Tuesday, July 28, 2015

Home Loan - Documents Required

  • Home Loan - Documents Required

    • Duly signed and filled application form
    • Passport-size photograph
    • Statements of investments, if any
    • Copy of plan approved for the proposed construction/extension
    • Cost estimation or valuation report from the bank's (or finance company's) panel CA
    • Allotment letter of housing board/NOC of the society/builder etc.
    • Bank statement and salary slips
    In addition to these, you will have to also submit the following documents:
    • Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
    • Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
    • Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.


  • Home Loan - Documents Required

  • Home Loan - Documents Required

    • Duly signed and filled application form
    • Passport-size photograph
    • Statements of investments, if any
    • Copy of plan approved for the proposed construction/extension
    • Cost estimation or valuation report from the bank's (or finance company's) panel CA
    • Allotment letter of housing board/NOC of the society/builder etc.
    • Bank statement and salary slips
    In addition to these, you will have to also submit the following documents:
    • Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
    • Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
    • Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.


  • LIC HOUSING FINANCE LIMITED

    LIC HOUSING FINANCE LIMITED (LIC HFL)

      for better

     HOME LOANS


    It was set up under the Companies Act, 1956. Incorporated on 19th June, 1989 and recognised by National Housing Bank. The company has about 25% market share in the housing finance industry. A wide network in the Industry with 67 Area/Unit Offices plus 6 Regional Offices across the length and breadth of the country and about 5000 LIC Agents trained for housing finance.
    Today the Company has a proud group of over 5.90 lakh prudent house owners who have enjoyed the Company's financial assistance. The company has so far sanctioned over Rs.133 Billion (Rs.13300 Crores) and disbursed Rs.117 Billion (Rs.11700 Crores).

    Products:
    Home loans to both Indian and NRI customers at floating and fixed rate of interest.
     
    • Loans to construct / buy a new home
    • Loans for purchase of a second home ( Bridge Loans)
    • Loans for home extension
    • Loans for home repairs
    • Loans for purchase of plots
    • Loans against mortgage of property

    • Loans to Corporate bodies (Public Limited Companies/Public Sector undertakings) for Staff Quarters.
    • Loans to Corporate bodies (Public Limited Companies / Public Sector undertakings) for onward lending to employees to construct /purchase residential house/flat on ownership basis (Line of Credit "TO") and Loans to individual employees of the Company as guaranteed by the Employer (Line of Credit "THROUGH").