*** LIC's NAV'S AS ON DATE:27/04/2010......

*** LIC's NAV'S AS ON DATE:27/04/2010......

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
SECURED FUND
10
030.2306
028.7191
030.2306
BALANCED FUND
10
037.7792
035.8902
037.7792
RISK FUND
10
054.6394
051.9074
054.6394





FUTURE PLUS (172)
BOND FUND
10
013.6840
013.6840
013.6840
INCOME FUND
10
015.9307
015.9307
015.9307
BALANCED FUND
10
016.9549
016.9549
016.9549
GROWTH FUND
10
022.4406
022.4406
022.4406


JEEVAN PLUS (173)
BOND FUND
10
013.5971
013.5971
013.5971
SECURED FUND
10
014.0764
014.0764
014.0764
BALANCED FUND
10
014.5144
014.5144
014.5144
GROWTH FUND
10
020.9382
020.9382
020.9382





MARKET PLUS (181)

BOND FUND
10
014.0539
014.0539
014.0539
SECURED FUND
10
014.0007
014.0007
014.0007
BALANCED FUND
10
013.8831
013.8831
013.8831
GROWTH FUND
10
014.6899
014.6899
014.6899





MONEY PLUS (180)

BOND FUND
10
012.9120
012.9120
012.9120
SECURED FUND
10
012.8177
012.8177
012.8177
BALANCED FUND
10
013.0242
013.0242
013.0242
GROWTH FUND
10
011.6619
011.6619
011.6619





FORTUNE PLUS (187)
BOND FUND
10
012.3313
012.3313
012.3313
SECURED FUND
10
012.6959
012.6959
012.6959
BALANCED FUND
10
011.7559
011.7559
011.7559
GROWTH FUND
10
011.5051
011.5051
011.5051





PROFIT PLUS (188)

BOND FUND
10
012.6831
012.6831
012.6831
SECURED FUND
10
012.3099
012.3099
012.3099
BALANCED FUND
10
012.9765
012.9765
012.9765
GROWTH FUND
10
011.2992
011.2992
011.2992

GRATUITY PLUS
DATE OF LAUNCH22.06.2006



BOND FUND
10
13.4531
13.4531
13.4531
INCOME FUND
10
14.4381
14.4381
14.4381
BALANCED FUND
10
14.7902
14.7902
14.7902
GROWTH FUND
10
13.9700
13.9700
13.9700

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4766
011.4766
011.4766





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7343
012.7343
012.7343
SECURED FUND
10
014.8108
014.8108
014.8108
BALANCED FUND
10
014.7477
014.7477
014.7477
GROWTH FUND
10
013.4980
013.4980
013.4980





MARKET PLUS-I (191)

BOND FUND
10
011.7455
011.7455
011.7455
SECURED FUND
10
012.2562
012.2562
012.2562
BALANCED FUND
10
012.4333
012.4333
012.4333
GROWTH FUND
10
013.6481
013.6481
013.6481





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.9109
010.9109
010.9109
SECURED FUND
10
014.9669
014.9669
014.9669
BALANCED FUND
10
014.5759
014.5759
014.5759
GROWTH FUND
10
014.8932
014.8932
014.8932





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8655
010.8655
010.8655





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4768
010.4768
010.4768
SECURED FUND
10
010.7616
010.7616
010.7616
BALANCED FUND
10
010.7692
010.7692
010.7692
GROWTH FUND
10
011.3491
011.3491
011.3491





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

### LIC's Child Future Plan....

### LIC's Child Future Plan....

• This plan is specially designed to meet the increasing educational, marriage and other needs of growing children.
• It provides the risk cover on the life of child not only during the policy term but also during the extended term (i.e. 7 years after the expiry of policy term).
• A number of Survival benefits are payable on surviving by the life assured to the end of the specified durations.

### LIC's Child Future Plan (Survival Benefit).....

### LIC's Child Future Plan.....

Survival Benefit:
On life assured surviving to the end of the specified durations an amount specified below is payable:
5 years before the date of expiry of policy term
-25% of the Sum Assured
4 years before the date of expiry of policy term
-10% of the Sum Assured
3 years before the date of expiry of policy term
-10% of the Sum Assured
2 years before the date of expiry of policy term
-10% of the Sum Assured
1 years before the date of expiry of policy term
-10% of the Sum Assured
On the date of expiry of policy term
-50% of the Sum Assured
along with vested Simple Reversionary Bonuses and Final (Additional) Bonus, if any.

*** LIC's NAV'S AS ON DATE:26/04/2010.....

*** LIC's NAV'S AS ON DATE:26/04/2010.....

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)
SECURED FUND
10
030.1720
028.6634
030.1720
BALANCED FUND
10
037.7020
035.8169
037.7020
RISK FUND
10
054.4258
051.7046
054.4258





FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005



BOND FUND
10
013.6754
013.6754
013.6754
INCOME FUND
10
015.8605
015.8605
015.8605
BALANCED FUND
10
016.9703
016.9703
016.9703
GROWTH FUND
10
022.4225
022.4225
022.4225

JEEVAN PLUS (173)
BOND FUND
10
013.5894
013.5894
013.5894
SECURED FUND
10
014.0751
014.0751
014.0751
BALANCED FUND
10
014.5217
014.5217
014.5217
GROWTH FUND
10
020.9482
020.9482
020.9482





MARKET PLUS (181)

BOND FUND
10
014.0469
014.0469
014.0469
SECURED FUND
10
014.0027
014.0027
014.0027
BALANCED FUND
10
013.8838
013.8838
013.8838
GROWTH FUND
10
014.7069
014.7069
014.7069





MONEY PLUS (180)

BOND FUND
10
012.9132
012.9132
012.9132
SECURED FUND
10
012.8158
012.8158
012.8158
BALANCED FUND
10
013.0313
013.0313
013.0313
GROWTH FUND
10
011.6789
011.6789
011.6789





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3226
012.3226
012.3226
SECURED FUND
10
012.6963
012.6963
012.6963
BALANCED FUND
10
011.7388
011.7388
011.7388
GROWTH FUND
10
011.5105
011.5105
011.5105





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6818
012.6818
012.6818
SECURED FUND
10
012.3069
012.3069
012.3069
BALANCED FUND
10
012.9839
012.9839
012.9839
GROWTH FUND
10
011.3199
011.3199
011.3199

GRATUITY PLUS
DATE OF LAUNCH22.06.2006



BOND FUND
10
13.4471
13.4471
13.4471
INCOME FUND
10
14.4299
14.4299
14.4299
BALANCED FUND
10
14.7896
14.7896
14.7896
GROWTH FUND
10
13.9746
13.9746
13.9746

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4753
011.4753
011.4753





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7286
012.7286
012.7286
SECURED FUND
10
014.8141
014.8141
014.8141
BALANCED FUND
10
014.7595
014.7595
014.7595
GROWTH FUND
10
013.5050
013.5050
013.5050





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.7453
011.7453
011.7453
SECURED FUND
10
012.2743
012.2743
012.2743
BALANCED FUND
10
012.4452
012.4452
012.4452
GROWTH FUND
10
013.6719
013.6719
013.6719





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.9106
010.9106
010.9106
SECURED FUND
10
014.9617
014.9617
014.9617
BALANCED FUND
10
014.5884
014.5884
014.5884
GROWTH FUND
10
014.9197
014.9197
014.9197





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8669
010.8669
010.8669





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4708
010.4708
010.4708
SECURED FUND
10
010.7909
010.7909
010.7909
BALANCED FUND
10
010.7577
010.7577
010.7577
GROWTH FUND
10
011.3954
011.3954
011.3954





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

*** LIC's NAV'S AS ON DATE 21/04/2010....

*** LIC's NAV'S AS ON DATE 21/04/2010....

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALE VALUE

BIMA PLUS (140)

SECURED FUND
10
029.9187
028.4228
029.9187

BALANCED FUND
10
037.1336
035.2769
037.1336

RISK FUND
10
053.3905
050.7210
053.3905





FUTURE PLUS (172)

BOND FUND
10
013.6498
013.6498
013.6498

INCOME FUND
10
015.9085
015.9085
015.9085

BALANCED FUND
10
016.8975
016.8975
016.8975

GROWTH FUND
10
022.2363
022.2363
022.2363





JEEVAN PLUS (173) DATE OF LAUNCH
18.10.2005



BOND FUND
10
013.5751
013.5751
013.5751

SECURED FUND
10
014.0311
014.0311
014.0311

BALANCED FUND
10
014.4900
014.4900
014.4900

GROWTH FUND
10
020.7280
020.7280
020.7280


MARKET PLUS (181) DATE OF LAUNCH
05.07.2006






BOND FUND
10
014.0280
014.0280
014.0280

SECURED FUND
10
013.9512
013.9512
013.9512

BALANCED FUND
10
013.7880
013.7880
013.7880

GROWTH FUND
10
014.5575
014.5575
014.5575





MONEY PLUS (180) DATE OF LAUNCH
20.12.2006



BOND FUND
10
012.9053
012.9053
012.9053

SECURED FUND
10
012.7564
012.7564
012.7564

BALANCED FUND
10
012.9697
012.9697
012.9697

GROWTH FUND
10
011.5560
011.5560
011.5560





FORTUNE PLUS (187) DATE OF LAUNCH
23.08.2007



BOND FUND
10
012.3132
012.3132
012.3132

SECURED FUND
10
012.6545
012.6545
012.6545

BALANCED FUND
10
011.6702
011.6702
011.6702

GROWTH FUND
10
011.3742
011.3742
011.3742





PROFIT PLUS (188) DATE OF LAUNCH
23.08.2007



BOND FUND
10
012.6562
012.6562
012.6562

SECURED FUND
10
012.1586
012.1586
012.1586

BALANCED FUND
10
012.8447
012.8447
012.8447

GROWTH FUND
10
011.1903
011.1903
011.1903


GRATUITY PLUS DATE OF LAUNCH
16.06.2009



BOND FUND
10
13.4375 13.4375 13.4375
INCOME FUND
10
14.3746
14.3746
14.3746

BALANCED FUND
10
14.6868
14.6868
14.6868

GROWTH FUND
10
13.8907
13.8907
13.8907


HEALTH PLUS (901) DATE OF LAUNCH
04.02.2008



HEALTH PLUS FUND
10
011.4142
011.4142
011.4142


MONEY PLUS - I (193) DATE OF LAUNCH
22.05.2008
BOND FUND
10
012.7202
012.7202
012.7202

SECURED FUND
10
014.7355
014.7355
014.7355

BALANCED FUND
10
014.6870
014.6870
014.6870

GROWTH FUND
10
013.4004
013.4004
013.4004


MARKET PLUS-I (191) DATE OF LAUNCH
17.06.2008
BOND FUND
10
011.7167
011.7167
011.7167

SECURED FUND
10
012.2123
012.2123
012.2123

BALANCED FUND
10
012.3780
012.3780
012.3780

GROWTH FUND
10
013.5438
013.5438
013.5438


CHILD FORTUNE
PLUS (194) DATE OF LAUNCH
01.11.2008
BOND FUND
10
010.8851
010.8851
010.8851

SECURED FUND
10
014.8940
014.8940
014.8940

BALANCED FUND
10
014.5219
014.5219
014.5219

GROWTH FUND
10
014.7516
014.7516
014.7516


HEALTH PROTECTION PLUS (902) DATE OF LAUNCH 29.04.2009
HEALTH PROTECTION PLUS FUND
10
010.8273
010.8273
010.8273


JEEVAN SAATHI PLUS (197) DATE OF LAUNCH-29.06.2009
BOND FUND
10
010.4564
010.4564
010.4564

SECURED FUND
10
010.6416
010.6416
010.6416

BALANCED FUND
10
010.6561
010.6561
010.6561

GROWTH FUND
10
011.3152
011.3152
011.3152


WEALTH PLUS (801) DATE OF
LAUNCH
09.02.2010
WEALTH PLUS FUND 10 010.0000
010.0000
010.0000


# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

### Objectives of LIC.....

### Objectives of LIC.....

• Spread Life Insurance widely and in particular to the rural areas and to the socially and economically backward classes with a view to reaching all insurable persons in the country and providing them adequate financial cover against death at a reasonable cost.
• Maximize mobilization of people's savings by making insurance-linked savings adequately attractive.
• Bear in mind, in the investment of funds, the primary obligation to its policyholders, whose money it holds in trust, without losing sight of the interest of the community as a whole; the funds to be deployed to the best advantage of the investors as well as the community as a whole, keeping in view national priorities and obligations of attractive return.
• Conduct business with utmost economy and with the full realization that the moneys belong to the policyholders.
• Act as trustees of the insured public in their individual and collective capacities.
• Meet the various life insurance needs of the community that would arise in the changing social and economic environment.
• Involve all people working in the Corporation to the best of their capability in furthering the interests of the insured public by providing efficient service with courtesy.
• Promote amongst all agents and employees of the Corporation a sense of participation, pride and job satisfaction through discharge of their duties with dedication towards achievement of Corporate Objective.

**LIC's NAV'S AS ON DATE:20/04/2010 .....

**LIC's NAV'S AS ON DATE:20/04/2010 .....

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)


SECURED FUND
10
029.9187
028.4228
029.9187
BALANCED FUND
10
037.1336
035.2769
037.1336
RISK FUND
10
053.3905
050.7210
053.3905




FUTURE PLUS (172)

BOND FUND
10
013.6163
013.6163
013.6163
INCOME FUND
10
015.8486
015.8486
015.8486
BALANCED FUND
10
016.8377
016.8377
016.8377
GROWTH FUND
10
022.1417
022.1417
022.1417





JEEVAN PLUS (173)

BOND FUND
10
013.5623
013.5623
013.5623
SECURED FUND
10
013.9898
013.9898
013.9898
BALANCED FUND
10
014.4550
014.4550
014.4550
GROWTH FUND
10
020.6116
020.6116
020.6116





MARKET PLUS (181)


BOND FUND
10
014.0007
014.0007
014.0007
SECURED FUND
10
013.9052
013.9052
013.9052
BALANCED FUND
10
013.7426
013.7426
013.7426
GROWTH FUND
10
014.5028
014.5028
014.5028





MONEY PLUS (180)


BOND FUND
10
012.8687
012.8687
012.8687
SECURED FUND
10
012.7193
012.7193
012.7193
BALANCED FUND
10
012.9187
012.9187
012.9187
GROWTH FUND
10
011.5148
011.5148
011.5148





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3000
012.3000
012.3000
SECURED FUND
10
012.6204
012.6204
012.6204
BALANCED FUND
10
011.6221
011.6221
011.6221
GROWTH FUND
10
011.3319
011.3319
011.3319





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6289
012.6289
012.6289
SECURED FUND
10
012.1327
012.1327
012.1327
BALANCED FUND
10
012.8182
012.8182
012.8182
GROWTH FUND
10
011.1608
011.1608
011.1608

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.3989
13.3989
13.3989
INCOME FUND
10
14.3211
14.3211
14.3211
BALANCED FUND
10
14.6149
14.6149
14.6149
GROWTH FUND
10
13.8298
13.8298
13.8298

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.3874
011.3874
011.3874





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7042
012.7042
012.7042
SECURED FUND
10
014.6961
014.6961
014.6961
BALANCED FUND
10
014.6708
014.6708
014.6708
GROWTH FUND
10
013.3721
013.3721
013.3721





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.6854
011.6854
011.6854
SECURED FUND
10
012.1811
012.1811
012.1811
BALANCED FUND
10
012.3344
012.3344
012.3344
GROWTH FUND
10
013.5051
013.5051
013.5051





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.8593
010.8593
010.8593
SECURED FUND
10
014.8753
014.8753
014.8753
BALANCED FUND
10
014.5108
014.5108
014.5108
GROWTH FUND
10
014.7199
014.7199
014.7199





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.7964
010.7964
010.7964





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4382
010.4382
010.4382
SECURED FUND
10
010.5464
010.5464
010.5464
BALANCED FUND
10
010.5776
010.5776
010.5776
GROWTH FUND
10
011.2620
011.2620
011.2620





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

# Market NEWS.....

From MUMBAI:

• The Bombay Stock Exchange sensitive index, Sensex, snapped the five-day losing streak on Tuesday and closed 60 points higher as investors found comfort in a less than expected hike in key policy rates by the Reserve Bank of India.
• Markets soared over 159.41 points soon after the RBI announced its policy for 2010-11.

*** LIC's NAV'S AS ON DATE:19/04/2010 ....

*** LIC's NAV'S AS ON DATE:19/04/2010 ....

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)

SECURED FUND
10
030.0203
028.5193
030.0203
BALANCED FUND
10
037.2224
035.3613
037.2224
RISK FUND
10
053.4930
050.8183
053.4930





FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005



BOND FUND
10
013.6137
013.6137
013.6137
INCOME FUND
10
015.8411
015.8411
015.8411
BALANCED FUND
10
016.8194
016.8194
016.8194
GROWTH FUND
10
022.0889
022.0889
022.0889





JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005



BOND FUND
10
013.5669
013.5669
013.5669
SECURED FUND
10
013.9885
013.9885
013.9885
BALANCED FUND
10
014.4254
014.4254
014.4254
GROWTH FUND
10
020.5345
020.5345
020.5345





MARKET PLUS (181)
DATE OF LAUNCH05.07.2006








BOND FUND
10
014.0193
014.0193
014.0193
SECURED FUND
10
013.8891
013.8891
013.8891
BALANCED FUND
10
013.7105
013.7105
013.7105
GROWTH FUND
10
014.4298
014.4298
014.4298





MONEY PLUS (180)
DATE OF LAUNCH20.12.2006



BOND FUND
10
012.8813
012.8813
012.8813
SECURED FUND
10
012.7144
012.7144
012.7144
BALANCED FUND
10
012.8860
012.8860
012.8860
GROWTH FUND
10
011.4598
011.4598
011.4598





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3038
012.3038
012.3038
SECURED FUND
10
012.5682
012.5682
012.5682
BALANCED FUND
10
011.5529
011.5529
011.5529
GROWTH FUND
10
011.2586
011.2586
011.2586





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6436
012.6436
012.6436
SECURED FUND
10
012.0769
012.0769
012.0769
BALANCED FUND
10
012.7473
012.7473
012.7473
GROWTH FUND
10
011.0838
011.0838
011.0838

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.3989
13.3989
13.3989
INCOME FUND
10
14.3211
14.3211
14.3211
BALANCED FUND
10
14.6149
14.6149
14.6149
GROWTH FUND
10
13.8298
13.8298
13.8298

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.3698
011.3698
011.3698





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7040
012.7040
012.7040
SECURED FUND
10
014.6575
014.6575
014.6575
BALANCED FUND
10
014.6386
014.6386
014.6386
GROWTH FUND
10
013.3168
013.3168
013.3168





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.6994
011.6994
011.6994
SECURED FUND
10
012.1573
012.1573
012.1573
BALANCED FUND
10
012.2854
012.2854
012.2854
GROWTH FUND
10
013.4181
013.4181
013.4181





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.8711
010.8711
010.8711
SECURED FUND
10
014.8509
014.8509
014.8509
BALANCED FUND
10
014.4482
014.4482
014.4482
GROWTH FUND
10
014.6424
014.6424
014.6424





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.7834
010.7834
010.7834





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4324
010.4324
010.4324
SECURED FUND
10
010.5662
010.5662
010.5662
BALANCED FUND
10
010.5091
010.5091
010.5091
GROWTH FUND
10
011.1711
011.1711
011.1711





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

*** LIC's GROWTH FUND NAV's AS ON DATE:17/04/2010.....

*** LIC's GROWTH FUND NAV's AS ON DATE:17/04/2010.....

PROFITPLUS GROWTHFUNDRs:11.17

MONEYPLUS GROWTHFUNDRs:11.54

MARKET PLUS GROWTHFUNDRs:14.55

FUTURE PLUS GROWTHFUNDRs:22.24

BIMA PLUSGROWTHFUNDRs:53.49

*** LIC's GROWTH FUND NAV's AS ON DATE:17/04/2010.....

*** LIC's GROWTH FUND NAV's AS ON DATE:17/04/2010.....
PROFITPLUS GROWTHFUNDRs:11.17
MONEYPLUS GROWTHFUNDRs:11.54
MARKET PLUS GROWTHFUNDRs:14.55
FUTURE PLUS GROWTHFUNDRs:22.24
BIMA PLUSGROWTHFUNDRs:53.49

*** LIC's NAV's AS ON DATE:17/04/2010..........

*** LIC's NAV'S AS ON DATE:17/04/2010..........

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)


SECURED FUND
10
030.0203
028.5193
030.0203
BALANCED FUND
10
037.2224
035.3613
037.2224
RISK FUND
10
053.4930
050.8183
053.4930





FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005



BOND FUND
10
013.6088
013.6088
013.6088
INCOME FUND
10
015.8583
015.8583
015.8583
BALANCED FUND
10
016.8764
016.8764
016.8764
GROWTH FUND
10
022.2403
022.2403
022.2403





JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005



BOND FUND
10
013.5634
013.5634
013.5634
SECURED FUND
10
014.0132
014.0132
014.0132
BALANCED FUND
10
014.4847
014.4847
014.4847
GROWTH FUND
10
020.6631
020.6631
020.6631





MARKET PLUS (181)
DATE OF LAUNCH05.07.2006








BOND FUND
10
014.0137
014.0137
014.0137
SECURED FUND
10
013.9204
013.9204
013.9204
BALANCED FUND
10
013.7669
013.7669
013.7669
GROWTH FUND
10
014.5506
014.5506
014.5506





MONEY PLUS (180)
DATE OF LAUNCH20.12.2006



BOND FUND
10
012.8761
012.8761
012.8761
SECURED FUND
10
012.7396
012.7396
012.7396
BALANCED FUND
10
012.9245
012.9245
012.9245
GROWTH FUND
10
011.5461
011.5461
011.5461





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3004
012.3004
012.3004
SECURED FUND
10
012.6130
012.6130
012.6130
BALANCED FUND
10
011.6449
011.6449
011.6449
GROWTH FUND
10
011.3514
011.3514
011.3514





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6391
012.6391
012.6391
SECURED FUND
10
012.1249
012.1249
012.1249
BALANCED FUND
10
012.8059
012.8059
012.8059
GROWTH FUND
10
011.1764
011.1764
011.1764

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.3939
13.3939
13.3939
INCOME FUND
10
14.3488
14.3488
14.3488
BALANCED FUND
10
14.6579
14.6579
14.6579
GROWTH FUND
10
13.8836
13.8836
13.8836

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4026
011.4026
011.4026





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7016
012.7016
012.7016
SECURED FUND
10
014.7348
014.7348
014.7348
BALANCED FUND
10
014.7387
014.7387
014.7387
GROWTH FUND
10
013.3801
013.3801
013.3801





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.6951
011.6951
011.6951
SECURED FUND
10
012.2389
012.2389
012.2389
BALANCED FUND
10
012.3684
012.3684
012.3684
GROWTH FUND
10
013.5367
013.5367
013.5367





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.8675
010.8675
010.8675
SECURED FUND
10
014.9232
014.9232
014.9232
BALANCED FUND
10
014.5146
014.5146
014.5146
GROWTH FUND
10
014.7320
014.7320
014.7320





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8004
010.8004
010.8004





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4305
010.4305
010.4305
SECURED FUND
10
010.5979
010.5979
010.5979
BALANCED FUND
10
010.5401
010.5401
010.5401
GROWTH FUND
10
011.2718
011.2718
011.2718





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

NAV'S AS ON DATE
17/04/2010
EFFECTIVE FOR 17/04/2010
45733622

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE
BIMA PLUS (140)
DATE OF LAUNCH02.02.2001



SECURED FUND
10
030.0203
028.5193
030.0203
BALANCED FUND
10
037.2224
035.3613
037.2224
RISK FUND
10
053.4930
050.8183
053.4930





FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005



BOND FUND
10
013.6088
013.6088
013.6088
INCOME FUND
10
015.8583
015.8583
015.8583
BALANCED FUND
10
016.8764
016.8764
016.8764
GROWTH FUND
10
022.2403
022.2403
022.2403





JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005



BOND FUND
10
013.5634
013.5634
013.5634
SECURED FUND
10
014.0132
014.0132
014.0132
BALANCED FUND
10
014.4847
014.4847
014.4847
GROWTH FUND
10
020.6631
020.6631
020.6631





MARKET PLUS (181)
DATE OF LAUNCH05.07.2006








BOND FUND
10
014.0137
014.0137
014.0137
SECURED FUND
10
013.9204
013.9204
013.9204
BALANCED FUND
10
013.7669
013.7669
013.7669
GROWTH FUND
10
014.5506
014.5506
014.5506





MONEY PLUS (180)
DATE OF LAUNCH20.12.2006



BOND FUND
10
012.8761
012.8761
012.8761
SECURED FUND
10
012.7396
012.7396
012.7396
BALANCED FUND
10
012.9245
012.9245
012.9245
GROWTH FUND
10
011.5461
011.5461
011.5461





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3004
012.3004
012.3004
SECURED FUND
10
012.6130
012.6130
012.6130
BALANCED FUND
10
011.6449
011.6449
011.6449
GROWTH FUND
10
011.3514
011.3514
011.3514





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6391
012.6391
012.6391
SECURED FUND
10
012.1249
012.1249
012.1249
BALANCED FUND
10
012.8059
012.8059
012.8059
GROWTH FUND
10
011.1764
011.1764
011.1764

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.3939
13.3939
13.3939
INCOME FUND
10
14.3488
14.3488
14.3488
BALANCED FUND
10
14.6579
14.6579
14.6579
GROWTH FUND
10
13.8836
13.8836
13.8836

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4026
011.4026
011.4026





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7016
012.7016
012.7016
SECURED FUND
10
014.7348
014.7348
014.7348
BALANCED FUND
10
014.7387
014.7387
014.7387
GROWTH FUND
10
013.3801
013.3801
013.3801





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.6951
011.6951
011.6951
SECURED FUND
10
012.2389
012.2389
012.2389
BALANCED FUND
10
012.3684
012.3684
012.3684
GROWTH FUND
10
013.5367
013.5367
013.5367





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.8675
010.8675
010.8675
SECURED FUND
10
014.9232
014.9232
014.9232
BALANCED FUND
10
014.5146
014.5146
014.5146
GROWTH FUND
10
014.7320
014.7320
014.7320





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8004
010.8004
010.8004





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4305
010.4305
010.4305
SECURED FUND
10
010.5979
010.5979
010.5979
BALANCED FUND
10
010.5401
010.5401
010.5401
GROWTH FUND
10
011.2718
011.2718
011.2718





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

*** LIC's NAV'S AS ON DATE:15/04/2010 ....

*** LIC's NAV'S AS ON DATE:15/04/2010 ....

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)

SECURED FUND
10
030.0994
028.5944
030.0994
BALANCED FUND
10
037.4321
035.5605
037.4321
RISK FUND
10
053.8648
051.1715
053.8648





FUTURE PLUS (172)
DATE OF LAUNCH04.03.2005



BOND FUND
10
013.6349
013.6349
013.6349
INCOME FUND
10
015.8622
015.8622
015.8622
BALANCED FUND
10
016.8827
016.8827
016.8827
GROWTH FUND
10
022.2991
022.2991
022.2991





JEEVAN PLUS (173)
DATE OF LAUNCH18.10.2005



BOND FUND
10
013.5776
013.5776
013.5776
SECURED FUND
10
014.0219
014.0219
014.0219
BALANCED FUND
10
014.4931
014.4931
014.4931
GROWTH FUND
10
020.6806
020.6806
020.6806





MARKET PLUS (181)
DATE OF LAUNCH05.07.2006








BOND FUND
10
014.0372
014.0372
014.0372
SECURED FUND
10
013.9314
013.9314
013.9314
BALANCED FUND
10
013.7628
013.7628
013.7628
GROWTH FUND
10
014.5928
014.5928
014.5928





MONEY PLUS (180)
DATE OF LAUNCH20.12.2006



BOND FUND
10
012.8928
012.8928
012.8928
SECURED FUND
10
012.7582
012.7582
012.7582
BALANCED FUND
10
012.9439
012.9439
012.9439
GROWTH FUND
10
011.5739
011.5739
011.5739





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3037
012.3037
012.3037
SECURED FUND
10
012.6328
012.6328
012.6328
BALANCED FUND
10
011.6651
011.6651
011.6651
GROWTH FUND
10
011.3846
011.3846
011.3846





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6421
012.6421
012.6421
SECURED FUND
10
012.1289
012.1289
012.1289
BALANCED FUND
10
012.8065
012.8065
012.8065
GROWTH FUND
10
011.2050
011.2050
011.2050

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.4145
13.4145
13.4145
INCOME FUND
10
14.3784
14.3784
14.3784
BALANCED FUND
10
14.6855
14.6855
14.6855
GROWTH FUND
10
13.8962
13.8962
13.8962

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4186
011.4186
011.4186





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7083
012.7083
012.7083
SECURED FUND
10
014.7505
014.7505
014.7505
BALANCED FUND
10
014.7380
014.7380
014.7380
GROWTH FUND
10
013.3938
013.3938
013.3938





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.7153
011.7153
011.7153
SECURED FUND
10
012.2784
012.2784
012.2784
BALANCED FUND
10
012.4243
012.4243
012.4243
GROWTH FUND
10
013.5754
013.5754
013.5754





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.8908
010.8908
010.8908
SECURED FUND
10
014.9076
014.9076
014.9076
BALANCED FUND
10
014.5129
014.5129
014.5129
GROWTH FUND
10
014.7625
014.7625
014.7625





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8125
010.8125
010.8125





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4458
010.4458
010.4458
SECURED FUND
10
010.7189
010.7189
010.7189
BALANCED FUND
10
010.5650
010.5650
010.5650
GROWTH FUND
10
011.2992
011.2992
011.2992





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

### LIC's Jeevan Saral....

### LIC's Jeevan Saral....

• This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment.
• The plan provides financial protection against death throughout the term of the plan.
• The death benefit is directly related to the premiums paid.
• The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term.
• It also offers the flexibility of term and a lot of liquidity.

*** LIC's NAV'S AS ON DATE:13/04/2010....

*** LIC's NAV'S AS ON DATE:13/04/2010....

BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)

SECURED FUND
10
030.0994
028.5944
030.0994
BALANCED FUND
10
037.4321
035.5605
037.4321
RISK FUND
10
053.8648
051.1715
053.8648


FUTURE PLUS (172)

BOND FUND
10
013.6328
013.6328
013.6328
INCOME FUND
10
015.8741
015.8741
015.8741
BALANCED FUND
10
016.9266
016.9266
016.9266
GROWTH FUND
10
022.3946
022.3946
022.3946





JEEVAN PLUS (173)

BOND FUND
10
013.5731
013.5731
013.5731
SECURED FUND
10
014.0347
014.0347
014.0347
BALANCED FUND
10
014.5308
014.5308
014.5308
GROWTH FUND
10
020.7783
020.7783
020.7783





MARKET PLUS (181)

BOND FUND
10
014.0499
014.0499
014.0499
SECURED FUND
10
013.9690
013.9690
013.9690
BALANCED FUND
10
013.8197
013.8197
013.8197
GROWTH FUND
10
014.6699
014.6699
014.6699





MONEY PLUS (180)
DATE OF LAUNCH20.12.2006



BOND FUND
10
012.9116
012.9116
012.9116
SECURED FUND
10
012.7787
012.7787
012.7787
BALANCED FUND
10
012.9853
012.9853
012.9853
GROWTH FUND
10
011.6461
011.6461
011.6461





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.2994
012.2994
012.2994
SECURED FUND
10
012.6586
012.6586
012.6586
BALANCED FUND
10
011.6889
011.6889
011.6889
GROWTH FUND
10
011.4520
011.4520
011.4520





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6373
012.6373
012.6373
SECURED FUND
10
012.1802
012.1802
012.1802
BALANCED FUND
10
012.8532
012.8532
012.8532
GROWTH FUND
10
011.2854
011.2854
011.2854

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.4178
13.4178
13.4178
INCOME FUND
10
14.4109
14.4109
14.4109
BALANCED FUND
10
14.7250
14.7250
14.7250
GROWTH FUND
10
13.9331
13.9331
13.9331

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4492
011.4492
011.4492





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7192
012.7192
012.7192
SECURED FUND
10
014.7808
014.7808
014.7808
BALANCED FUND
10
014.7691
014.7691
014.7691
GROWTH FUND
10
013.4541
013.4541
013.4541





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.7247
011.7247
011.7247
SECURED FUND
10
012.3334
012.3334
012.3334
BALANCED FUND
10
012.4756
012.4756
012.4756
GROWTH FUND
10
013.6564
013.6564
013.6564





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.9058
010.9058
010.9058
SECURED FUND
10
014.8835
014.8835
014.8835
BALANCED FUND
10
014.5444
014.5444
014.5444
GROWTH FUND
10
014.8273
014.8273
014.8273





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8348
010.8348
010.8348





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4583
010.4583
010.4583
SECURED FUND
10
010.7486
010.7486
010.7486
BALANCED FUND
10
010.5794
010.5794
010.5794
GROWTH FUND
10
011.3484
011.3484
011.3484





WEALTH PLUS (801)


WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not

*** LIC's Growth Fund NAV's AS ON DATE:12/04/2010.........

*** LIC's Growth Fund NAV's AS ON DATE:12/04/2010....

FUTURE PLUS (172) GROWTH FUND: Rs.22.38


BIMA PLUS (140) RISK FUND :Rs.54.34

*** LIC's Growth Fund NAV's AS ON DATE:12/04/2010.........

*** LIC's Growth Fund NAV's AS ON DATE:12/04/2010.........


PROFIT PLUS (188) GROWTH FUND: Rs.11.32


MONEY PLUS (180) GROWTH FUND: Rs.11.69


MARKET PLUS (181) GROWTH FUND: Rs.14.71

*** LIC's Fund NAV's AS ON DATE:12/04/2010.........

*** LIC's Fund NAV's AS ON DATE:12/04/2010.........

WEALTH PLUS FUND: Rs.10/-

HEALTH PROTECTION PLUS FUND: Rs.10.84

*** LIC's NAV'S AS ON DATE:12/04/2010.........

*** LIC's NAV'S AS ON DATE:12/04/2010.........


BASIC UNIT VALUE
NAV AS ON DATE
REPURCHASE VALUE
SALEVALUE

BIMA PLUS (140)

SECURED FUND
10
030.1857
028.6764
030.1857
BALANCED FUND
10
037.6494
035.7669
037.6494
RISK FUND
10
054.3432
051.6260
054.3432





FUTURE PLUS (172)

BOND FUND
10
013.6332
013.6332
013.6332
INCOME FUND
10
015.8806
015.8806
015.8806
BALANCED FUND
10
016.9479
016.9479
016.9479
GROWTH FUND
10
022.3820
022.3820
022.3820





JEEVAN PLUS (173)


BOND FUND
10
013.5781
013.5781
013.5781
SECURED FUND
10
014.0268
014.0268
014.0268
BALANCED FUND
10
014.5201
014.5201
014.5201
GROWTH FUND
10
020.8146
020.8146
020.8146





MARKET PLUS (181)

BOND FUND
10
014.0544
014.0544
014.0544
SECURED FUND
10
013.9795
013.9795
013.9795
BALANCED FUND
10
013.8530
013.8530
013.8530
GROWTH FUND
10
014.7117
014.7117
014.7117





MONEY PLUS (180)


BOND FUND
10
012.9136
012.9136
012.9136
SECURED FUND
10
012.7974
012.7974
012.7974
BALANCED FUND
10
013.0159
013.0159
013.0159
GROWTH FUND
10
011.6929
011.6929
011.6929





FORTUNE PLUS (187)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.3044
012.3044
012.3044
SECURED FUND
10
012.7102
012.7102
012.7102
BALANCED FUND
10
011.7555
011.7555
011.7555
GROWTH FUND
10
011.4954
011.4954
011.4954





PROFIT PLUS (188)
DATE OF LAUNCH23.08.2007



BOND FUND
10
012.6387
012.6387
012.6387
SECURED FUND
10
012.2207
012.2207
012.2207
BALANCED FUND
10
012.8995
012.8995
012.8995
GROWTH FUND
10
011.3269
011.3269
011.3269

GRATUITY PLUS
DATE OF LAUNCH16.06.2009



BOND FUND
10
13.4328
13.4328
13.4328
INCOME FUND
10
14.4160
14.4160
14.4160
BALANCED FUND
10
14.7475
14.7475
14.7475
GROWTH FUND
10
13.9413
13.9413
13.9413

HEALTH PLUS (901)
DATE OF LAUNCH04.02.2008



HEALTH PLUS FUND
10
011.4752
011.4752
011.4752





MONEY PLUS - I (193)
DATE OF LAUNCH22.05.2008



BOND FUND
10
012.7162
012.7162
012.7162
SECURED FUND
10
014.7958
014.7958
014.7958
BALANCED FUND
10
014.8060
014.8060
014.8060
GROWTH FUND
10
013.4806
013.4806
013.4806





MARKET PLUS-I (191)
DATE OF LAUNCH17.06.2008



BOND FUND
10
011.7232
011.7232
011.7232
SECURED FUND
10
012.3557
012.3557
012.3557
BALANCED FUND
10
012.5141
012.5141
012.5141
GROWTH FUND
10
013.7049
013.7049
013.7049





CHILD FORTUNEPLUS (194)
DATE OF LAUNCH01.11.2008



BOND FUND
10
010.9044
010.9044
010.9044
SECURED FUND
10
014.8835
014.8835
014.8835
BALANCED FUND
10
014.5471
014.5471
014.5471
GROWTH FUND
10
014.8510
014.8510
014.8510





HEALTH PROTECTION PLUS (902)
DATE OF LAUNCH 29.04.2009



HEALTH PROTECTION PLUS FUND
10
010.8475
010.8475
010.8475





JEEVAN SAATHI PLUS (197)
DATE OF LAUNCH-29.06.2009



BOND FUND
10
010.4562
010.4562
010.4562
SECURED FUND
10
010.8334
010.8334
010.8334
BALANCED FUND
10
010.6676
010.6676
010.6676
GROWTH FUND
10
011.3938
011.3938
011.3938





WEALTH PLUS (801)
DATE OF LAUNCH09.02.2010



WEALTH PLUS FUND
10
010.0000
010.0000
010.0000

# Subject to Market risk ; Not guaranteed
# Past performance may not indicate future performance

### LIC’s JEEVAN MANGAL PLAN (A MICRO INSURANCE PRODUCT) ............

### LIC’s JEEVAN MANGAL PLAN (A MICRO INSURANCE PRODUCT) ............

LIC’s Jeevan Mangal is a term assurance plan with return of premiums on maturity,
where you may pay the premiums either in lump sum or regularly at
Yearly,
Half Yearly,
Quarterly,
Monthly,
Fortnightly or
Weekly intervals over the term of the policy.