----- Free_Financial & Insurance Advisor -----: January 2009

Saturday, January 31, 2009

###---- Insurance Plans.......

Insurance Plans:

As individuals it is inherent to differ.
Each individual's insurance needs and requirements are different from that of the others.
LIC's Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement.

***--NAV's of ULIPS of LIC on Dated:30-01-2009.......

NAV'S AS ON DATE_30.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.6012
22.4212
23.6012
BALANCED FUND
10
26.8517
25.5091
26.8517
RISK FUND
10
32.0518
30.4492
32.0518

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.1208
13.1208
13.1208
INCOME FUND
10
14.4254
14.4254
14.4254
BALANCED FUND
10
14.1753
14.1753
14.1753
GROWTH FUND
10
15.3713
15.3713
15.3713

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.5607
12.5607
12.5607
SECURED FUND
10
12.8781
12.8781
12.8781
BALANCED FUND
10
12.4449
12.4449
12.4449
GROWTH FUND
10
14.0534
14.0534
14.0534

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.3326
12.3326
12.3326
SECURED FUND
10
10.9477
10.9477
10.9477
BALANCED FUND
10
10.0882
10.0882
10.0882
GROWTH FUND
10
7.8863
7.8863
7.8863

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.6049
13.6049
13.6049
SECURED FUND
10
11.6446
11.6446
11.6446
BALANCED FUND
10
10.7329
10.7329
10.7329
GROWTH FUND
10
9.5996
9.5996
9.5996

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5207
11.5207
11.5207
SECURED FUND
10
9.5571
9.5571
9.5571
BALANCED FUND
10
8.6532
8.6532
8.6532
GROWTH FUND
10
7.8905
7.8905
7.8905

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5488
11.5488
11.5488
SECURED FUND
10
8.7128
8.7128
8.7128
BALANCED FUND
10
8.5420
8.5420
8.5420
GROWTH FUND
10
7.5355
7.5355
7.5355

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.0440
12.0440
12.0440
INCOME FUND
10
12.4496
12.4496
12.4496
BALANCED FUND
10
10.9295
10.9295
10.9295
GROWTH FUND
10
10.7090
10.7090
10.7090

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.7304
9.7304
9.7304

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7143
11.7143
11.7143
SECURED FUND
10
10.8240
10.8240
10.8240
BALANCED FUND
10
10.4387
10.4387
10.4387
GROWTH FUND
10
9.1391
9.1391
9.1391

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9563
10.9563
10.9563
SECURED FUND
10
10.0239
10.0239
10.0239
BALANCED FUND
10
9.6040
9.6040
9.6040
GROWTH FUND
10
9.3567
9.3567
9.3567
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.2904
10.2904
10.2904
SECURED FUND
10
10.3435
10.3435
10.3435
BALANCED FUND
10
10.2707
10.2707
10.2707
GROWTH FUND
10
10.5197
10.5197
10.5197

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Thursday, January 29, 2009

###----Income Tax ( I.T.) Provisions for Senior citizens for the Financial Year ending 31st March 2009 .......

In case of Senior citizens (above 65 years of age)

Total Income Range
Tax Rates
Surcharge
Education Cess (% of I.T)
Secondary and Higher Education Cess

Upto Rs.2,25,000/-
Nil
Nil
Nil
Nil

Rs.2,25,001- Rs. 3,00,000
10% of the amount by which the total Income exceeds Rs. Rs.2,25,000
Nil
2%
1%

Rs.3,00,001- Rs. 5,00,000
Rs.7,500 +20% of amount by which the total Income exceeds Rs.3,00,000
Nil
2%
1%

Above Rs. 5,00,000
Rs.47,500 +30% of amount by which the total Income exceeds Rs.5,00,000
Nil
2%
1%

###----Income Tax ( I.T.) Provisions for women for the Financial Year ending 31st March 2009 .......

For women other than senior citizens:
(In case of resident women below 65 years of age.)

Total Income Range
Tax Rates
Surcharge
Education Cess (% of I.T)
Secondary and Higher Education Cess

Upto Rs.1,80,000/-
Nil
Nil
Nil
Nil

Rs.1,80,001- Rs. 3,00,000
10% of the amount by which the total Income exceeds Rs. Rs.1,80,000
Nil
2%
1%

Rs.3,00,001- Rs. 5,00,000
Rs.12,000 + 20% of amount by which the total Income exceeds Rs.3,00,000
Nil
2%
1%

Above Rs. 5,00,000
Rs.52,000 +30% of amount by which the total Income exceeds Rs.5,00,000
Nil
2%
1%

###----Income Tax ( I.T.) Provisions for individual for the Financial Year ending 31st March 2009 .......

For any individual (Other than women & senior citizens)

Total Income Range
Tax Rates
Surcharge
Education Cess (% of I.T)
Secondary and Higher Education Cess

Upto Rs.1,50,000/-
Nil
Nil
Nil
Nil

Rs.1,50,001-Rs. 3,00,000
10% of the amount by which the total Income exceeds Rs.1,50,000
Nil
2%
1%

Rs.3,00,001-Rs. 5,00,000
Rs.15,000 + 20%of amount by which the total Income exceeds Rs.3,00,000
Nil
2%
1%

Above Rs. 5,00,000
Rs.55,000 + 30% of amount by which the total Income exceeds Rs.5,00,000
Nil
2%
1%

###_LIC's Terminal Bonus Rates.......

Terminal Bonus for the year 2005-06:

In addition to the Reversionary Bonuses, LIC has also declared Final (Additional) Bonus and Loyalty Addition to give add on value to those policyholders who keep their long term policies in force.
There is an increase in Final (Addl.) Bonus in the range of 16 % to 100%, The rates of Final (Additional) Bonus are upto Rs.1,680 per thousand Sum Assured depending upon plan, term and sum assured of the policy for policies fulfilling the stipulated conditions.
The Loyalty Additions in respect of Jeevan Shree, New Jeevan Shree and Bima Nivesh-2002 policies ranging from Rs.40 to Rs.125 per thousand Sum Assured depending upon term of policy have also been declared.

###_LIC's Reversionary Bonus Rates.......

Reversionary Bonus Rates for the year 2005-06:

Whole Life Policies – Rs.66.00 per thousand sum assured Bonus on various plans per thousand sum assured for 16 years and above is as under.The bonus depends onterms of the policy. The bonus amount is higher for long term policies.
Endowment Type Policies-range from Rs.40.00 to Rs.46.00.
Money Back, Anticipated Endowment – Rs.37.00 (term 20 years) & Rs.42.00 (term 25 years)
Jeevan Mitra, Jeevan Sathi, Limited Payment Endowment Policies – range from Rs.43.00 to Rs.47.00.
Jeevan Surabhi Policies – Rs.39.00 (term 20 years) and Rs.47.00 (term 25 years)
Jeevan Anand plan – range from Rs.40.00 to Rs.44.00
Jeevan Rekha Plan – range from Rs.33.00 (term >20 years) to Rs.48.00 (term 10 years and less).
Jeevan Anurag – range from Rs.32 to Rs.35.
Jeevan Tarang – Rs.32
New Jeevan Suraksha–I– Rs.32 (per thousand Notional Cash Option)
New Jeevan Dhara–I– Rs.30 (per thousand Notional Cash Option).

###_LIC's JEEVAN NIDHI (Pension) plan_Benefits......

Guaranteed Additions during the first five years:

The policy provides for the Guaranteed Additions at the rate of Rs.50/- per thousand Sum Assured during first five years of the policy.
The Guaranteed Additions are payable along with the basic Sum Assured on vesting or on earlier death.

Bonuses after the first 5 years:

This is a with-profit plan and participates in the profits of the Corporation’s life insurance business after 5 years. It gets a share of the profits in the form of bonuses.
Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.
Once declared, they form part of the guaranteed benefits of the plan. A Final (Additional) Bonus may also be payable provided a policy has run for certain minimum period.

Death Benefit:

The Sum Assured along with accrued guaranteed additions and vested simple reversionary bonuses and Final (Additional) Bonus, if any, is payable in a lump sum on death of the life assured during the deferment period of the policy.

Benefit on vesting:

On the date of vesting you can encash up to a maximum of 1/3rd of the amount consisting of the Sum Assured along with accrued guaranteed additions, vested simple reversionary bonuses and Final (Additional) Bonus, if any as a tax-free lump sum. The balance amount shall be compulsorily converted into an annuity at the option and the rates applicable at the time of vesting of the annuity.

Supplementary/Extra Benefits:

These are the optional benefits that can be added to your basic plan for extra protection/option. An additional premium is required to be paid for these benefits.

Wednesday, January 28, 2009

###_LIC's Pension Plans......

Pension Plans are Individual Plans that gaze into your future and foresee financial stability during your old age.
These policies are most suited for senior citizens and those planning a secure future, so that you never give up on the best things in life.

***--NAV's of ULIPS of LIC on Dated:28-01-2009.......

NAV's as on Date_28.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
SECURED FUND
10
23.4265
22.2552
23.4265
BALANCED FUND
10
26.5439
25.2167
26.5439
RISK FUND
10
31.1760
29.6172
31.1760

FUTURE PLUS (172)
BOND FUND
10
13.1761
13.1761
13.1761
INCOME FUND
10
14.3991
14.3991
14.3991
BALANCED FUND
10
14.1250
14.1250
14.1250
GROWTH FUND
10
15.2732
15.2732
15.2732

JEEVAN PLUS (173)
BOND FUND
10
12.5380
12.5380
12.5380
SECURED FUND
10
12.9142
12.9142
12.9142
BALANCED FUND
10
12.4497
12.4497
12.4497
GROWTH FUND
10
13.9696
13.9696
13.9696

MONEY PLUS (180)
BOND FUND
10
12.3429
12.3429
12.3429
SECURED FUND
10
10.9429
10.9429
10.9429
BALANCED FUND
10
10.0889
10.0889
10.0889
GROWTH FUND
10
7.8109
7.8109
7.8109

MARKET PLUS (181)
BOND FUND
10
13.6113
13.6113
13.6113
SECURED FUND
10
11.6259
11.6259
11.6259
BALANCED FUND
10
10.6955
10.6955
10.6955
GROWTH FUND
10
9.5356
9.5356
9.5356

FORTUNE PLUS (187)
BOND FUND
10
11.5185
11.5185
11.5185
SECURED FUND
10
9.5450
9.5450
9.5450
BALANCED FUND
10
8.6363
8.6363
8.6363
GROWTH FUND
10
7.8623
7.8623
7.8623

PROFIT PLUS (188)
BOND FUND
10
11.5462
11.5462
11.5462
SECURED FUND
10
8.7028
8.7028
8.7028
BALANCED FUND
10
8.5385
8.5385
8.5385
GROWTH FUND
10
7.4992
7.4992
7.4992

GRATUITY PLUS
BOND FUND
10
12.0333
12.0333
12.0333
INCOME FUND
10
12.4291
12.4291
12.4291
BALANCED FUND
10
10.8504
10.8504
10.8504
GROWTH FUND
10
10.6152
10.6152
10.6152

HEALTH PLUS (901)
HEALTH PLUS FUND
10
9.7016
9.7016
9.7016

MONEY PLUS - I (193)
BOND FUND
10
11.7328
11.7328
11.7328
SECURED FUND
10
10.8247
10.8247
10.8247
BALANCED FUND
10
10.4311
10.4311
10.4311
GROWTH FUND
10
9.0729
9.0729
9.0729

MARKET PLUS-I (191)
BOND FUND
10
10.9579
10.9579
10.9579
SECURED FUND
10
10.0020
10.0020
10.0020
BALANCED FUND
10
9.5647
9.5647
9.5647
GROWTH FUND
10
9.2397
9.2397
9.2397

CHILD FORTUNEPLUS (194)
BOND FUND
10
10.2853
10.2853
10.2853
SECURED FUND
10
10.3366
10.3366
10.3366
BALANCED FUND
10
10.2647
10.2647
10.2647
GROWTH FUND
10
10.4275
10.4275
10.4275

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

###_LIC's JEEVAN NIDHI (Pension) plan

LIC's JEEVAN NIDHI is a with profits Deferred Annuity (Pension) plan.
On survival of the policyholder beyond term of the policy the accumulated amount (i.e. Sum Assured + Guaranteed Additions + Bonuses) is used to generate a pension (annuity) for the policyholder.
The plan also provides a risk cover during the deferment period.
The plan being the pension can commence at 40 years.
The premiums paid are exempt under Section 80CCC of Income Tax Act.

Tuesday, January 27, 2009

###_LIC's Jeevan Surabhi(Age Limits,etc).....

Minimum:

Maximum:

Entry age

Min:14years (last birthday)

Max:

plan 106
55

plan 107
50

plan 108
45

Sum assured (Rs.)

50,000
NO LIMIT

Term (years)

15 years
Fixed Term

Mode of Payment

Yearly, Half-yearly,Quarterly, Monthly, Salary Saving Scheme
Maximum Maturity Age:70 years
Is Policy loan available? No

Plan no
Survival Benefits
% of basic Sum Assured.
Risk Cover upto

Plan_106
at the end of 4 years
30
15 years
at the end of 8 years
30
at the end of 12 years
40
at the end of 15 years
Bonus

Plan_107
at the end of 4 years
25
20 years
at the end of 8 years
25
at the end of 12 years
25
at the end of 15 years
25
at the end of 20 years
Bonus

Plan_108
at the end of 4 years
20
25 years
at the end of 8 years
20
at the end of 12 years
20
at the end of 15 years
20
at the end of 18years
20
at the end of 25years
Bonus

###_LIC's Jeevan Surabhi(Survival Benefits).....

Survival Benefits:

A percentage of sum assured as mentioned below will be paid on your survival to the end of specified durations:

Percentage of Sum Assured payable at the end of specified duration

Plan and Term ( Premium Paying Term )
Duration
Plan

106/15(12)
107/20(15)
108/25(18)

4
30%
25%
20%

5
-
-

8
30%
25%
20%

10
-
-
-

12
40%
25%
20%

15
-
25%
20%

18
-
20%

###_LIC's Jeevan Surabhi(Plan No's:106-15,107-20,108-25).....

Product summary:

This is a with-profits plan available for three different terms of 15, 20 and 25 years with corresponding premium paying terms of 12, 15 and 18 years.
The plan provides a specified percentage of Sum Assured on survival up to specified durations.
A life insurance cover is available throughout the term of the plan which increases after every five yearly intervals.

Premiums :

Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the premium paying term of the policy or till the earlier death.

###----LIC's Jeevan Anand(Table:149)...........

###----LIC's Jeevan Anand (Table:149)...........

This plan is a combination of Endowment Assurance and Whole Life plans.
It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Note:For more information Call:09849212164

###_LIC's Jeevan Surabhi(Plan No's:106,107,108).....

LIC's Jeevan Surabhi:

Jeevan Surabhi plan is similar to other money back plans.
However main differences in regular money back plans and Jeevan Surabhi are as underMaturity term is more than premium paying term.
Early and higher rate of survival benefit payment.
Risk cover increases every five years.
The actual term and the premium paying term for these plans are as under.

Plan no.
Policy Term
Premium Paying Term

106
15 years
12 years

107
20 years
15 years

108
25 years
18 years

Full sum assured is paid back as survival benefit by the end of premium paying term.
However, the risk cover and additional risk cover continue and the policy participates in profits till the end of policy term.
Accident Benefit is restricted to the premium paying period and to the overall limit of Rs.5 lakhs on a single life.

Suitable For:This plan holds special interest to people who besides wishing to provide for their old age and family feel the need for lump sum benefits at periodical intervals.

***--NAV's of ULIPS of LIC on Dated:27-01-2009.......

NAV'S AS ON DATE_27.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.4265
22.2552
23.4265
BALANCED FUND
10
26.5439
25.2167
26.5439
RISK FUND
10
31.1760
29.6172
31.1760

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
13.1726
13.1726
13.1726
INCOME FUND
10
14.3878
14.3878
14.3878
BALANCED FUND
10
14.0801
14.0801
14.0801
GROWTH FUND
10
15.1368
15.1368
15.1368

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.5295
12.5295
12.5295
SECURED FUND
10
12.8638
12.8638
12.8638
BALANCED FUND
10
12.3723
12.3723
12.3723
GROWTH FUND
10
13.8037
13.8037
13.8037

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.3341
12.3341
12.3341
SECURED FUND
10
10.9224
10.9224
10.9224
BALANCED FUND
10
10.0399
10.0399
10.0399
GROWTH FUND
10
7.6745
7.6745
7.6745

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.6142
13.6142
13.6142
SECURED FUND
10
11.5622
11.5622
11.5622
BALANCED FUND
10
10.6015
10.6015
10.6015
GROWTH FUND
10
9.4049
9.4049
9.4049

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4318
11.4318
11.4318
SECURED FUND
10
9.4447
9.4447
9.4447
BALANCED FUND
10
8.5274
8.5274
8.5274
GROWTH FUND
10
7.7802
7.7802
7.7802

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5235
11.5235
11.5235
SECURED FUND
10
8.6717
8.6717
8.6717
BALANCED FUND
10
8.4763
8.4763
8.4763
GROWTH FUND
10
7.3943
7.3943
7.3943

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.0333
12.0333
12.0333
INCOME FUND
10
12.4291
12.4291
12.4291
BALANCED FUND
10
10.8504
10.8504
10.8504
GROWTH FUND
10
10.6152
10.6152
10.6152

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.6393
9.6393
9.6393

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7366
11.7366
11.7366
SECURED FUND
10
10.7263
10.7263
10.7263
BALANCED FUND
10
10.3930
10.3930
10.3930
GROWTH FUND
10
8.9294
8.9294
8.9294

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9235
10.9235
10.9235
SECURED FUND
10
9.9487
9.9487
9.9487
BALANCED FUND
10
9.5014
9.5014
9.5014
GROWTH FUND
10
9.2150
9.2150
9.2150
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.1782
10.1782
10.1782
SECURED FUND
10
10.2461
10.2461
10.2461
BALANCED FUND
10
10.1867
10.1867
10.1867
GROWTH FUND
10
10.2857
10.2857
10.2857

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Monday, January 26, 2009

***--NAV's of ULIPS of LIC on Dated:22-01-2009.......

NAV'S AS ON DATE
24.01.2009
EFFECTIVE FOR
24.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE
BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.2486
22.0861
23.2486
BALANCED FUND
10
26.3075
24.9922
26.3075
RISK FUND
10
30.7594
29.2215
30.7594

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.1668
13.1668
13.1668
INCOME FUND
10
14.3497
14.3497
14.3497
BALANCED FUND
10
14.0152
14.0152
14.0152
GROWTH FUND
10
14.9725
14.9725
14.9725

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.5194
12.5194
12.5194
SECURED FUND
10
12.8308
12.8308
12.8308
BALANCED FUND
10
12.3168
12.3168
12.3168
GROWTH FUND
10
13.6419
13.6419
13.6419

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.3276
12.3276
12.3276
SECURED FUND
10
10.8915
10.8915
10.8915
BALANCED FUND
10
9.9857
9.9857
9.9857
GROWTH FUND
10
7.5361
7.5361
7.5361

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.6078
13.6078
13.6078
SECURED FUND
10
11.5183
11.5183
11.5183
BALANCED FUND
10
10.5318
10.5318
10.5318
GROWTH FUND
10
9.2567
9.2567
9.2567

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4296
11.4296
11.4296
SECURED FUND
10
9.4082
9.4082
9.4082
BALANCED FUND
10
8.4516
8.4516
8.4516
GROWTH FUND
10
7.6923
7.6923
7.6923

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5165
11.5165
11.5165
SECURED FUND
10
8.6120
8.6120
8.6120
BALANCED FUND
10
8.3840
8.3840
8.3840
GROWTH FUND
10
7.2891
7.2891
7.2891

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.0334
12.0334
12.0334
INCOME FUND
10
12.4620
12.4620
12.4620
BALANCED FUND
10
10.9109
10.9109
10.9109
GROWTH FUND
10
10.6603
10.6603
10.6603

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.5646
9.5646
9.5646

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7308
11.7308
11.7308
SECURED FUND
10
10.6647
10.6647
10.6647
BALANCED FUND
10
10.3321
10.3321
10.3321
GROWTH FUND
10
8.7932
8.7932
8.7932

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9175
10.9175
10.9175
SECURED FUND
10
9.9130
9.9130
9.9130
BALANCED FUND
10
9.4380
9.4380
9.4380
GROWTH FUND
10
9.1089
9.1089
9.1089
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.1769
10.1769
10.1769
SECURED FUND
10
10.2433
10.2433
10.2433
BALANCED FUND
10
10.1860
10.1860
10.1860
GROWTH FUND
10
10.1512
10.1512
10.1512

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Friday, January 23, 2009

***--NAV's of ULIPS of LIC on Dated:22-01-2009.......

NAV'S AS ON DATE_22.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.5116
22.3360
23.5116
BALANCED FUND
10
26.8483
25.5059
26.8483
RISK FUND
10
31.7464
30.1591
31.7464

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
13.1453
13.1453
13.1453
INCOME FUND
10
14.4202
14.4202
14.4202
BALANCED FUND
10
14.0920
14.0920
14.0920
GROWTH FUND
10
15.0714
15.0714
15.0714

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.5691
12.5691
12.5691
SECURED FUND
10
12.8941
12.8941
12.8941
BALANCED FUND
10
12.3436
12.3436
12.3436
GROWTH FUND
10
13.7757
13.7757
13.7757

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006
BOND FUND
10
12.3394
12.3394
12.3394
SECURED FUND
10
10.9121
10.9121
10.9121
BALANCED FUND
10
10.0183
10.0183
10.0183
GROWTH FUND
10
7.6214
7.6214
7.6214

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006
BOND FUND
10
13.6228
13.6228
13.6228
SECURED FUND
10
11.5618
11.5618
11.5618
BALANCED FUND
10
10.5820
10.5820
10.5820
GROWTH FUND
10
9.3518
9.3518
9.3518

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4344
11.4344
11.4344
SECURED FUND
10
9.4550
9.4550
9.4550
BALANCED FUND
10
8.5198
8.5198
8.5198
GROWTH FUND
10
7.7562
7.7562
7.7562

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5528
11.5528
11.5528
SECURED FUND
10
8.6674
8.6674
8.6674
BALANCED FUND
10
8.4497
8.4497
8.4497
GROWTH FUND
10
7.3652
7.3652
7.3652

GRATUITY PLUS
DATE OF LAUNCH22.06.2006
BOND FUND
10
12.0334
12.0334
12.0334
INCOME FUND
10
12.4620
12.4620
12.4620
BALANCED FUND
10
10.9109
10.9109
10.9109
GROWTH FUND
10
10.6603
10.6603
10.6603

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
9.6205
9.6205
9.6205

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7324
11.7324
11.7324
SECURED FUND
10
10.6828
10.6828
10.6828
BALANCED FUND
10
10.3668
10.3668
10.3668
GROWTH FUND
10
8.8930
8.8930
8.8930

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9286
10.9286
10.9286
SECURED FUND
10
9.9685
9.9685
9.9685
BALANCED FUND
10
9.5214
9.5214
9.5214
GROWTH FUND
10
9.1977
9.1977
9.1977

CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008
BOND FUND
10
10.1783
10.1783
10.1783
SECURED FUND
10
10.2694
10.2694
10.2694
BALANCED FUND
10
10.1945
10.1945
10.1945
GROWTH FUND
10
10.2414
10.2414
10.2414

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Thursday, January 22, 2009

***--NAV's of ULIPS of LIC on Dated:21-01-2009.......

NAV'S AS ON DATE_21.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
23.5116
22.3360
23.5116
BALANCED FUND
10
26.8483
25.5059
26.8483
RISK FUND
10
31.7464
30.1591
31.7464

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.1227
13.1227
13.1227
INCOME FUND
10
14.5069
14.5069
14.5069
BALANCED FUND
10
14.1894
14.1894
14.1894
GROWTH FUND
10
15.1288
15.1288
15.1288

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.5774
12.5774
12.5774
SECURED FUND
10
12.8960
12.8960
12.8960
BALANCED FUND
10
12.3487
12.3487
12.3487
GROWTH FUND
10
13.8155
13.8155
13.8155

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.4041
12.4041
12.4041
SECURED FUND
10
10.9451
10.9451
10.9451
BALANCED FUND
10
10.0663
10.0663
10.0663
GROWTH FUND
10
7.6376
7.6376
7.6376

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.6778
13.6778
13.6778
SECURED FUND
10
11.6217
11.6217
11.6217
BALANCED FUND
10
10.6251
10.6251
10.6251
GROWTH FUND
10
9.3617
9.3617
9.3617

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4433
11.4433
11.4433
SECURED FUND
10
9.4561
9.4561
9.4561
BALANCED FUND
10
8.5015
8.5015
8.5015
GROWTH FUND
10
7.7560
7.7560
7.7560

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5638
11.5638
11.5638
SECURED FUND
10
8.6490
8.6490
8.6490
BALANCED FUND
10
8.4288
8.4288
8.4288
GROWTH FUND
10
7.3614
7.3614
7.3614

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.0281
12.0281
12.0281
INCOME FUND
10
12.5710
12.5710
12.5710
BALANCED FUND
10
11.0244
11.0244
11.0244
GROWTH FUND
10
10.8031
10.8031
10.8031

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.6266
9.6266
9.6266

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7549
11.7549
11.7549
SECURED FUND
10
10.7284
10.7284
10.7284
BALANCED FUND
10
10.4046
10.4046
10.4046
GROWTH FUND
10
8.8885
8.8885
8.8885

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9300
10.9300
10.9300
SECURED FUND
10
9.9709
9.9709
9.9709
BALANCED FUND
10
9.5095
9.5095
9.5095
GROWTH FUND
10
9.1760
9.1760
9.1760
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.1766
10.1766
10.1766
SECURED FUND
10
10.2693
10.2693
10.2693
BALANCED FUND
10
10.1935
10.1935
10.1935
GROWTH FUND
10
10.2389
10.2389
10.2389

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Friday, January 16, 2009

***--NAV's of ULIPS of LIC on Dated:15-01-2009.......

NAV'S AS ON DATE
15.01.2009
EFFECTIVE FOR
15.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE
BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.3452
22.1779
23.3452
BALANCED FUND
10
26.6800
25.3460
26.6800
RISK FUND
10
31.5574
29.9795
31.5574

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.1845
13.1845
13.1845
INCOME FUND
10
14.4539
14.4539
14.4539
BALANCED FUND
10
14.1822
14.1822
14.1822
GROWTH FUND
10
15.1775
15.1775
15.1775

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.4414
12.4414
12.4414
SECURED FUND
10
12.9009
12.9009
12.9009
BALANCED FUND
10
12.3801
12.3801
12.3801
GROWTH FUND
10
13.9009
13.9009
13.9009

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.3648
12.3648
12.3648
SECURED FUND
10
10.9033
10.9033
10.9033
BALANCED FUND
10
10.0787
10.0787
10.0787
GROWTH FUND
10
7.7216
7.7216
7.7216

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.6275
13.6275
13.6275
SECURED FUND
10
11.5931
11.5931
11.5931
BALANCED FUND
10
10.6469
10.6469
10.6469
GROWTH FUND
10
9.4272
9.4272
9.4272

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4351
11.4351
11.4351
SECURED FUND
10
9.4494
9.4494
9.4494
BALANCED FUND
10
8.5222
8.5222
8.5222
GROWTH FUND
10
7.7865
7.7865
7.7865

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5056
11.5056
11.5056
SECURED FUND
10
8.6458
8.6458
8.6458
BALANCED FUND
10
8.4875
8.4875
8.4875
GROWTH FUND
10
7.4425
7.4425
7.4425

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.0899
12.0899
12.0899
INCOME FUND
10
12.4777
12.4777
12.4777
BALANCED FUND
10
10.9916
10.9916
10.9916
GROWTH FUND
10
10.9774
10.9774
10.9774

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.6448
9.6448
9.6448

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7103
11.7103
11.7103
SECURED FUND
10
10.7592
10.7592
10.7592
BALANCED FUND
10
10.4029
10.4029
10.4029
GROWTH FUND
10
8.9306
8.9306
8.9306

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9189
10.9189
10.9189
SECURED FUND
10
9.9871
9.9871
9.9871
BALANCED FUND
10
9.5197
9.5197
9.5197
GROWTH FUND
10
9.2061
9.2061
9.2061
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.1421
10.1421
10.1421
SECURED FUND
10
10.1336
10.1336
10.1336
BALANCED FUND
10
10.1359
10.1359
10.1359
GROWTH FUND
10
10.2897
10.2897
10.2897

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Thursday, January 8, 2009

#*--LIC’s Jeevan Aastha_A New Single Payment Policy.....

LIC’s Jeevan Aastha is a single premium assurance plan which offers guaranteed benefits on death and maturity.
The Plan is close ended and would be available for a maximum period of 45 days from the date of its launch i.e. 08.12.2008 .

***--NAV's of ULIPS of LIC on Dated:07-01-2009.......

NAV'S AS ON DATE_07.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
24.1230
22.9168
24.1230
BALANCED FUND
10
27.8788
26.4848
27.8788
RISK FUND
10
33.4894
31.8149
33.4894

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.3441
13.3441
13.3441
INCOME FUND
10
14.7734
14.7734
14.7734
BALANCED FUND
10
14.5691
14.5691
14.5691
GROWTH FUND
10
15.5317
15.5317
15.5317

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.4976
12.4976
12.4976
SECURED FUND
10
13.2044
13.2044
13.2044
BALANCED FUND
10
12.6512
12.6512
12.6512
GROWTH FUND
10
14.3485
14.3485
14.3485

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006
BOND FUND
10
12.6146
12.6146
12.6146
SECURED FUND
10
11.0524
11.0524
11.0524
BALANCED FUND
10
10.3477
10.3477
10.3477
GROWTH FUND
10
8.0819
8.0819
8.0819

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.8400
13.8400
13.8400
SECURED FUND
10
11.8309
11.8309
11.8309
BALANCED FUND
10
10.9055
10.9055
10.9055
GROWTH FUND
10
9.7782
9.7782
9.7782

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4828
11.4828
11.4828
SECURED FUND
10
9.5793
9.5793
9.5793
BALANCED FUND
10
8.7734
8.7734
8.7734
GROWTH FUND
10
8.0277
8.0277
8.0277

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.5766
11.5766
11.5766
SECURED FUND
10
8.7643
8.7643
8.7643
BALANCED FUND
10
8.6658
8.6658
8.6658
GROWTH FUND
10
7.7223
7.7223
7.7223

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.3228
12.3228
12.3228
INCOME FUND
10
12.9414
12.9414
12.9414
BALANCED FUND
10
11.3165
11.3165
11.3165
GROWTH FUND
10
11.3475
11.3475
11.3475

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.8534
9.8534
9.8534

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.7794
11.7794
11.7794
SECURED FUND
10
11.0155
11.0155
11.0155
BALANCED FUND
10
10.6538
10.6538
10.6538
GROWTH FUND
10
9.2758
9.2758
9.2758

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.9758
10.9758
10.9758
SECURED FUND
10
10.0738
10.0738
10.0738
BALANCED FUND
10
9.6489
9.6489
9.6489
GROWTH FUND
10
9.4867
9.4867
9.4867

CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008
BOND FUND
10
10.1285
10.1285
10.1285
SECURED FUND
10
10.1217
10.1217
10.1217
BALANCED FUND
10
10.1227
10.1227
10.1227
GROWTH FUND
10
10.5136
10.5136
10.5136

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Monday, January 5, 2009

NAV'S AS ON DATE_05.01.2009

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
23.8942
22.6995
23.8942
BALANCED FUND
10
27.5872
26.2079
27.5872
RISK FUND
10
33.0597
31.4068
33.0597

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.2448
13.2448
13.2448
INCOME FUND
10
14.7833
14.7833
14.7833
BALANCED FUND
10
14.6214
14.6214
14.6214
GROWTH FUND
10
15.7920
15.7920
15.7920

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.2627
12.2627
12.2627
SECURED FUND
10
13.2026
13.2026
13.2026
BALANCED FUND
10
12.6749
12.6749
12.6749
GROWTH FUND
10
14.6338
14.6338
14.6338

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.6768
12.6768
12.6768
SECURED FUND
10
11.1471
11.1471
11.1471
BALANCED FUND
10
10.5178
10.5178
10.5178
GROWTH FUND
10
8.3817
8.3817
8.3817

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.8150
13.8150
13.8150
SECURED FUND
10
11.9195
11.9195
11.9195
BALANCED FUND
10
11.0394
11.0394
11.0394
GROWTH FUND
10
10.0533
10.0533
10.0533

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4849
11.4849
11.4849
SECURED FUND
10
9.6641
9.6641
9.6641
BALANCED FUND
10
8.9901
8.9901
8.9901
GROWTH FUND
10
8.2195
8.2195
8.2195

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.4634
11.4634
11.4634
SECURED FUND
10
8.7520
8.7520
8.7520
BALANCED FUND
10
8.7438
8.7438
8.7438
GROWTH FUND
10
7.9289
7.9289
7.9289

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
12.0684
12.0684
12.0684
INCOME FUND
10
12.9321
12.9321
12.9321
BALANCED FUND
10
11.3793
11.3793
11.3793
GROWTH FUND
10
11.4160
11.4160
11.4160

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.9971
9.9971
9.9971

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.6930
11.6930
11.6930
SECURED FUND
10
11.1894
11.1894
11.1894
BALANCED FUND
10
10.8481
10.8481
10.8481
GROWTH FUND
10
9.5472
9.5472
9.5472

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.8898
10.8898
10.8898
SECURED FUND
10
10.0819
10.0819
10.0819
BALANCED FUND
10
9.7419
9.7419
9.7419
GROWTH FUND
10
9.7063
9.7063
9.7063
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.1223
10.1223
10.1223
SECURED FUND
10
10.1169
10.1169
10.1169
BALANCED FUND
10
10.1158
10.1158
10.1158
GROWTH FUND
10
10.5300
10.5300
10.5300

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

WELCOME TO LIC-Rama_Balaji's Website.......

aRWELCOME TO LIC-Balaji's Website

*** Financial & Insurance Advisor.......

Flash.... Flash.... Flash.... Flash....

### LIC’s Jeevan Mangal is a term assurance plan with return of premiums on maturity, where you may pay the premiums either in lump sum or regularly at Yearly, Half Yearly, Quarterly, Monthly, fortnightly or weekly intervals over the term of the policy.

### LIC's Jeevan Saral....

*This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment.

*The plan protection against death throughout the term of the plan.

*The death benefit is directly related to the premiums paid.

*The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term.

*It also offers the flexibility of term and a lot of liquidity.

NOTE:(For systematic investments in ULIPs)

*Market setbacks at the earlier stages of a policy will not significantly affect the yield to maturity.

*But any reversal in the last few years before maturity can reduce it considerably.

### Flash..Flash....

* It is the time to invest in Wealth Plus , Profit Plus and Health Protection Plus Plans.

* Now NAV is availaable at very nearer to the face value for above plans.

Profit Plus (T-188):

*It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.

*You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

Features of Profit Plus (T-188):

* It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.

* You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

* Four types of investment Funds are offered.

* Premiums paid after allocation charge will purchase units of the Fund type chosen.

*The Unit Fund is subject to various charges and value of units may increase or decrease, depending on the Net Asset Value (NAV).

### Jeevan Akshay VI ......

### Jeevan Akshay VI ......Introduction:It is an Immediate Annuity plan, which can be purchased by paying a lump sum amount. The plan provides for annuity payments of a stated amount throughout the life time of the annuitant.Various options are available for the type and mode of payment of annuities.Options Available:The following options are available under the planType of Annuity:

Annuity payable for life at a uniform rate.

Annuity payable for 5, 10, 15 or 20 years certain and thereafter as long as the annuitant is alive.

Annuity for life with return of purchase price on death of the annuitant.

Annuity payable for life increasing at a simple rate of 3% p.a.

Annuity for life with a provision of 50% of the annuity payable to spouse during his/her lifetime on death of the annuitant.

Annuity for life with a provision of 100% of the annuity payable to spouse during his/her lifetime on death of the annuitant. You may choose any one. Once chosen, the option cannot be altered.

### LIC's Jeevan Anand(T-149)---Benefits .......

Benefits in case of death during the selected term:

The Sum Assured along with the vested bonuses is payable on death in a lump sum.

Benefits in case of survival to the end of selected term:

The Sum Assured along with the vested bonuses is payable in a lump sum on survival to the end of the term. An additional Sum Assured is payable on death thereafter.

Accident Benefit:

An additional Sum Assured (subject to a limit of Rs.5 lakh) is payable in a lump sum on death due to accident up to age 70 of life assured.

In case of permanent disability of the life assured due to accident this additional Sum assured is payable in instalments.

Supplementary/Extra Benefits:

These are the optional benefits that can be added to your basic plan for extra protection/option.

An additional premium is required to be paid for these benefits.

Surrender Value:

Buying a life insurance contract is a long-term commitment.

However, surrender values are available on the plan on earlier termination of the contract.

Guaranteed Surrender Value:

The policy may be surrendered after it has been in force for 3 years or more.

The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium.

Any extra premium(s) paid and premium(s) towards Accident Benefit are also excluded.

Unit Plans Sri Venkat Ram ( SVR ) at 11:00 PM 0 comments

### LIC's Jeevan Anand(T-149).......

Jeevan Anand(T-149)Product summary:

This plan is a combination of Endowment Assurance and Whole Life plans. It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Premium:

Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

Bonuses:

This is a with-profit plan and participates in the profits of the Corporation’s life insurance business.

It gets a share of the profits in the form of bonuses.

Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.

Once declared, they form part of the guaranteed benefits of the plan.

Bonuses will be added during the selected term or till death, if it occurs earlier.

Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

Unit Plans Sri Venkat Ram ( SVR ) at 10:53 PM 0 comments

*** LIC's (ULIP) HEALTH PROTECTION PLUS (T-902) NAV as on date_06.06.2009....

Profit Plus:

It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years. You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

Labels: ### LIC's Profit Plus(T-188)...........

*** LIC's Unit plans..............

Unit plan

Unit plans are investment plans for those who realise the worth of hard-earned money.

These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

Unit Plans Sri Venkat Ram ( SVR ) at 12:07 AM 0 comments

*** LIC's BIMA PLUS (140) NAV AS ON DATE 29.05.2009.............

BASIC UNIT VALUENAV AS ON DATEREPURCHASE VALUESALEVALUEBIMA PLUS (140)DATE OF LAUNCH02.02.2001SECURED FUND1026.475725.151926.4757BALANCED FUND1031.352929.785231.3529RISK FUND1042.056139.953342.0561

Unit Plans Sri Venkat Ram ( SVR ) at 12:05 AM 0 comments

*** LIC's FUTURE PLUS (172) NAV'S AS ON DATE 29.05.2009........

FUTURE PLUS (172)BOND FUND1013.168513.168513.1685INCOME FUND1014.992414.992414.9924BALANCED FUND1015.273415.273415.2734GROWTH FUND1018.698318.698318.6983

Unit Plans Sri Venkat Ram ( SVR ) at 12:01 AM 0 comments

Friday, May 29, 2009

*** LIC's NAV'S AS ON DATE_29.05.2009.................

NAV'S AS ON DATE_29.05.2009BASIC UNIT VALUENAV AS ON DATEREPURCHASE VALUESALEVALUEBIMA PLUS (140)DATE OF LAUNCH02.02.2001SECURED FUND1026.475725.151926.4757BALANCED FUND1031.352929.785231.3529RISK FUND1042.056139.953342.0561FUTURE PLUS (172)DATE OF LAUNCH04.03.2005BOND FUND1013.168513.168513.1685INCOME FUND1014.992414.992414.9924BALANCED FUND1015.273415.273415.2734GROWTH FUND1018.698318.698318.6983JEEVAN PLUS (173)DATE OF LAUNCH18.10.2005BOND FUND1013.260313.260313.2603SECURED FUND1013.230113.230113.2301BALANCED FUND1013.465013.465013.4650GROWTH FUND1017.352517.352517.3525MONEY PLUS (180)DATE OF LAUNCH20.12.2006BOND FUND1012.534012.534012.5340SECURED FUND1011.791411.791411.7914BALANCED FUND1011.468211.468211.4682GROWTH FUND1010.137110.137110.1371MARKET PLUS (181)DATE OF LAUNCH05.07.2006BOND FUND1013.815213.815213.8152SECURED FUND1012.638612.638612.6386BALANCED FUND1012.206112.206112.2061GROWTH FUND1012.508212.508212.5082FORTUNE PLUS (187)DATE OF LAUNCH23.08.2007BOND FUND1012.101512.101512.1015SECURED FUND1010.888910.888910.8889BALANCED FUND1010.339810.339810.3398GROWTH FUND109.96579.96579.9657PROFIT PLUS (188)DATE OF LAUNCH23.08.2007BOND FUND1012.401312.401312.4013SECURED FUND1010.355810.355810.3558BALANCED FUND1010.519710.519710.5197GROWTH FUND109.83109.83109.8310GRATUITY PLUSDATE OF LAUNCH22.06.2006BOND FUND1012.507812.507812.5078INCOME FUND1013.181413.181413.1814BALANCED FUND1012.265412.265412.2654GROWTH FUND1012.254212.254212.2542HEALTH PLUS (901)DATE OF LAUNCH04.02.2008HEALTH PLUS FUND1010.771310.771310.7713MONEY PLUS - I (193)DATE OF LAUNCH22.05.2008BOND FUND1012.343012.343012.3430SECURED FUND1012.614412.614412.6144BALANCED FUND1012.487812.487812.4878GROWTH FUND1012.107112.107112.1071MARKET PLUS-I (191)DATE OF LAUNCH17.06.2008BOND FUND1011.450811.450811.4508SECURED FUND1011.145711.145711.1457BALANCED FUND1011.331811.331811.3318GROWTH FUND1011.742611.742611.7426CHILD FORTUNEPLUS (194)DATE OF LAUNCH01.11.2008BOND FUND1010.522310.522310.5223SECURED FUND1011.413811.413811.4138BALANCED FUND1011.656711.656711.6567GROWTH FUND1013.174113.174113.1741HEALTH PROTECTION PLUS (902)DATE OF LAUNCH 29.04.2009HEALTH PROTECTION PLUS FUND1010.015610.015610.0156# Subject to Market risk ; Not guaranteed# Past performance may not indicate future performance

Unit Plans Sri Venkat Ram ( SVR ) at 11:49 PM 0 comments

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List of Postings

▼ 2009 (186)

▼ June (34)

### Jeevan Akshay VI ......

*** LIC's PROFIT PLUS (188) NAV's as on DATE_20.06...

*** LIC's FUTURE PLUS (172) NAV's as on DATE_20.06...

*** LIC's NAV's as on DATE_20/06/2009.....

*** LIC's NAV's as on DATE_12.06.2009.....

*** LIC's MONEY PLUS(180) Performence ........

*** LIC's FUTURE PLUS (172) Performence in Jun 200...

*** LIC's BIMA PLUS (140) NAV's as on DATE_11.06.2...

*** LIC's FUTURE PLUS (172) NAV's as on DATE_11.06...

*** LIC's MONEY PLUS (180) NAV's as on DATE_11.06....

*** LIC's PROFIT PLUS (188) NAV's as on DATE_11.06...

*** LIC's NAV's as on DATE_11.06.2009.....

*** LIC's NAV's as on DATE_10.06.2009.....

### LIC's Insurance Plans......

### Profit Plus(T-188)........ It is a unit linked...

### Unit plans (ULIPs).........

*** LIC's FUTURE PLUS (172) NAV's as on DATE_10.0...

*** LIC's PROFIT PLUS (188) NAV's as on DATE_10.0...

*** LIC's NAV's as on DATE_10.06.2009.......

*** LIC's FUTURE PLUS (172) NAV AS ON DATE 09.06.2...

*** LIC's NAV's AS ON DATE_09.06.2009...........

### LIC's Unit plans (ULIPs).........

*** LIC's NAV'S AS ON DATE_06.06.2009....

### To know your policy details, call up on 1251.....

### If Your (LIC) Policy Is Lost...........

### LIC's Jeevan Anand(T-149)---Benefits .......

### LIC's Jeevan Anand(T-149).......

*** LIC's (ULIP) HEALTH PROTECTION PLUS (T-902) NA...

*** LIC's (ULIP) PROFIT PLUS (188) NAV as on date...

*** LIC's (ULIP) MARKET PLUS (181) NAV as on date...

*** LIC's (ULIP) MONEY PLUS (180) NAV as on date_0...

*** NAV of FUTURE PLUS (172) on 06/06/2009.....

*** LIC's (ULIP) BIMA PLUS (T-140) NAV as on date...

*** LIC's NAV of ULIPs as on DATE_06.06.2009........

► May (40)

### LIC's Jeevan Anand(T-149)..........

### LIC's Profit Plus(T-188)...........

*** LIC's Unit plans..............

*** LIC's BIMA PLUS (140) NAV AS ON DATE 29.05.2...

*** LIC's FUTURE PLUS (172) NAV'S AS ON DATE 29.05...

*** LIC's NAV'S AS ON DATE_29.05.2009................

*** LIC's PROFIT PLUS (T-188) NAV AS ON DATE 27.0...

PROFIT PLUS (188) BOND FUND 10 12.4557 12.4557 1...

*** LIC's NAV'S AS ON DATE_27.05.2009.........

### Unit plans.......

### Pension Plans..........

### Insurance Plans..........

*** LIC's NAV'S AS ON DATE_26.05.2009......

*** LIC's - Komal Jeevan ( a Children's Money Back...

*** LIC's HEALTH PROTECTION PLUS (902) NAV as on d...

*** LIC's NAV as on date :23/05/2009.........

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WELCOME TO LIC-Balaji's Website.......

WELCOME TO LIC-Balaji's WebsiteFREE_Financial & Insurance Advisor.......Flash.... Flash.... Flash.... Flash....### LIC of India introduced it's New Health Protection Plan (902)* Health is a major concern on everybody's mind these days.With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.* Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?* Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.For more info.Call:9849212164 (LIC-Balaji)

###---Child Future Plan ( A specially designed Plan)...........*This plan is specially designed to meet the increasing educational, marriage and other needs of growing children.*It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).*A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.Note:For more informationCall:9849212164 (LIC-Balaji)LIC's - Komal Jeevan:*This is a Children's Money Back Plan that provides financial protection against death during the term of plan with periodic payments on survival at specified durations.*This plan can be purchased by any of the parent or grand parent for a child aged 0 to 10 years.Premiums:*Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, up to the policy anniversary immediately after the life assured (child) attains 18 years of age or till the earlier death of the life assured. Alternatively, the premium may be paid in one lump sum (Single premium).###--MONEY PLUS - I (Plan No.193) New Plan........................DATE OF LAUNCH 22.05.2008*A unit linked-endownment plan.*Which offers investment-cum-insurance during the term of the policy.*Minimum Premium Rs.5000 p.a.*Min. entry Age : 0 years*Max. entry Age : 65 years*Policy term : 5 to 30 years*Min. Maturity Age : 18 years*Max. Maturity Age : 75 yearsNote:For more information Call:9849212164###----Jeevan Anand...........*This plan is a combination of Endowment Assurance and Whole Life plans.*It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.Note:For more information Call:9849212164 (LIC-Balaji)###---Unit Plans....*Unit plans are investment plans for those who realise the worth of hard-earned money.*These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.###---Profit Plus( An Investment plan)....*It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.*You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.Note:For more information Call:9849212164 (LIC-Balaji)

For FREE Processing & More Information

Mobile: 09849212164ORMail: venkat9ram@gmail.comNOTE: we are not resposible for any mistake or any loss directly or indirectly based on information in this blogger.

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Advisor's Profile

Sri Venkat Ram ( SVR )

HYDERABAD, Andhra Pradesh, India

* An experienced faculty member of ECE (Electronics & Communication Engineering). View my complete profile

### LIC of India introduced it's New Health Protection Plan (902)

* Health is a major concern on everybody's mind these days.

With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.

* Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.

Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?

* Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.

For more info.Call:9849212164 (LIC-Balaji)

###---Child Future Plan ( A specially designed Plan)...........

*This plan is specially designed to meet the increasing educational, marriage and other needs of growing children.

*It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).

*A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.

Note:For more information

Call:9849212164 (LIC-Balaji)

LIC's - Komal Jeevan:

*This is a Children's Money Back Plan that provides financial protection against death during the term of plan with periodic payments on survival at specified durations.

*This plan can be purchased by any of the parent or grand parent for a child aged 0 to 10 years.

Premiums:

*Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, up to the policy anniversary immediately after the life assured (child) attains 18 years of age or till the earlier death of the life assured. Alternatively, the premium may be paid in one lump sum (Single premium).

###--MONEY PLUS - I (Plan No.193)

New Plan........................DATE OF LAUNCH 22.05.2008

*A unit linked-endownment plan.

*Which offers investment-cum-insurance during the term of the policy.

*Minimum Premium Rs.5000 p.a.

*Min. entry Age : 0 years

*Max. entry Age : 65 years

*Policy term : 5 to 30 years

*Min. Maturity Age : 18 years

*Max. Maturity Age : 75 years

Note:For more information Call:9849212164

###----Jeevan Anand...........

*This plan is a combination of Endowment Assurance and Whole Life plans.

*It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Note:For more information

Call:9849212164 (LIC-Balaji)

###---Unit Plans....

*Unit plans are investment plans for those who realise the worth of hard-earned money.

*These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

###---Profit Plus( An Investment plan)....

*It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.

*You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

Note:For more information

Call:9849212164 (LIC-Balaji)