### LIC's Unit plans ....
- Unit plans are investment plans for those who realise the worth of hard-earned money.
- These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.
Friday, May 27, 2011
### LIC's Unit plans ....
### Benefits of Health Protection Plus...........
### Benefits of Health Protection Plus...........
Hospital Cash Benefit (HCB).
A daily benefit is payable in case the insured is hospitalized due to either accidental body injury or sickness. The quantum of benefit depends upon the level of cover opted.
Insured
Initial Daily Benefit (IDB)*#
Minimum
Maximum
Principal Insured
Rs.250
Rs.2500
Spouse/Child
Rs.250
Rs.1500
*The Applicable Daily Benefit. IDB is applicable during the first year of risk cover. The daily benefit will increase @5% simple p.a. of the IDB on each policy anniversary until it hits a cap of 1.5 times the initial benefit.IDB of the spouse cannot exceed the Principal Insured’s IDB; IDB of the children cannot exceed the spouse’s IDB.The initial HCB must be in multiples of Rs. 50.
#Initial daily benefit that is payable in respect of stay in a non-ICU room or ward. In case the insured is required to stay in the ICU of a hospital, an enhanced rate of daily benefit is payable, which is twice the eligible daily cash benefit.
2. Major Surgical Benefit (MSB). In the event of the insured undergoing one of the major surgeries defined in the Annexure I, a lump sum benefit (regardless of the actual costs incurred) equivalent to the percentage of the sum assured mentioned against that surgery will be payable on providing proper proof of surgery to the satisfaction of the corporation.
3. Domiciliary Treatment Benefit (DTB).
The Principal Insured can claim an amount equivalent to the actual expense he or she has incurred in respect of any domiciliary treatment or to meet the medical expenses incurred over and above the hospital cash/major surgical benefits in respect of either oneself or the others insured under the policy.
Hospital Cash Benefit (HCB).
A daily benefit is payable in case the insured is hospitalized due to either accidental body injury or sickness. The quantum of benefit depends upon the level of cover opted.
Insured
Initial Daily Benefit (IDB)*#
Minimum
Maximum
Principal Insured
Rs.250
Rs.2500
Spouse/Child
Rs.250
Rs.1500
*The Applicable Daily Benefit. IDB is applicable during the first year of risk cover. The daily benefit will increase @5% simple p.a. of the IDB on each policy anniversary until it hits a cap of 1.5 times the initial benefit.IDB of the spouse cannot exceed the Principal Insured’s IDB; IDB of the children cannot exceed the spouse’s IDB.The initial HCB must be in multiples of Rs. 50.
#Initial daily benefit that is payable in respect of stay in a non-ICU room or ward. In case the insured is required to stay in the ICU of a hospital, an enhanced rate of daily benefit is payable, which is twice the eligible daily cash benefit.
2. Major Surgical Benefit (MSB). In the event of the insured undergoing one of the major surgeries defined in the Annexure I, a lump sum benefit (regardless of the actual costs incurred) equivalent to the percentage of the sum assured mentioned against that surgery will be payable on providing proper proof of surgery to the satisfaction of the corporation.
3. Domiciliary Treatment Benefit (DTB).
The Principal Insured can claim an amount equivalent to the actual expense he or she has incurred in respect of any domiciliary treatment or to meet the medical expenses incurred over and above the hospital cash/major surgical benefits in respect of either oneself or the others insured under the policy.
#### Health Protection Plus(T-902)........
#### Health Protection Plus(T-902)........
Health is a major concern on everybody's mind these days.
With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.
Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.
Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?
Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.
Note:IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
Health is a major concern on everybody's mind these days.
With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.
Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.
Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?
Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.
Note:IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDERHealth is a major concern on everybody?s mind these days. With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality. Most families rarely provide for healthcare, and even if they do, it is grossly inadequate. Given this scenario, LIC has launched LIC?s Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ? Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.
### Anmol Jeevan-I......
### Anmol Jeevan-I......
Restrictions
Minimum age at entry:18 years (completed)
Maximum age at entry:55 years (nearer birthday)
Maximum age at maturity:65 years
Minimum Term:5 years
Maximum Term:25 years
Minimum Sum Assure:Rs.5,00,000/-
Maximum Sum Assured:Less than 25,00,000 .
Mode of Premium Payment*
Yearly, Half- Yearly and Single premium
Restrictions
Minimum age at entry:18 years (completed)
Maximum age at entry:55 years (nearer birthday)
Maximum age at maturity:65 years
Minimum Term:5 years
Maximum Term:25 years
Minimum Sum Assure:Rs.5,00,000/-
Maximum Sum Assured:Less than 25,00,000 .
Mode of Premium Payment*
Yearly, Half- Yearly and Single premium
### LIC Anmol Jeevan...........
### LIC Anmol Jeevan........... (Product of the Month)
Get the best term plan from India's most trusted Insurance provider. Get protection plan with high claim settlement ratio and affordable premiums along with tax benefits.
Get the best term plan from India's most trusted Insurance provider. Get protection plan with high claim settlement ratio and affordable premiums along with tax benefits.
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