  15% of the Sum Assured along with Final (Additional) Bonus, if any

Note: For more info. mail to venkat9ram@gmail.com

***----Marriage Endowment Or Educational Annuity Plan ( A Good Children Plan)....

Product summary:

• This is an Endowment Assurance plan that provides for benefits on or from the selected maturity date to meet the Marriage/Educational expenses of the named child.

Premiums:

• Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, throughout the term of the policy or earlier death.

Bonuses:

• This is a with-profit plan and participates in the profits of the Corporation’s life insurance business.
• It gets a share of the profits in the form of bonuses.
• Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.
• Once declared, they form part of the guaranteed benefits of the plan.
• bonuses are to be added till maturity even if the life assured dies before the maturity date.
• Final (Additional) Bonus may also be payable provided a policy is of a certain minimum term.

*----Mortgage Redemption Assurance policy......

Product summary:

• The Mortgage Redemption Assurance policy (without profits) plan is designed to meet the requirements of the policy holding individual who seeks to ensure that all his outstanding loans and debts are automatically paid up in the event of his demise.
• Under the Mortgage Redemption Assurance policy (without profits)The proponent will have to bear the cost of the mandatory medical examination.
• The policies are usually issued only to male lives aged 50 years or lesser.
• The policies are subject to a condition that the insurance cover would not extend beyond 65 years.
• All loans must be liquidated by the time the borrower attains the age of 65.
• The policies bear no surrender value.

Suitable For:

• Middle-aged to elderly professionals whose dependents might need assistance in clearing their debts in case of their unexpected demise are most suited for the Mortgage Redemption Assurance policy.

Survival benefits:

• Nil

Death Benefit :

• All outstanding loans declared at the beginning of the financial year would be payable as per the prepared schedule.

Plan-Parameters:
Parameters---------------Minimum--------------------Maximum

Entry age (Years) ----------20 ------------------------50

Sum assured (Rs.) ---------50,000* --------------------10,00,000

*(except for single premium)

Term (Years) ---------------**** ----------------------****

**----Jeevan Saathi-(Only One Plan on the lives of husband and wife).....

Product summary :

• This is an Endowment Assurance Plan issued on the lives of husband and wife.
• The plan provides financial protection against death of both the lives.
• It pays the maturity amount on survival of one or both the lives to the end of the policy term.

***----Jeevan Anand (Endowment Assurance+Whole Life plans).........

Product summary:

• This plan is a combination of Endowment Assurance and Whole Life plans.
• It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Premium:

• Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

Bonuses:

• This is a with-profit plan and participates in the profits of the Corporation’s life insurance business.
• It gets a share of the profits in the form of bonuses.
• Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.
• Once declared, they form part of the guaranteed benefits of the plan.
• Bonuses will be added during the selected term or till death, if it occurs earlier.
• Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

***----Date of launch of Different UNIT LINKED INSURANCE PLANS (ULIPS) of LIC of India....

Plan(Table.No.)----Date Of Launch

BIMA PLUS (140)----DATE OF LAUNCH 12.02.2001

FUTURE PLUS (172) ----DATE OF LAUNCH 04.03.2005

JEEVAN PLUS (173) ----DATE OF LAUNCH 18.10.2005

MONEY PLUS (180) ----DATE OF LAUNCH 20.12.2006

MARKET PLUS (181) ----DATE OF LAUNCH 05.07.2006

GRATUITY PLUS----DATE OF LAUNCH 22.06.2006

FORTUNE PLUS (187)----DATE OF LAUNCH 23.08.2007

PROFIT PLUS (188)----DATE OF LAUNCH 23.08.2007

HEALTH PLUS (901)----DATE OF LAUNCH 04.02.2008

*----Insurance Plans....

• As individuals it is inherent to differ.
• Each individual’s insurance needs and requirements are different from that of the others.
• LIC’s Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement

*----Jeevan Nidhi (Illustrations)....

Illustration 1:

Age at entry: 35 years

Policy Term: 25 years

Premium paying term: 25 years

Sum Assured (Rs.): 100000

Yearly Premium (Rs.): 4121
End of year
Total premiums paid till end of year
Benefit payable on death / Amount available on survival up to the date of vesting for purchase of annuity
Guaranteed
Variable
Total
Scenario 1
Scenario 2
Scenario 1
Scenario 2
1
4,121
1,00,000
0
0
100000
100000
2
8,242
1,05,000
0
0
105000
105000
3
12,363
1,10,000
0
0
110000
110000
4
16,484
1,15,000
0
0
115000
115000
5
20,605
1,20,000
0
0
120000
120000
6
24,726
1,25,000
2300
7300
127300
132300
7
28,847
1,25,000
4600
14600
129600
139600
8
32,968
1,25,000
6900
21900
131900
146900
9
37,089
1,25,000
9200
29200
134200
154200
10
41,210
1,25,000
11500
36500
136500
136500
15
61,815
1,25,000
23000
73000
148000
198000
20
82,420
1,25,000
48500
157500
173500
282500
25
1,03,025
1,25,000
63500
206000
188500
331000

*----Jeevan Nidhi (Benefits).....

Note:

Insurance Regulatory & Development Authority (IRDA) requires all life insurance companies operating in India to provide official illustrations to their customers.

The illustrations are based on the investment rates of return set by the Life Insurance Council (constituted under Section 64C(a) of the Insurance Act 1938) and is not intended to reflect the actual investment returns achieved or may be achieved in future by Life Insurance Corporation of India (LICI).

For the year 2004-05 the two rates of investment return declared by the Life Insurance Council are 6% and 10% per annum.

Product summary:

This is a with-profits pension plan which provides for death cover during the deferment period and on survival to the date of vesting, the maturity proceeds are compulsorily to be used for purchase of annuity.

Premiums:

Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deduction, as opted by you, throughout the term of the policy or till earlier death.

Alternatively, the premium may be paid in one lump sum (single premium).

Tax Benefits:

Tax relief under Section 80CCC(1) is available on premiums paid under this policy.
Guaranteed Additions during the first five years:

The policy provides for the Guaranteed Additions at the rate of Rs.50/- per thousand Sum Assured during first five years of the policy. The Guaranteed Additions are payable along with the basic Sum Assured on vesting or on earlier death.
Bonuses after the first 5 years:

This is a with-profit plan and participates in the profits of the Corporation’s life insurance business after 5 years.

It gets a share of the profits in the form of bonuses.

Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.

Once declared, they form part of the guaranteed benefits of the plan.

A Final (Additional) Bonus may also be payable provided a policy has run for certain minimum period.
Death Benefit:

The Sum Assured along with accrued guaranteed additions and vested simple reversionary bonuses and Final (Additional) Bonus, if any, is payable in a lump sum on death of the life assured during the deferment period of the policy.
Benefit on vesting:

On the date of vesting you can encash up to a maximum of 1/3rd of the amount consisting of the Sum Assured along with accrued guaranteed additions, vested simple reversionary bonuses and Final (Additional) Bonus, if any as a tax-free lump sum.

The balance amount shall be compulsorily converted into an annuity at the option and the rates applicable at the time of vesting of the annuity.
Supplementary/Extra Benefits:

These are the optional benefits that can be added to your basic plan for extra protection/option. An additional premium is required to be paid for these benefits.

Surrender Value:

Buying a life insurance contract is a long-term commitment. However, surrender value is available on the plan on earlier termination of the contract.
Guaranteed Surrender Value:

The policy may be surrendered for cash after the policy is kept in force by payment of premiums for at least three years.

The guaranteed surrender value available under this plan for all modes, except the single premium mode, will be equal to 30% of the total amount of premiums paid excluding the first year’s premium and the extra premiums.

In case of single premium mode, The guaranteed surrender value will be 90% of the premium paid excluding all extra premiums.
Corporation’s policy on surrenders:

In practice, the Corporation will pay a Special Surrender Value – which is either equal to or more than the Guaranteed Surrender Value.

The benefit payable on surrender reflects the discounted value of the reduced claim amount that would be payable on death or at maturity.

This value will depend on the duration for which premiums have been paid and the policy duration at the date of surrender.

In some circumstances, especially in case of early termination of the policy, the surrender value payable may be less than the total premium paid.
The Corporation reviews the surrender value payable under its plans from time to time depending on the economic environment, experience and other factors.
Note:

The above is the product summary giving the key features of the plan.

This is for illustrative purpose only. This does not represent a contract and for details please refer to your policy document.

Further, the tax benefits are as per present Tax Laws.Benefit Illustration:

Statutory Warning“Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on life insurance business.

If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page.

If your policy offers variable returns then the illustrations on this page will show two different rates of assumed future investment returns.

These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment performance.”

*----Jeevan Nidhi....(Salient Features)

Salient Features:

a . Guaranteed Additions: Guaranteed Additions @ Rs.50/- per thousand Sum assured for each completed year, for the first five years.

b. Participation in profits: The policy shall participate in profits of the Corporation from the 6th year onwards and shall be entitled to receive bonuses declared as per the experience of the Corporation.

c. Benefit On Vesting:
1. Option to commute up to 1/3rd of the amount available on vesting, which shall include the Sum Assured under the Basic Plan together with accrued Guaranteed Additions, simple Reversionary Bonuses and Terminal Bonus, if any.

2 . Annuity as per the option selected: Annuity on the balance amount if commutation is exercised, otherwise annuity on the full amount.
d. Annuity Options:On vesting, the annuity instalment, mode of annuity payment and type of annuity which shall be made available to the Life Assured (Annuitant) / Nominee will depend upon the then prevailing Immediate Annuity plan of the Life Insurance Corporation of India and its terms and conditions.Currently the following options are available under LIC’s immediate annuities:

1. Annuity for life: The annuity is paid to the life assured as long as he/she is alive.

2. Annuity Guaranteed for certain periods: The annuity is paid to the life assured for periods of 5 or 10 or 15 or 20 years as chosen by him/her, whether or not he/she survives that period. After the chosen period, the annuity is paid to the life assured as long as he/she is alive.

3. Annuity with return of purchase price on death: The annuity is paid to the life assured as long as he/she is alive. On the death of the life assured, the purchase price of the annuity is paid as death benefit. The purchase price includes the Sum Assured under the Basic Plan, the accrued Guaranteed Additions and any accrued bonuses, excluding the commuted value, if any.

4. Increasing annuity: The annuity is paid to the life assured as long as he/she is alive. The amount of annuity increases every year at a simple rate of 3% per annum.

5. Joint Life Last Survivor Annuity: The annuity is paid to the life assured as long as he/she is alive. On death of the life assured, 50% of the annuity is payable to the nominated spouse as long as the spouse is alive.

e. Death Benefit on death before annuity vests: On the death of the Life Assured during the deferment period of the policy, i.e. before the annuity vests, an amount equal to the Sum Assured under the Basic plan along with the accrued Guaranteed Additions, simple Reversionary Bonuses and Terminal Bonus, if any, will be paid in a lump sum to the appointed nominee, provided the policy is in force for full Sum Assured.Nominee will also have the option to purchase an annuity with this amount.

*----Jeevan Nidhi.....

• LIC's JEEVAN NIDHI is a with profits Deferred Annuity (Pension) plan.
• On survival of the policyholder beyond term of the policy the accumulated amount (i.e. Sum Assured + Guaranteed Additions + Bonuses) is used to generate a pension (annuity) for the policyholder.
• The plan also provides a risk cover during the deferment period.
• The USP of the plan being the pension can commence at 40 years.
• The premiums paid are exempt under Section 80CCC of Income Tax Act.

*-----Pension Plans........

• Pension Plans are Individual Plans that gaze into your future and foresee financial stability during your old age.
• These policies are most suited for senior citizens and those planning a secure future, so that you never give up on the best things in life.

***-------Unit plans.......

• Unit plans are investment plans for those who realise the worth of hard-earned money.
• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

*------Fortune Plus...........

• It is a unit linked assurance plan where premium payment term (PPT) is 5 years and the premium payable in the first year will be 50 % of total premium payable under the policy.
• The level of cover will depend on the level of premium you agree to pay.
• Four types of investment funds are offered.
• Premiums paid after allocation charge will purchase units of the Fund type chosen.
• The Unit Fund is subject to various charges and value of the units may increase or decrease, depending on the Net Asset Value (NAV).
• The plan therefore serves the purpose of insurance-cum-investment.

Payment of Premiums:

• You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS) intervals for 5 years.
• The minimum First year premium will be Rs.20,000/- and you may pay any amount exceeding it.
• From second year onwards each year’s premium will be 25% of the first year premium.

*------Profit Plus.....

• It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.
• You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.
• Four types of investment Funds are offered.
• Premiums paid after allocation charge will purchase units of the Fund type chosen.
• The Unit Fund is subject to various charges and value of units may increase or decrease, depending on the Net Asset Value (NAV).

*-----New Bima Gold (A Golden Jubilee Plan)......

• It is a plan where premiums paid over the term of plan are paid back during the policy term in instalments and life insurance cover is available not only during the term but also during the extended term of the plan.
• For more information mail to: venkat9ram@gmail.com

***------LIC’s Special Plans.......

• LIC’s Special Plans are not plans but opportunities that knock on your door once in a lifetime.
• These plans are a perfect blend of insurance, investment and a lifetime of happiness!

*------Dated:31.03.2008,JEEVAN PLUS (173)...................

JEEVAN PLUS (173)
DATE OF LAUNCH 18.10.2005

BOND FUND
10
10.9711
10.9711
10.9711
SECURED FUND
10
12.1149
12.1149
12.1149
BALANCED FUND
10
12.2457
12.2457
12.2457
GROWTH FUND
10
16.3286
16.3286
16.3286

*------Dated:31.03.2008,NAV of GRATUITY PLUS..........

BOND FUND
10
10.8277
10.8277
10.8277
SECURED FUND
10
11.4298
11.4298
11.4298
BALANCED FUND
10
10.7580
10.7580
10.7580
GROWTH FUND
10
10.8599
10.8599
10.8599

*-----Date:31.03.2008,NAV of FORTUNE PLUS (187)...........

BOND FUND
10
10.3548
10.3548
10.3548
SECURED FUND
10
9.8407
9.8407
9.8407
BALANCED FUND
10
9.5470
9.5470
9.5470
GROWTH FUND
10
9.4720
9.4720
9.4720

*-----Dated:31.03.2008, NAV of BIMA PLUS (140)................

SECURED FUND
10
24.3411
23.1240
24.3411
BALANCED FUND
10
30.3914
28.8718
30.3914
RISK FUND
10
41.6750
39.5913
41.6750

Dated:31.03.2008 NAV of PROFIT PLUS (188)

PROFIT PLUS (188)
DATE OF LAUNCH 23.08.2007
BOND FUND
10
10.3504
10.3504
10.3504
SECURED FUND
10
9.1956
9.1956
9.1956
BALANCED FUND
10
9.4837
9.4837
9.4837
GROWTH FUND
10
9.3769
9.3769
9.3769

*------Dated:31.03.2008 NAV of FUTURE PLUS (172).......

BOND FUND
10
11.8105
11.8105
11.8105
INCOME FUND
10
13.6276
13.6276
13.6276
BALANCED FUND
10
14.1632
14.1632
14.1632
GROWTH FUND
10
17.4751
17.4751
17.4751

*-----Dated:31.03.2008*** NAV of HEALTH PLUS (901)........

HEALTH PLUS (901)
DATE OF LAUNCH 04.02.2008

HEALTH PLUS FUND
10
9.9805
9.9805
9.9805

Types of Health Insurance Coverages

• Basic Health Insurance Cover

A health insurance plan which helps you in hospital room charges, doctor/surgeon fees, medical tests, medicines and related expenses.

• Critical illness Cover

This covers critical illness. It gives a lump sum amount on detection of the disease.

It is an added benefit to the basic coverage.

• Family & Floater Coverage

In the event family members are being covered, a floater policy or a family package helps reduce the premium outflow.

Moreover, premium cost can be reduced by purchasing health insurance cover for a longer duration.

• Long Term Health Plan

If the insured desires to purchase a high cover plan and ensure stable premiums, the premium on a long term critical illness plan is the way to go.

Premiums in such plans remain stable for a period of five years.

***------NEWS------

• Life Insurance Corporation of India has sold 130055 Equity Shares of J.K. Investo Trade (India) Ltd. at a rate of Rs. 195/- per share constituting 1.78% of the paid up capital of the company.

***-------DATE 31.03.2008 NAV of MONEY PLUS (180)

MONEY PLUS (180)

BOND FUND
10
10.8156
10.8156
10.8156
SECURED FUND
10
10.8867
10.8867
10.8867
BALANCED FUND
10
10.5989
10.5989
10.5989
GROWTH FUND
10
10.3428
10.3428
10.3428

Date:31.03.2008 NAV of MARKET PLUS (181)

MARKET PLUS (181)
BOND FUND
10
11.7802
11.7802
11.7802
SECURED FUND
10
11.6379
11.6379
11.6379
BALANCED FUND
10
11.5187
11.5187
11.5187
GROWTH FUND
10
11.9908
11.9908
11.9908