----- Free_Financial & Insurance Advisor -----

Tuesday, December 30, 2008

Happy_New_Year_2009

Dear Visitors,
WISH
YOU
HAPPY
NEW
YEAR
2009

Thanks & Regards

M.Sri Venkat Rami Reddy
Mobile:98489212164

Happy_New_Year_2009

Dear Friends,
WISH
YOU
HAPPY
NEW
YEAR
2009

Thanks & Regards

M.Sri Venkat Rami Reddy
Mobile:98489212164

***--NAV's of ULIPS of LIC on Dated:29-12-2008.......

NAV'S AS ON DATE 29.12.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
23.3786
22.2097
23.3786
BALANCED FUND
10
26.8440
25.5018
26.8440
RISK FUND
10
31.8792
30.2853
31.8792

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
13.0568
13.0568
13.0568
INCOME FUND
10
14.4641
14.4641
14.4641
BALANCED FUND
10
14.2077
14.2077
14.2077
GROWTH FUND
10
15.2933
15.2933
15.2933

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005
BOND FUND
10
12.1210
12.1210
12.1210
SECURED FUND
10
12.8574
12.8574
12.8574
BALANCED FUND
10
12.3261
12.3261
12.3261
GROWTH FUND
10
14.1308
14.1308
14.1308

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006
BOND FUND
10
12.3834
12.3834
12.3834
SECURED FUND
10
10.9340
10.9340
10.9340
BALANCED FUND
10
10.2021
10.2021
10.2021
GROWTH FUND
10
7.9771
7.9771
7.9771

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.5879
13.5879
13.5879
SECURED FUND
10
11.6378
11.6378
11.6378
BALANCED FUND
10
10.7350
10.7350
10.7350
GROWTH FUND
10
9.6409
9.6409
9.6409

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3751
11.3751
11.3751
SECURED FUND
10
9.4992
9.4992
9.4992
BALANCED FUND
10
8.6790
8.6790
8.6790
GROWTH FUND
10
7.9241
7.9241
7.9241

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3691
11.3691
11.3691
SECURED FUND
10
8.6310
8.6310
8.6310
BALANCED FUND
10
8.5192
8.5192
8.5192
GROWTH FUND
10
7.5973
7.5973
7.5973

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.8678
11.8678
11.8678
INCOME FUND
10
12.5673
12.5673
12.5673
BALANCED FUND
10
11.0113
11.0113
11.0113
GROWTH FUND
10
11.0066
11.0066
11.0066

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.6766
9.6766
9.6766

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.5497
11.5497
11.5497
SECURED FUND
10
10.8071
10.8071
10.8071
BALANCED FUND
10
10.4731
10.4731
10.4731
GROWTH FUND
10
9.1533
9.1533
9.1533

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.8043
10.8043
10.8043
SECURED FUND
10
9.9341
9.9341
9.9341
BALANCED FUND
10
9.5064
9.5064
9.5064
GROWTH FUND
10
9.3895
9.3895
9.3895
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.1058
10.1058
10.1058
SECURED FUND
10
10.1005
10.1005
10.1005
BALANCED FUND
10
10.1004
10.1004
10.1004
GROWTH FUND
10
10.2831
10.2831
10.2831

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Wednesday, December 24, 2008

***--NAV's of ULIPS of LIC on Dated:23-12-2008.......

NAV'S AS ON DATE 23.12.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
23.5432
22.3660
23.5432
BALANCED FUND
10
27.0688
25.7154
27.0688
RISK FUND
10
32.3303
30.7138
32.3303

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
13.0679
13.0679
13.0679
INCOME FUND
10
14.4486
14.4486
14.4486
BALANCED FUND
10
14.2248
14.2248
14.2248
GROWTH FUND
10
15.3642
15.3642
15.3642

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005
BOND FUND
10
12.0681
12.0681
12.0681
SECURED FUND
10
12.9040
12.9040
12.9040
BALANCED FUND
10
12.3448
12.3448
12.3448
GROWTH FUND
10
14.1931
14.1931
14.1931

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006
BOND FUND
10
12.3342
12.3342
12.3342
SECURED FUND
10
10.9138
10.9138
10.9138
BALANCED FUND
10
10.2023
10.2023
10.2023
GROWTH FUND
10
8.0227
8.0227
8.0227

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006
BOND FUND
10
13.5442
13.5442
13.5442
SECURED FUND
10
11.6337
11.6337
11.6337
BALANCED FUND
10
10.7610
10.7610
10.7610
GROWTH FUND
10
9.6842
9.6842
9.6842

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3523
11.3523
11.3523
SECURED FUND
10
9.4751
9.4751
9.4751
BALANCED FUND
10
8.6369
8.6369
8.6369
GROWTH FUND
10
7.9309
7.9309
7.9309

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007
BOND FUND
10
11.3446
11.3446
11.3446
SECURED FUND
10
8.6218
8.6218
8.6218
BALANCED FUND
10
8.5247
8.5247
8.5247
GROWTH FUND
10
7.6273
7.6273
7.6273

GRATUITY PLUS
DATE OF LAUNCH22.06.2006
BOND FUND
10
11.8882
11.8882
11.8882
INCOME FUND
10
12.6811
12.6811
12.6811
BALANCED FUND
10
11.1480
11.1480
11.1480
GROWTH FUND
10
11.1712
11.1712
11.1712

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
9.6654
9.6654
9.6654

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008
BOND FUND
10
11.5233
11.5233
11.5233
SECURED FUND
10
10.7947
10.7947
10.7947
BALANCED FUND
10
10.4621
10.4621
10.4621
GROWTH FUND
10
9.1616
9.1616
9.1616

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008
BOND FUND
10
10.7886
10.7886
10.7886
SECURED FUND
10
9.9159
9.9159
9.9159
BALANCED FUND
10
9.4899
9.4899
9.4899
GROWTH FUND
10
9.3854
9.3854
9.3854

CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008
BOND FUND
10
10.0953
10.0953
10.0953
SECURED FUND
10
10.0911
10.0911
10.0911
BALANCED FUND
10
10.0908
10.0908
10.0908
GROWTH FUND
10
10.2467
10.2467
10.2467

# Subject to Market risk.

Monday, December 22, 2008

***--NAV's of ULIPS of LIC on Dated:22-12-2008.......

NAV'S AS ON DATE 22.12.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.7101
22.5246
23.7101
BALANCED FUND
10
27.3464
25.9790
27.3464
RISK FUND
10
32.9344
31.2877
32.9344

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
13.0766
13.0766
13.0766
INCOME FUND
10
14.4914
14.4914
14.4914
BALANCED FUND
10
14.2914
14.2914
14.2914
GROWTH FUND
10
15.5118
15.5118
15.5118

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.1111
12.1111
12.1111
SECURED FUND
10
12.9304
12.9304
12.9304
BALANCED FUND
10
12.1874
12.1874
12.1874
GROWTH FUND
10
14.3274
14.3274
14.3274

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.3852
12.3852
12.3852
SECURED FUND
10
10.9520
10.9520
10.9520
BALANCED FUND
10
10.2791
10.2791
10.2791
GROWTH FUND
10
8.1577
8.1577
8.1577

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.5538
13.5538
13.5538
SECURED FUND
10
11.7003
11.7003
11.7003
BALANCED FUND
10
10.8350
10.8350
10.8350
GROWTH FUND
10
9.8117
9.8117
9.8117

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3827
11.3827
11.3827
SECURED FUND
10
9.5594
9.5594
9.5594
BALANCED FUND
10
8.7395
8.7395
8.7395
GROWTH FUND
10
8.0314
8.0314
8.0314

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3616
11.3616
11.3616
SECURED FUND
10
8.6565
8.6565
8.6565
BALANCED FUND
10
8.5647
8.5647
8.5647
GROWTH FUND
10
7.7263
7.7263
7.7263

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.8849
11.8849
11.8849
INCOME FUND
10
12.6701
12.6701
12.6701
BALANCED FUND
10
11.1525
11.1525
11.1525
GROWTH FUND
10
11.1689
11.1689
11.1689

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.7622
9.7622
9.7622

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.5365
11.5365
11.5365
SECURED FUND
10
10.8412
10.8412
10.8412
BALANCED FUND
10
10.5142
10.5142
10.5142
GROWTH FUND
10
9.2985
9.2985
9.2985

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.7159
10.7159
10.7159
SECURED FUND
10
9.9505
9.9505
9.9505
BALANCED FUND
10
9.5456
9.5456
9.5456
GROWTH FUND
10
9.4874
9.4874
9.4874
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.0930
10.0930
10.0930
SECURED FUND
10
10.0888
10.0888
10.0888
BALANCED FUND
10
10.0886
10.0886
10.0886
GROWTH FUND
10
10.2618
10.2618
10.2618

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Thursday, December 18, 2008

#*--LIC’s Jeevan Aastha_A New Single Payment Policy.....

#*--LIC’s- Jeevan Aastha-A New Single Payment Policy.....

LIC’s- Jeevan Aastha-A New Policy

LIC’s Jeevan Aastha is a single premium assurance plan which offers guaranteed benefits on death and maturity.
The Plan is close ended and would be available for a maximum period of 45 days from the date of its launch i.e. 08.12.2008 .

1.Elogibility conditions and other restrictions

a) Minimum Entry Age : 13 years (completed)
b) Maximum Entry Age : 60 years (nearest birthday)
c) Minimum Basic Sum Assured: Rs.150,000
d) Maximum Basic Sum Assured: No Limit

The basic sum assured shall be available in multiples of Rs. 30,000.
e) Policy Term : 5 or 10 years

f) Premium payment mode : Single premium only

2.Premium rates Specimen Single Premium rates per Rs.1000 Basic Sum Assured for some of the ages are as under:

Age at entry:Policy Term 5 years /Policy Term 10 years
20 174.50 165.00
30 174.70 165.40
40 176.10 167.95
50 180.85 175.903.

Rebate High Sum Assured Rebates per Rs. 1,000 Basic Sum Assured :Basic Sum AssuredRebate
Term – 5 years / Term – 10 years

Below Rs.3,00,000 Nil Nil
Rs.3,00,000 to Rs.5,99,999 Rs. 2.00 Rs. 3.00
Rs.6,00,000 to Rs.11,99,999 Rs. 2.50 Rs. 3.50
Rs 12,00,000 and above Rs. 3.00 Rs.4.004.

LoanLoan facility will be available to you under this plan , after completion of one policy year.

5.Surrnder valueThe policy can be surrendered for cash after the policy has run for at least one year.

The minimum Guaranteed Surrendered Value allowable is equal to 90% of the Single premium paid excluding all extra premiums.

Corporation may however pay Special Surrender value as applicable on the date of surrender provided the same is higher than the guaranteed Surrender Value.

The Special Surrender Value will be the discounted value of the Maturity Sum Assured and Guaranteed Additions accrued as on date of surrender.

6.Cooling-off period In case one is not satisfied with the “Terms and Conditions” of the policy , the same can be returned to us within 15 days

SRI VENKAT RAM

Mobile:09849212164

NAV's as on date: 18.12.2008 of ULIPS of LICI....

NAV'S AS ON DATE_18.12.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140) DATE OF LAUNCH 12.02.2001
SECURED FUND
10
23.4645
22.2913
23.4645
BALANCED FUND
10
26.9227
25.5766
26.9227
RISK FUND
10
32.4124
30.7918
32.4124

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
12.9751
12.9751
12.9751
INCOME FUND
10
14.3743
14.3743
14.3743
BALANCED FUND
10
14.1833
14.1833
14.1833
GROWTH FUND
10
15.4768
15.4768
15.4768

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
12.0657
12.0657
12.0657
SECURED FUND
10
12.8247
12.8247
12.8247
BALANCED FUND
10
12.1281
12.1281
12.1281
GROWTH FUND
10
14.2871
14.2871
14.2871

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.2617
12.2617
12.2617
SECURED FUND
10
10.8957
10.8957
10.8957
BALANCED FUND
10
10.2194
10.2194
10.2194
GROWTH FUND
10
8.1778
8.1778
8.1778

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.4388
13.4388
13.4388
SECURED FUND
10
11.6125
11.6125
11.6125
BALANCED FUND
10
10.7920
10.7920
10.7920
GROWTH FUND
10
9.8095
9.8095
9.8095

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3430
11.3430
11.3430
SECURED FUND
10
9.5047
9.5047
9.5047
BALANCED FUND
10
8.6607
8.6607
8.6607
GROWTH FUND
10
8.0141
8.0141
8.0141

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3317
11.3317
11.3317
SECURED FUND
10
8.6445
8.6445
8.6445
BALANCED FUND
10
8.5546
8.5546
8.5546
GROWTH FUND
10
7.7240
7.7240
7.7240

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.2182
11.2182
11.2182
INCOME FUND
10
12.3510
12.3510
12.3510
BALANCED FUND
10
10.8903
10.8903
10.8903
GROWTH FUND
10
10.9180
10.9180
10.9180

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.7200
9.7200
9.7200

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.4790
11.4790
11.4790
SECURED FUND
10
10.7840
10.7840
10.7840
BALANCED FUND
10
10.4585
10.4585
10.4585
GROWTH FUND
10
9.2928
9.2928
9.2928

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.5015
10.5015
10.5015
SECURED FUND
10
9.9228
9.9228
9.9228
BALANCED FUND
10
9.5240
9.5240
9.5240
GROWTH FUND
10
9.4583
9.4583
9.4583

CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.0838
10.0838
10.0838
SECURED FUND
10
10.0798
10.0798
10.0798
BALANCED FUND
10
10.0795
10.0795
10.0795
GROWTH FUND
10
10.0680
10.0680
10.0680

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Tuesday, December 16, 2008

NAV's as on date: 15.12.2008 of ULIPS of LICI....

NAV'S AS ON DATE 15.12.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
23.1855
22.0263
23.1855
BALANCED FUND
10
26.4527
25.1300
26.4527
RISK FUND
10
31.5840
30.0048
31.5840

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
12.8556
12.8556
12.8556
INCOME FUND
10
14.2039
14.2039
14.2039
BALANCED FUND
10
13.9353
13.9353
13.9353
GROWTH FUND
10
15.1590
15.1590
15.1590

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
11.9450
11.9450
11.9450
SECURED FUND
10
12.6459
12.6459
12.6459
BALANCED FUND
10
11.9756
11.9756
11.9756
GROWTH FUND
10
14.0192
14.0192
14.0192

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
12.1009
12.1009
12.1009
SECURED FUND
10
10.8212
10.8212
10.8212
BALANCED FUND
10
10.1088
10.1088
10.1088
GROWTH FUND
10
8.0053
8.0053
8.0053

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.2811
13.2811
13.2811
SECURED FUND
10
11.4395
11.4395
11.4395
BALANCED FUND
10
10.6043
10.6043
10.6043
GROWTH FUND
10
9.6346
9.6346
9.6346

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.3017
11.3017
11.3017
SECURED FUND
10
9.4296
9.4296
9.4296
BALANCED FUND
10
8.6352
8.6352
8.6352
GROWTH FUND
10
7.8762
7.8762
7.8762

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.2792
11.2792
11.2792
SECURED FUND
10
8.5758
8.5758
8.5758
BALANCED FUND
10
8.4989
8.4989
8.4989
GROWTH FUND
10
7.6113
7.6113
7.6113

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.2183
11.2183
11.2183
INCOME FUND
10
12.2114
12.2114
12.2114
BALANCED FUND
10
10.7507
10.7507
10.7507
GROWTH FUND
10
10.7367
10.7367
10.7367

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.6204
9.6204
9.6204

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.4496
11.4496
11.4496
SECURED FUND
10
10.7086
10.7086
10.7086
BALANCED FUND
10
10.3582
10.3582
10.3582
GROWTH FUND
10
9.1321
9.1321
9.1321

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.6309
10.6309
10.6309
SECURED FUND
10
9.8072
9.8072
9.8072
BALANCED FUND
10
9.3913
9.3913
9.3913
GROWTH FUND
10
9.3293
9.3293
9.3293
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.0711
10.0711
10.0711
SECURED FUND
10
10.0673
10.0673
10.0673
BALANCED FUND
10
10.0671
10.0671
10.0671
GROWTH FUND
10
10.0595
10.0595
10.0595

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Tuesday, December 9, 2008

#*--LIC’s- Jeevan Aastha-A New Policy.....

LIC’s- Jeevan Aastha-A New Policy:

LIC’s Jeevan Aastha is a single premium assurance plan which offers guaranteed benefits on death and maturity.
The Plan is close ended and would be available for a maximum period of 45 days from the date of its launch i.e. 08.12.2008 .

1.Elogibility conditions and other restrictions

a) Minimum Entry Age : 13 years (completed)
b) Maximum Entry Age : 60 years (nearest birthday)
c) Minimum Basic Sum Assured: Rs.150,000
d) Maximum Basic Sum Assured: No Limit
The basic sum assured shall be available in multiples of Rs. 30,000.
e) Policy Term : 5 or 10 yearsf) Premium payment mode : Single premium only

2.Premium rates Specimen Single Premium rates per Rs.1000 Basic Sum Assured for some of the ages are as under:

Age at entry
Policy Term5 years
Policy Term10 years

20
174.50
165.00

30
174.70
165.40

40
176.10
167.95

50
180.85
175.903.

Rebate High Sum Assured Rebates per Rs. 1,000 Basic Sum Assured :
Basic Sum Assured
Rebate

Term – 5 years
Term – 10 years

Below Rs.3,00,000
Nil
Nil

Rs.3,00,000 to Rs.5,99,999
Rs. 2.00
Rs. 3.00

Rs.6,00,000 to Rs.11,99,999
Rs. 2.50
Rs. 3.50

Rs 12,00,000 and above
Rs. 3.00
Rs.4.004.

LoanLoan facility will be available to you under this plan , after completion of one policy year.
5.Surrnder value
The policy can be surrendered for cash after the policy has run for at least one year. The minimum Guaranteed Surrendered Value allowable is equal to 90% of the Single premium paid excluding all extra premiums. Corporation may however pay Special Surrender value as applicable on the date of surrender provided the same is higher than the guaranteed Surrender Value.
The Special Surrender Value will be the discounted value of the Maturity Sum Assured and Guaranteed Additions accrued as on date of surrender.
6.Cooling-off period In case one is not satisfied with the “Terms and Conditions” of the policy , the same can be returned to us within 15 days

NAV's as on date: 08.12.2008 of ULIPS of LICI....

NAV'S AS ON DATE 08.12.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
22.8503
21.7078
22.8503
BALANCED FUND
10
25.9008
24.6057
25.9008
RISK FUND
10
30.6435
29.1113
30.6435
FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
12.6075
12.6075
12.6075
INCOME FUND
10
13.8584
13.8584
13.8584
BALANCED FUND
10
13.5502
13.5502
13.5502
GROWTH FUND
10
14.7909
14.7909
14.7909

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
11.7645
11.7645
11.7645
SECURED FUND
10
12.3061
12.3061
12.3061
BALANCED FUND
10
11.6455
11.6455
11.6455
GROWTH FUND
10
13.5776
13.5776
13.5776

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
11.8011
11.8011
11.8011
SECURED FUND
10
10.6169
10.6169
10.6169
BALANCED FUND
10
9.8004
9.8004
9.8004
GROWTH FUND
10
7.5983
7.5983
7.5983

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
13.0162
13.0162
13.0162
SECURED FUND
10
11.1395
11.1395
11.1395
BALANCED FUND
10
10.3150
10.3150
10.3150
GROWTH FUND
10
9.2406
9.2406
9.2406

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.1534
11.1534
11.1534
SECURED FUND
10
9.2075
9.2075
9.2075
BALANCED FUND
10
8.3081
8.3081
8.3081
GROWTH FUND
10
7.6024
7.6024
7.6024

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.0891
11.0891
11.0891
SECURED FUND
10
8.4058
8.4058
8.4058
BALANCED FUND
10
8.1795
8.1795
8.1795
GROWTH FUND
10
7.2977
7.2977
7.2977

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.2119
11.2119
11.2119
INCOME FUND
10
11.9226
11.9226
11.9226
BALANCED FUND
10
10.4872
10.4872
10.4872
GROWTH FUND
10
10.4753
10.4753
10.4753

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
9.2976
9.2976
9.2976

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
11.0340
11.0340
11.0340
SECURED FUND
10
10.4173
10.4173
10.4173
BALANCED FUND
10
10.1663
10.1663
10.1663
GROWTH FUND
10
8.7686
8.7686
8.7686

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.4552
10.4552
10.4552
SECURED FUND
10
9.6473
9.6473
9.6473
BALANCED FUND
10
9.1731
9.1731
9.1731
GROWTH FUND
10
9.0890
9.0890
9.0890

CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.0556
10.0556
10.0556
SECURED FUND
10
10.0519
10.0519
10.0519
BALANCED FUND
10
10.0527
10.0527
10.0527
GROWTH FUND
10
10.0496
10.0496
10.0496

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Thursday, November 27, 2008

###----Insurance Plans.......

As individuals it is inherent to differ.
Each individuals insurance needs and requirements are different from that of the others.
LICs Insurance Plans are policies that talk to you individually and give you the most suitable options that can fit your requirement.

Tuesday, November 25, 2008

NAV's as on date: 25.11.2008 of ULIPS of LICI....

NAV'S AS ON DATE 25.11.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
22.6762
21.5424
22.6762
BALANCED FUND
10
25.6546
24.3718
25.6546
RISK FUND
10
30.3216
28.8056
30.3216

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005

BOND FUND
10
12.4583
12.4583
12.4583
INCOME FUND
10
13.6135
13.6135
13.6135
BALANCED FUND
10
13.2813
13.2813
13.2813
GROWTH FUND
10
14.5485
14.5485
14.5485

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
11.5782
11.5782
11.5782
SECURED FUND
10
12.0691
12.0691
12.0691
BALANCED FUND
10
11.4290
11.4290
11.4290
GROWTH FUND
10
13.2322
13.2322
13.2322

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
11.5657
11.5657
11.5657
SECURED FUND
10
10.4643
10.4643
10.4643
BALANCED FUND
10
9.5797
9.5797
9.5797
GROWTH FUND
10
7.3454
7.3454
7.3454

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
12.8169
12.8169
12.8169
SECURED FUND
10
10.9417
10.9417
10.9417
BALANCED FUND
10
10.0958
10.0958
10.0958
GROWTH FUND
10
8.9757
8.9757
8.9757

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
11.0070
11.0070
11.0070
SECURED FUND
10
8.9909
8.9909
8.9909
BALANCED FUND
10
8.0916
8.0916
8.0916
GROWTH FUND
10
7.3736
7.3736
7.3736

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
10.8588
10.8588
10.8588
SECURED FUND
10
8.2708
8.2708
8.2708
BALANCED FUND
10
8.0121
8.0121
8.0121
GROWTH FUND
10
7.0602
7.0602
7.0602

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.2035
11.2035
11.2035
INCOME FUND
10
11.6407
11.6407
11.6407
BALANCED FUND
10
10.3101
10.3101
10.3101
GROWTH FUND
10
10.2338
10.2338
10.2338

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.0363
9.0363
9.0363

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
10.8693
10.8693
10.8693
SECURED FUND
10
10.1564
10.1564
10.1564
BALANCED FUND
10
9.9930
9.9930
9.9930
GROWTH FUND
10
8.4968
8.4968
8.4968

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.3827
10.3827
10.3827
SECURED FUND
10
9.4671
9.4671
9.4671
BALANCED FUND
10
8.9700
8.9700
8.9700
GROWTH FUND
10
8.8645
8.8645
8.8645
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.0312
10.0312
10.0312
SECURED FUND
10
10.0267
10.0267
10.0267
BALANCED FUND
10
10.0275
10.0275
10.0275
GROWTH FUND
10
10.0330
10.0330
10.0330

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

NAV's as on date: 25.11.2008 of ULIPS of LICI....

###----Income Tax ( I.T.) Provisions for the Financial Year ending 31st March 2009 .......

Income Tax Provisions for the Financial Year ending 31st March 2009 and
Tax Benefits from Life Insurance.
(A) Income Tax Rates for FY 2008-09:

I) For any individual other than referred to in Item no II and III below.

Total Income Range _Upto Rs.1,50,000/-
Tax Rates _Nil
Surcharge _Nil
Education Cess (% of I.T) _Nil
Secondary and Higher Education Cess_Nil

Total Income Range _Rs.1,50,001-Rs. 3,00,000
Tax Rates _10% of the amount by which the total Income exceeds Rs.1,50,000
Surcharge _Nil
Education Cess (% of I.T) _2%
Secondary and Higher Education Cess_1%

Total Income Range _Rs.3,00,001-Rs. 5,00,000
Tax Rates _Rs.15,000 + 20%of amount by which the total Income exceeds Rs.3,00,000
Surcharge _Nil
Education Cess (% of I.T) _2%
Secondary and Higher Education Cess_1%

Total Income Range _Above Rs. 5,00,000
Tax Rates _Rs.55,000 + 30% of amount by which the total Income exceeds Rs.5,00,000
Surcharge _Nil
Education Cess (% of I.T) _2%
Secondary and Higher Education Cess_1%(II) In case of resident women below 65 years of age.

Total Income Range_Upto Rs.1,80,000/-
Tax Rates_Nil
Surcharge_Nil
Education Cess (% of I.T)_Nil
Secondary and Higher Education Cess_Nil

Total Income Range_Rs.1,80,001- Rs. 3,00,000
10% of the amount by which the total Income exceeds Rs. Rs.1,80,000
Nil
2%
1%

Total Income Range_Rs.3,00,001- Rs. 5,00,000
Rs.12,000 + 20% of amount by which the total Income exceeds Rs.3,00,000
Nil
2%
1%

Total Income Range_Above Rs. 5,00,000
Rs.52,000 +30% of amount by which the total Income exceeds Rs.5,00,000
Nil
2%
1%(III) In case of Senior citizens (above 65 years of age)

Total Income Range
Tax Rates
Surcharge
Education Cess (% of I.T)
Secondary and Higher Education Cess
Upto Rs.2,25,000/-
Nil
Nil
Nil
Nil

Rs.2,25,001- Rs. 3,00,000
10% of the amount by which the total Income exceeds Rs. Rs.2,25,000
Nil
2%
1%

Rs.3,00,001- Rs. 5,00,000
Rs.7,500 +20% of amount by which the total Income exceeds Rs.3,00,000
Nil
2%
1%

Above Rs. 5,00,000
Rs.47,500 +30% of amount by which the total Income exceeds Rs.5,00,000
Nil
2%
1%

Surcharge on Income-tax :Will be levied at the rate of 10% where the taxable income exceeds Rs. 10 Lakh.
Education Cess: Will be levied at the rate of two percent on the amount of Income tax and surcharge (if any).
Secondary and Higher Education Cess :An additional surcharge, called the “Secondary and Higher Education Cess at the rate of one percent of income-tax and surcharge (not including the “ Education Cess on Income-tax”) shall be levied in all cases.
(B) Tax Benefits available for various Life Insurance plans.
The aggregate amount of deduction under all the relevant sections viz. section 80C, section 80CCC and section 80CCD shall not, exceedRs.1 Lakh..
1) Deduction from Income for payment of Premium (Sec. 80C).
(a) Life Insurance premia:The insurance premia paid for a policy is eligible for deduction. The premium paid should not be in excess of 20% of capital sum assured.(b) Contribution to Deferred Annuity Plans : The premia paid for a Deferred Annuity , provided such contract does not contain a provision to exercise an option by the insured to received a cash payment in lieu of the payment of annuity is eligible for deduction.
(c) Contribution to Pension/Annuity Plans :Contribution to New Jeevan Dhara-I and New Jeevan Akshay-V Schemes of LIC are qualified for rebate under this section.
2) Income tax exemption on Maturity/Death Claims proceeds under Section 10(10D)
All the benefits payable under a Life Insurance policy are tax free. However in cases the premium paid in excess of 20% of the capital sum assured within a year, benefits paid excess of premiums will be taxable. The benefits from a key man Insurance policy and any sum received under Sec 80DD, Sub-section (3) are also taxable.
3) Jeevan Nidhi Plan & New Jeevan Suraksha - I Plan (U/s. 80CCC)Amounts paid from the taxable income to premiums of the above annuity are deductible.
4) Deduction under section 80DMedical Premium paid for a Health Insurance policy is deductible to the extent of Rs. 15000 for an assessee and/or his family members’ policiy/s. A separate exemption to the extent of Rs. 15,000 for premiums paid for an assessee’s parents is also available. If any one or both of the parents are Senior citizens, then an enhanced exemption limit of Rs. 20,000 is available. Section 80D also covers payment of premium exclusively for Critical Illness Rider.
5) Jeevan Aadhar Plan (Sec.80DD)
Premium paid for LIC’s Jeevan Aadhar Plan (for the maintenance of an handicapped dependent) is eligible for deduction from the total income to the extent of Rs.50,000 and to the extent of Rs.75,000/- where handicapped dependent is suffering from specified severe disability.
6) Exemption in respect of commutation of pension under Jeevan Suraksha & Jeevan Nidhi Plans. (Section 10(10A):A payment received by way of commutation of pension from Jeevan Suraksha & Jeevan Nidhi Annuity plans is exempt from tax

Monday, November 24, 2008

###----Life Insurance .......

Life Insurance : It is a contract that pledges payment of an amount to the person assured (or his nominee) on the happening of the event insured against.

Sunday, November 23, 2008

***--Investment of Funds of LIC's CHILD FORTUNEPLUS (194).......

Investment of Funds:
Plan offers following four Funds detailed below:

Fund Type
1.Investment in Government / Government Guaranteed Securities / Corporate Debt
2.Short-term Investment such as money market Instruments (Including Govt. Securities & Corporate Debt)
3.Investment in Listed Equity Shares
4.Details and objective of the fund for risk/return
I.Bond Fund
1.Not less than 60%
2.100%
3.Nil
4.Low risk
II.Secured Fund
1.Not less than 45%
2.Not more than 85%
3.Not less than 15% & Not more than 55%
4.Steady Income - Lower to Medium risk
III.Balanced Fund
1.Not less than 30%
2.Not more than 70%
3.Not less than 30% & Not more than 70%
4.Balanced Income and growth - Medium risk
IV.Growth Fund
1.Not less than 20%
2.Not more than 60%
3.Not less than 40% & Not more than 55%
4.Long term Capital growth - High Risk

# The Policyholder has the option to choose any ONE of the above 4 funds.

***--NAV's of CHILD FORTUNEPLUS (194)_ A ULIP of LIC on Dated:22-11-2008.......

***--NAV's of LIC's CHILD FORTUNEPLUS (194) Dated:22-11-2008.......
Date of Launch :01.11.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BOND FUND
10
10.0237
10.0237
10.0237
SECURED FUND
10
10.0195
10.0195
10.0195
BALANCED FUND
10
10.0205
10.0205
10.0205
GROWTH FUND
10
10.0262
10.0262
10.0262

NAV's as on date: 22.11.2008 of ULIPS of LICI....

NAV'S AS ON DATE 22.11.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001

SECURED FUND
10
22.6733
21.5396
22.6733
BALANCED FUND
10
25.6816
24.3976
25.6816
RISK FUND
10
30.5630
29.0348
30.5630

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
12.4413
12.4413
12.4413
INCOME FUND
10
13.6048
13.6048
13.6048
BALANCED FUND
10
13.3010
13.3010
13.3010
GROWTH FUND
10
14.5815
14.5815
14.5815

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005
BOND FUND
10
11.5672
11.5672
11.5672
SECURED FUND
10
12.0733
12.0733
12.0733
BALANCED FUND
10
11.4305
11.4305
11.4305
GROWTH FUND
10
13.2841
13.2841
13.2841

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006
BOND FUND
10
11.5560
11.5560
11.5560
SECURED FUND
10
10.4696
10.4696
10.4696
BALANCED FUND
10
9.5769
9.5769
9.5769
GROWTH FUND
10
7.4126
7.4126
7.4126

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006
BOND FUND
10
12.8003
12.8003
12.8003
SECURED FUND
10
10.9444
10.9444
10.9444
BALANCED FUND
10
10.1303
10.1303
10.1303
GROWTH FUND
10
9.0383
9.0383
9.0383

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007
BOND FUND
10
10.9978
10.9978
10.9978
SECURED FUND
10
9.0064
9.0064
9.0064
BALANCED FUND
10
8.1236
8.1236
8.1236
GROWTH FUND
10
7.4156
7.4156
7.4156

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007
BOND FUND
10
10.8412
10.8412
10.8412
SECURED FUND
10
8.2779
8.2779
8.2779
BALANCED FUND
10
8.0376
8.0376
8.0376
GROWTH FUND
10
7.1165
7.1165
7.1165

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.1913
11.1913
11.1913
INCOME FUND
10
11.5129
11.5129
11.5129
BALANCED FUND
10
10.2054
10.2054
10.2054
GROWTH FUND
10
10.0858
10.0858
10.0858

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008
HEALTH PLUS FUND
10
9.0449
9.0449
9.0449

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008
BOND FUND
10
10.8411
10.8411
10.8411
SECURED FUND
10
10.1369
10.1369
10.1369
BALANCED FUND
10
9.9497
9.9497
9.9497
GROWTH FUND
10
8.5492
8.5492
8.5492

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008
BOND FUND
10
10.3781
10.3781
10.3781
SECURED FUND
10
9.4912
9.4912
9.4912
BALANCED FUND
10
9.0181
9.0181
9.0181
GROWTH FUND
10
8.9129
8.9129
8.9129

CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008
BOND FUND
10
10.0237
10.0237
10.0237
SECURED FUND
10
10.0195
10.0195
10.0195
BALANCED FUND
10
10.0205
10.0205
10.0205
GROWTH FUND
10
10.0262
10.0262
10.0262

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

Saturday, November 22, 2008

NAV'S AS ON DATE 21.11.2008

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
DATE OF LAUNCH12.02.2001
SECURED FUND
10
22.6733
21.5396
22.6733
BALANCED FUND
10
25.6816
24.3976
25.6816
RISK FUND
10
30.5630
29.0348
30.5630

FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005
BOND FUND
10
12.4217
12.4217
12.4217
INCOME FUND
10
13.5811
13.5811
13.5811
BALANCED FUND
10
13.2751
13.2751
13.2751
GROWTH FUND
10
14.5655
14.5655
14.5655

JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005

BOND FUND
10
11.5510
11.5510
11.5510
SECURED FUND
10
12.0474
12.0474
12.0474
BALANCED FUND
10
11.4123
11.4123
11.4123
GROWTH FUND
10
13.2668
13.2668
13.2668

MONEY PLUS (180)
DATE OF LAUNCH20.12.2006

BOND FUND
10
11.5309
11.5309
11.5309
SECURED FUND
10
10.4539
10.4539
10.4539
BALANCED FUND
10
9.5627
9.5627
9.5627
GROWTH FUND
10
7.3983
7.3983
7.3983

MARKET PLUS (181)
DATE OF LAUNCH05.07.2006

BOND FUND
10
12.7755
12.7755
12.7755
SECURED FUND
10
10.9254
10.9254
10.9254
BALANCED FUND
10
10.1171
10.1171
10.1171
GROWTH FUND
10
9.0322
9.0322
9.0322

FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007

BOND FUND
10
10.9856
10.9856
10.9856
SECURED FUND
10
8.9982
8.9982
8.9982
BALANCED FUND
10
8.1170
8.1170
8.1170
GROWTH FUND
10
7.4092
7.4092
7.4092

PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007

BOND FUND
10
10.8256
10.8256
10.8256
SECURED FUND
10
8.2706
8.2706
8.2706
BALANCED FUND
10
8.0267
8.0267
8.0267
GROWTH FUND
10
7.1123
7.1123
7.1123

GRATUITY PLUS
DATE OF LAUNCH22.06.2006

BOND FUND
10
11.1913
11.1913
11.1913
INCOME FUND
10
11.5129
11.5129
11.5129
BALANCED FUND
10
10.2054
10.2054
10.2054
GROWTH FUND
10
10.0858
10.0858
10.0858

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008

HEALTH PLUS FUND
10
9.0340
9.0340
9.0340

MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008

BOND FUND
10
10.8348
10.8348
10.8348
SECURED FUND
10
10.1271
10.1271
10.1271
BALANCED FUND
10
9.9419
9.9419
9.9419
GROWTH FUND
10
8.5436
8.5436
8.5436

MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008

BOND FUND
10
10.3722
10.3722
10.3722
SECURED FUND
10
9.4883
9.4883
9.4883
BALANCED FUND
10
9.0157
9.0157
9.0157
GROWTH FUND
10
8.9086
8.9086
8.9086
CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008

BOND FUND
10
10.0214
10.0214
10.0214
SECURED FUND
10
10.0172
10.0172
10.0172
BALANCED FUND
10
10.0183
10.0183
10.0183
GROWTH FUND
10
10.0240
10.0240
10.0240

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

WELCOME TO LIC-Rama_Balaji's Website.......

aRWELCOME TO LIC-Balaji's Website

*** Financial & Insurance Advisor.......

Flash.... Flash.... Flash.... Flash....

### LIC’s Jeevan Mangal is a term assurance plan with return of premiums on maturity, where you may pay the premiums either in lump sum or regularly at Yearly, Half Yearly, Quarterly, Monthly, fortnightly or weekly intervals over the term of the policy.

### LIC's Jeevan Saral....

*This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment.

*The plan protection against death throughout the term of the plan.

*The death benefit is directly related to the premiums paid.

*The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term.

*It also offers the flexibility of term and a lot of liquidity.

NOTE:(For systematic investments in ULIPs)

*Market setbacks at the earlier stages of a policy will not significantly affect the yield to maturity.

*But any reversal in the last few years before maturity can reduce it considerably.

### Flash..Flash....

* It is the time to invest in Wealth Plus , Profit Plus and Health Protection Plus Plans.

* Now NAV is availaable at very nearer to the face value for above plans.

Profit Plus (T-188):

*It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.

*You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

Features of Profit Plus (T-188):

* It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.

* You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

* Four types of investment Funds are offered.

* Premiums paid after allocation charge will purchase units of the Fund type chosen.

*The Unit Fund is subject to various charges and value of units may increase or decrease, depending on the Net Asset Value (NAV).

### Jeevan Akshay VI ......

### Jeevan Akshay VI ......Introduction:It is an Immediate Annuity plan, which can be purchased by paying a lump sum amount. The plan provides for annuity payments of a stated amount throughout the life time of the annuitant.Various options are available for the type and mode of payment of annuities.Options Available:The following options are available under the planType of Annuity:

Annuity payable for life at a uniform rate.

Annuity payable for 5, 10, 15 or 20 years certain and thereafter as long as the annuitant is alive.

Annuity for life with return of purchase price on death of the annuitant.

Annuity payable for life increasing at a simple rate of 3% p.a.

Annuity for life with a provision of 50% of the annuity payable to spouse during his/her lifetime on death of the annuitant.

Annuity for life with a provision of 100% of the annuity payable to spouse during his/her lifetime on death of the annuitant. You may choose any one. Once chosen, the option cannot be altered.

### LIC's Jeevan Anand(T-149)---Benefits .......

Benefits in case of death during the selected term:

The Sum Assured along with the vested bonuses is payable on death in a lump sum.

Benefits in case of survival to the end of selected term:

The Sum Assured along with the vested bonuses is payable in a lump sum on survival to the end of the term. An additional Sum Assured is payable on death thereafter.

Accident Benefit:

An additional Sum Assured (subject to a limit of Rs.5 lakh) is payable in a lump sum on death due to accident up to age 70 of life assured.

In case of permanent disability of the life assured due to accident this additional Sum assured is payable in instalments.

Supplementary/Extra Benefits:

These are the optional benefits that can be added to your basic plan for extra protection/option.

An additional premium is required to be paid for these benefits.

Surrender Value:

Buying a life insurance contract is a long-term commitment.

However, surrender values are available on the plan on earlier termination of the contract.

Guaranteed Surrender Value:

The policy may be surrendered after it has been in force for 3 years or more.

The guaranteed surrender value is 30% of the basic premiums paid excluding the first year’s premium.

Any extra premium(s) paid and premium(s) towards Accident Benefit are also excluded.

Unit Plans Sri Venkat Ram ( SVR ) at 11:00 PM 0 comments

### LIC's Jeevan Anand(T-149).......

Jeevan Anand(T-149)Product summary:

This plan is a combination of Endowment Assurance and Whole Life plans. It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Premium:

Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

Bonuses:

This is a with-profit plan and participates in the profits of the Corporation’s life insurance business.

It gets a share of the profits in the form of bonuses.

Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year.

Once declared, they form part of the guaranteed benefits of the plan.

Bonuses will be added during the selected term or till death, if it occurs earlier.

Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

Unit Plans Sri Venkat Ram ( SVR ) at 10:53 PM 0 comments

*** LIC's (ULIP) HEALTH PROTECTION PLUS (T-902) NAV as on date_06.06.2009....

Profit Plus:

It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years. You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

Labels: ### LIC's Profit Plus(T-188)...........

*** LIC's Unit plans..............

Unit plan

Unit plans are investment plans for those who realise the worth of hard-earned money.

These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

Unit Plans Sri Venkat Ram ( SVR ) at 12:07 AM 0 comments

*** LIC's BIMA PLUS (140) NAV AS ON DATE 29.05.2009.............

BASIC UNIT VALUENAV AS ON DATEREPURCHASE VALUESALEVALUEBIMA PLUS (140)DATE OF LAUNCH02.02.2001SECURED FUND1026.475725.151926.4757BALANCED FUND1031.352929.785231.3529RISK FUND1042.056139.953342.0561

Unit Plans Sri Venkat Ram ( SVR ) at 12:05 AM 0 comments

*** LIC's FUTURE PLUS (172) NAV'S AS ON DATE 29.05.2009........

FUTURE PLUS (172)BOND FUND1013.168513.168513.1685INCOME FUND1014.992414.992414.9924BALANCED FUND1015.273415.273415.2734GROWTH FUND1018.698318.698318.6983

Unit Plans Sri Venkat Ram ( SVR ) at 12:01 AM 0 comments

Friday, May 29, 2009

*** LIC's NAV'S AS ON DATE_29.05.2009.................

NAV'S AS ON DATE_29.05.2009BASIC UNIT VALUENAV AS ON DATEREPURCHASE VALUESALEVALUEBIMA PLUS (140)DATE OF LAUNCH02.02.2001SECURED FUND1026.475725.151926.4757BALANCED FUND1031.352929.785231.3529RISK FUND1042.056139.953342.0561FUTURE PLUS (172)DATE OF LAUNCH04.03.2005BOND FUND1013.168513.168513.1685INCOME FUND1014.992414.992414.9924BALANCED FUND1015.273415.273415.2734GROWTH FUND1018.698318.698318.6983JEEVAN PLUS (173)DATE OF LAUNCH18.10.2005BOND FUND1013.260313.260313.2603SECURED FUND1013.230113.230113.2301BALANCED FUND1013.465013.465013.4650GROWTH FUND1017.352517.352517.3525MONEY PLUS (180)DATE OF LAUNCH20.12.2006BOND FUND1012.534012.534012.5340SECURED FUND1011.791411.791411.7914BALANCED FUND1011.468211.468211.4682GROWTH FUND1010.137110.137110.1371MARKET PLUS (181)DATE OF LAUNCH05.07.2006BOND FUND1013.815213.815213.8152SECURED FUND1012.638612.638612.6386BALANCED FUND1012.206112.206112.2061GROWTH FUND1012.508212.508212.5082FORTUNE PLUS (187)DATE OF LAUNCH23.08.2007BOND FUND1012.101512.101512.1015SECURED FUND1010.888910.888910.8889BALANCED FUND1010.339810.339810.3398GROWTH FUND109.96579.96579.9657PROFIT PLUS (188)DATE OF LAUNCH23.08.2007BOND FUND1012.401312.401312.4013SECURED FUND1010.355810.355810.3558BALANCED FUND1010.519710.519710.5197GROWTH FUND109.83109.83109.8310GRATUITY PLUSDATE OF LAUNCH22.06.2006BOND FUND1012.507812.507812.5078INCOME FUND1013.181413.181413.1814BALANCED FUND1012.265412.265412.2654GROWTH FUND1012.254212.254212.2542HEALTH PLUS (901)DATE OF LAUNCH04.02.2008HEALTH PLUS FUND1010.771310.771310.7713MONEY PLUS - I (193)DATE OF LAUNCH22.05.2008BOND FUND1012.343012.343012.3430SECURED FUND1012.614412.614412.6144BALANCED FUND1012.487812.487812.4878GROWTH FUND1012.107112.107112.1071MARKET PLUS-I (191)DATE OF LAUNCH17.06.2008BOND FUND1011.450811.450811.4508SECURED FUND1011.145711.145711.1457BALANCED FUND1011.331811.331811.3318GROWTH FUND1011.742611.742611.7426CHILD FORTUNEPLUS (194)DATE OF LAUNCH01.11.2008BOND FUND1010.522310.522310.5223SECURED FUND1011.413811.413811.4138BALANCED FUND1011.656711.656711.6567GROWTH FUND1013.174113.174113.1741HEALTH PROTECTION PLUS (902)DATE OF LAUNCH 29.04.2009HEALTH PROTECTION PLUS FUND1010.015610.015610.0156# Subject to Market risk ; Not guaranteed# Past performance may not indicate future performance

Unit Plans Sri Venkat Ram ( SVR ) at 11:49 PM 0 comments

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List of Postings

▼ 2009 (186)

▼ June (34)

### Jeevan Akshay VI ......

*** LIC's PROFIT PLUS (188) NAV's as on DATE_20.06...

*** LIC's FUTURE PLUS (172) NAV's as on DATE_20.06...

*** LIC's NAV's as on DATE_20/06/2009.....

*** LIC's NAV's as on DATE_12.06.2009.....

*** LIC's MONEY PLUS(180) Performence ........

*** LIC's FUTURE PLUS (172) Performence in Jun 200...

*** LIC's BIMA PLUS (140) NAV's as on DATE_11.06.2...

*** LIC's FUTURE PLUS (172) NAV's as on DATE_11.06...

*** LIC's MONEY PLUS (180) NAV's as on DATE_11.06....

*** LIC's PROFIT PLUS (188) NAV's as on DATE_11.06...

*** LIC's NAV's as on DATE_11.06.2009.....

*** LIC's NAV's as on DATE_10.06.2009.....

### LIC's Insurance Plans......

### Profit Plus(T-188)........ It is a unit linked...

### Unit plans (ULIPs).........

*** LIC's FUTURE PLUS (172) NAV's as on DATE_10.0...

*** LIC's PROFIT PLUS (188) NAV's as on DATE_10.0...

*** LIC's NAV's as on DATE_10.06.2009.......

*** LIC's FUTURE PLUS (172) NAV AS ON DATE 09.06.2...

*** LIC's NAV's AS ON DATE_09.06.2009...........

### LIC's Unit plans (ULIPs).........

*** LIC's NAV'S AS ON DATE_06.06.2009....

### To know your policy details, call up on 1251.....

### If Your (LIC) Policy Is Lost...........

### LIC's Jeevan Anand(T-149)---Benefits .......

### LIC's Jeevan Anand(T-149).......

*** LIC's (ULIP) HEALTH PROTECTION PLUS (T-902) NA...

*** LIC's (ULIP) PROFIT PLUS (188) NAV as on date...

*** LIC's (ULIP) MARKET PLUS (181) NAV as on date...

*** LIC's (ULIP) MONEY PLUS (180) NAV as on date_0...

*** NAV of FUTURE PLUS (172) on 06/06/2009.....

*** LIC's (ULIP) BIMA PLUS (T-140) NAV as on date...

*** LIC's NAV of ULIPs as on DATE_06.06.2009........

► May (40)

### LIC's Jeevan Anand(T-149)..........

### LIC's Profit Plus(T-188)...........

*** LIC's Unit plans..............

*** LIC's BIMA PLUS (140) NAV AS ON DATE 29.05.2...

*** LIC's FUTURE PLUS (172) NAV'S AS ON DATE 29.05...

*** LIC's NAV'S AS ON DATE_29.05.2009................

*** LIC's PROFIT PLUS (T-188) NAV AS ON DATE 27.0...

PROFIT PLUS (188) BOND FUND 10 12.4557 12.4557 1...

*** LIC's NAV'S AS ON DATE_27.05.2009.........

### Unit plans.......

### Pension Plans..........

### Insurance Plans..........

*** LIC's NAV'S AS ON DATE_26.05.2009......

*** LIC's - Komal Jeevan ( a Children's Money Back...

*** LIC's HEALTH PROTECTION PLUS (902) NAV as on d...

*** LIC's NAV as on date :23/05/2009.........

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WELCOME TO LIC-Balaji's Website.......

WELCOME TO LIC-Balaji's WebsiteFREE_Financial & Insurance Advisor.......Flash.... Flash.... Flash.... Flash....### LIC of India introduced it's New Health Protection Plan (902)* Health is a major concern on everybody's mind these days.With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.* Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?* Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.For more info.Call:9849212164 (LIC-Balaji)

###---Child Future Plan ( A specially designed Plan)...........*This plan is specially designed to meet the increasing educational, marriage and other needs of growing children.*It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).*A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.Note:For more informationCall:9849212164 (LIC-Balaji)LIC's - Komal Jeevan:*This is a Children's Money Back Plan that provides financial protection against death during the term of plan with periodic payments on survival at specified durations.*This plan can be purchased by any of the parent or grand parent for a child aged 0 to 10 years.Premiums:*Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, up to the policy anniversary immediately after the life assured (child) attains 18 years of age or till the earlier death of the life assured. Alternatively, the premium may be paid in one lump sum (Single premium).###--MONEY PLUS - I (Plan No.193) New Plan........................DATE OF LAUNCH 22.05.2008*A unit linked-endownment plan.*Which offers investment-cum-insurance during the term of the policy.*Minimum Premium Rs.5000 p.a.*Min. entry Age : 0 years*Max. entry Age : 65 years*Policy term : 5 to 30 years*Min. Maturity Age : 18 years*Max. Maturity Age : 75 yearsNote:For more information Call:9849212164###----Jeevan Anand...........*This plan is a combination of Endowment Assurance and Whole Life plans.*It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.Note:For more information Call:9849212164 (LIC-Balaji)###---Unit Plans....*Unit plans are investment plans for those who realise the worth of hard-earned money.*These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.###---Profit Plus( An Investment plan)....*It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.*You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.Note:For more information Call:9849212164 (LIC-Balaji)

For FREE Processing & More Information

Mobile: 09849212164ORMail: venkat9ram@gmail.comNOTE: we are not resposible for any mistake or any loss directly or indirectly based on information in this blogger.

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Advisor's Profile

Sri Venkat Ram ( SVR )

HYDERABAD, Andhra Pradesh, India

* An experienced faculty member of ECE (Electronics & Communication Engineering). View my complete profile

### LIC of India introduced it's New Health Protection Plan (902)

* Health is a major concern on everybody's mind these days.

With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.

* Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.

Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?

* Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.

For more info.Call:9849212164 (LIC-Balaji)

###---Child Future Plan ( A specially designed Plan)...........

*This plan is specially designed to meet the increasing educational, marriage and other needs of growing children.

*It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).

*A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.

Note:For more information

Call:9849212164 (LIC-Balaji)

LIC's - Komal Jeevan:

*This is a Children's Money Back Plan that provides financial protection against death during the term of plan with periodic payments on survival at specified durations.

*This plan can be purchased by any of the parent or grand parent for a child aged 0 to 10 years.

Premiums:

*Premiums are payable yearly, half-yearly, quarterly, monthly or through Salary deductions, as opted by you, up to the policy anniversary immediately after the life assured (child) attains 18 years of age or till the earlier death of the life assured. Alternatively, the premium may be paid in one lump sum (Single premium).

###--MONEY PLUS - I (Plan No.193)

New Plan........................DATE OF LAUNCH 22.05.2008

*A unit linked-endownment plan.

*Which offers investment-cum-insurance during the term of the policy.

*Minimum Premium Rs.5000 p.a.

*Min. entry Age : 0 years

*Max. entry Age : 65 years

*Policy term : 5 to 30 years

*Min. Maturity Age : 18 years

*Max. Maturity Age : 75 years

Note:For more information Call:9849212164

###----Jeevan Anand...........

*This plan is a combination of Endowment Assurance and Whole Life plans.

*It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Note:For more information

Call:9849212164 (LIC-Balaji)

###---Unit Plans....

*Unit plans are investment plans for those who realise the worth of hard-earned money.

*These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

###---Profit Plus( An Investment plan)....

*It is a unit linked Endowment plan where the premium payment term (PPT) is limited to single lump sum, or uniformly over 3, 4 or 5 years.

*You can choose the level of cover within the limits, which will depend on whether the policy is a Single premium or Limited premium contract, term chosen and on the level of premium you agree to pay.

Note:For more information

Call:9849212164 (LIC-Balaji)