### LIC's Jeevan Arogya (Quick Cash facility)....

### LIC's Jeevan Arogya (Quick Cash facility)....

Quick Cash facility:

• If any of the insured lives undergoes any eligible surgery covered under Category I or II of MSB in any of the listed network hospitals, you, as PI will have an option to avail Quick Cash facility.


• Under this facility, 50% of eligible MSB amount would be made available even during the period of hospitalization of any of the insured lives covered (the surgery may be either planned or emergency due to accident) instead of waiting for making a claim for the benefit after discharge.


• It will be only an advance payment in the event of hospitalization for any MSB defined in the surgeries listed under categories I & II and permissible under the policy conditions of the plan.


• This will be, however, subject to approval from the TPA (Third Party Administrator), and the advance amount will be adjusted from the final settlement of MSB claim amount.


• This facility of advance payment could be availed by submitting your Bank Account details in the prescribed format.


• The amount of advance shall be credited to your bank account directly.

### LIC's Jeevan Arogya (A New Health Plan)....

### LIC's Jeevan Arogya (A New Health Plan)....

• Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.


• As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.


• So why let any medical emergencies shatter your peace of mind.


• LIC has launched LIC’s Jeevan Arogya, a unique non-linked Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
  

LIC’s Jeevan Arogya gives you:

• Valuable financial protection in case of hospitalisation, surgery etc

• Increasing Health cover every year

• Lump sum benefit irrespective of actual medical costs

• No claim benefit

• Flexible benefit limit to choose from

• Flexible premium payment options

Very easy to choose your plan

• Step 1: Choose the level of Health cover you need.


• Step 2: Work out the premium payable along with our Representative.

## LIC’s Jeevan Arogya (Specific waiting period).....

## LIC’s Jeevan Arogya (Specific waiting period).....

In addition, in respect of each Insured, no benefits are available hereunder and no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the specific waiting period:

i. Treatment for adenoid or tonsillar disorders
ii. Treatment for anal fistula or anal fissure
iii. Treatment for benign enlargement of prostate gland
iv. Treatment for benign uterine disorders like fibroids, uterine prolapse, dysfunctional uterine bleeding etc
v. Treatment for Cataract
vi. Treatment for Gall stones
vii. Treatment for slip disc
viii. Treatment for Pilesix. Treatment for benign thyroid disordersx. Treatment for Herniaxi. Treatment for hydrocele
xii. Treatment for degenerative joint conditions
xiii. Treatment for sinus disorders
xiv. Treatment for kidney or urinary tract stones
xv. Treatment for varicose veins
xvi. Treatment for Carpal tunnel syndrome
xvii. Treatment for benign breast disorders e.g. fibroadenoma, fibrocystic disease etc

The specific waiting period in respect of the treatments specified in the list above shall be as follows:
i. The specific waiting period shall be 2 (two) years from the Date of Cover Commencement in respect of each Insured.

ii. If the policy is revived after discontinuance of the Cover then the following shall apply in respect of each Insured:

a) If the request for revival is received by the Corporation within less than 90 (ninety) days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 (two) years from the Date of Cover Commencement in respect of each Insured.

b) If the request for revival is received by the Corporation beyond 90 (ninety) days from the due date of the first unpaid premium, then there shall be a specific waiting period of 2 (two) years from the Date of Revival in respect of each Insured.

No charges for this benefit shall be deducted after the benefit ceases.

## LIC’s Jeevan Arogya.....

## LIC’s Jeevan Arogya....

How long are each insured under this policy?

• Each of the insured are covered for Health risks up to age (80Years).


• Children are insured up to age 25 years.

### LIC’s Jeevan Arogya ( Age limits ) .........

### LIC’s Jeevan Arogya (Age limits) .........

The minimum and maximum age at entry is as under:

-----------------------------------Minimum age at entry---Maximum age at entry
Self / spouse---------------------18 years------------------65 years (last birthday)
Parents/parents-in-law----------18 years------------------75 (last birthday)
Children--------------------------91 days------------------17 years (last birthday)

## LIC’s Jeevan Arogya (Benefits)....

## LIC’s Jeevan Arogya (Benefits)....

Benefits offered under the plan are:

• Hospital cash benefit (HCB)
• Major Surgical Benefit (MSB)
• Day Care Procedure Benefit
• Other Surgical Benefit
• Ambulance Benefit
• Premium waiver Benefit (PWB)

# LIC’s Jeevan Arogya (Who can be insured)....

### LIC’s Jeevan Arogya....

Who can be insured?

• You (as Principal Insured (PI)), your spouse, your children, your parents and parents of your spouse can all be insured under one policy.


• Quite a relief isn’t it, to have all insured under one policy!

### LIC’s Jeevan Arogya _PRINCIPAL INSURED (Male)…..

### LIC’s Jeevan Arogya _PRINCIPAL INSURED (Male)…..

Age at entry --- Premium*

20 years--------Rs.1922.65

30---------------2242.90

40--------------2799.70

50--------------3768.00

## LIC’s Jeevan Arogya ( Step 2 )…..

## LIC’s Jeevan Arogya ( Step 2 )…..

Step 2:

• Work out the premium payable along with our representativeYour premium will depend on your age, gender, the Health cover option you have chosen, whether you are Principal Insured or other insured life and the mode of payment.


• Tables below give an indicative annual premium, payable yearly, for all health benefits corresponding to an Initial Daily Benefit of ` 1000 per day, for some of the ages in respect of various lives that can be covered under a single policy:

### LIC’s Jeevan Arogya ( Step 1 )…..

### LIC’s Jeevan Arogya ( Step 1 )…..

Step 1: Choose the level of Health cover you need:

• You can choose the amount of Initial Daily Benefit (i.e. the daily Hospital Cash Benefit applicable in the first year of the policy) as per your need from out of the following choices:` 1000 per day ` 2000 per day ` 3000 per day ` 4000 per day


• This is the amount that will be payable to you in the event of hospitalisation in the first year on a per day basis.


• The Major Surgical Benefit that you will be covered for will be 100 times the Initial Daily Benefit you have chosen.


• Thus the initial Major Surgical Benefit Sum Assured will be 1 lakh, 2 lakh, 3 lakh, 4 lakh respectively.


• Other benefits such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver Benefit (PWB) mentioned below shall also be payable depending upon the daily Hospital Cash Benefit chosen.

### LIC’s Jeevan Arogya.....

### LIC’s Jeevan Arogya.....

• Very easy to choose your plan


• Step 1 Choose the level of Health cover you need


• Step 2 Work out the premium payable along with our Representative


• For more info. Call:9849212164.

### LIC’s Jeevan Arogya …..

### LIC’s Jeevan Arogya …..

LIC’s Jeevan Arogya gives you:

• Valuable financial protection in case of hospitalisation, surgery etc•


• Increasing Health cover every year


• Lump sum benefit irrespective of actual medical costs


• No claim benefit


• Flexible benefit limit to choose from


• Flexible premium payment options

### LIC’s Jeevan Arogya ( A New Health Plan )…..

### LIC’s Jeevan Arogya ( A New Health Plan )…..

• Health has been a major concern on everybody’s mind, including yours.


• In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.


• As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.


• So why let any medical emergencies shatter your peace of mind.


• LIC has launched LIC’s Jeevan Arogya, a unique non-linked Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

### LIC's Unit plans ....

### LIC's Unit plans ....

• Unit plans are investment plans for those who realise the worth of hard-earned money.


• These plans help you see your savings yield rich benefits and help you save tax even if you don't have consistent income.

## LIC's Withdrawn plans..........

## LIC's Withdrawn plans..........

Jeevan Nischay
Market Plus I
Wealth Plus
Profit Plus
Jeevan Aastha
Money Plus-I
Jeevan Varsha
Child Fortune Plus
Fortune Plus
Jeevan Saathi Plus
Health Plus
Samridhi Plus

Group LIC's Superannuation Plus

Gratuity Plus

### Benefits of Health Protection Plus...........

### Benefits of Health Protection Plus...........
Hospital Cash Benefit (HCB).
A daily benefit is payable in case the insured is hospitalized due to either accidental body injury or sickness. The quantum of benefit depends upon the level of cover opted.
Insured
Initial Daily Benefit (IDB)*#
Minimum
Maximum
Principal Insured
Rs.250
Rs.2500
Spouse/Child
Rs.250
Rs.1500
*The Applicable Daily Benefit. IDB is applicable during the first year of risk cover. The daily benefit will increase @5% simple p.a. of the IDB on each policy anniversary until it hits a cap of 1.5 times the initial benefit.IDB of the spouse cannot exceed the Principal Insured’s IDB; IDB of the children cannot exceed the spouse’s IDB.The initial HCB must be in multiples of Rs. 50.
#Initial daily benefit that is payable in respect of stay in a non-ICU room or ward. In case the insured is required to stay in the ICU of a hospital, an enhanced rate of daily benefit is payable, which is twice the eligible daily cash benefit.
2. Major Surgical Benefit (MSB). In the event of the insured undergoing one of the major surgeries defined in the Annexure I, a lump sum benefit (regardless of the actual costs incurred) equivalent to the percentage of the sum assured mentioned against that surgery will be payable on providing proper proof of surgery to the satisfaction of the corporation.
3. Domiciliary Treatment Benefit (DTB).
The Principal Insured can claim an amount equivalent to the actual expense he or she has incurred in respect of any domiciliary treatment or to meet the medical expenses incurred over and above the hospital cash/major surgical benefits in respect of either oneself or the others insured under the policy.

#### Health Protection Plus(T-902)........

#### Health Protection Plus(T-902)........

Health is a major concern on everybody's mind these days.
With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality.
Most families rarely provide for healthcare, and even if they do, it is grossly inadequate.
Given this scenario, LIC has launched LIC's Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ?
Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.

Note:IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDERHealth is a major concern on everybody?s mind these days. With sky rocketing medical expenses, the possibility of any illness leading to hospitalization or surgery is a constant source of anxiety unless the family has actively provided for funds to meet such an eventuality. Most families rarely provide for healthcare, and even if they do, it is grossly inadequate. Given this scenario, LIC has launched LIC?s Health Protection Plus plan, a unique long term health insurance plan that can combine health insurance covers for the entire family (husband, wife and the children) ? Hospital Cash Benefit (HCB) and Major Surgical Benefit (MSB) along with a ULIP component (investment in the form of Units) that is specifically designed to meet Domiciliary Treatment Benefit (DTB) / Out Patient Department (OPD) expenses for the insured members.

### Anmol Jeevan-I......

### Anmol Jeevan-I......

Restrictions
Minimum age at entry:18 years (completed)
Maximum age at entry:55 years (nearer birthday)
Maximum age at maturity:65 years
Minimum Term:5 years
Maximum Term:25 years
Minimum Sum Assure:Rs.5,00,000/-
Maximum Sum Assured:Less than 25,00,000 .

Mode of Premium Payment*
Yearly, Half- Yearly and Single premium

### LIC Anmol Jeevan...........

### LIC Anmol Jeevan........... (Product of the Month)
Get the best term plan from India's most trusted Insurance provider. Get protection plan with high claim settlement ratio and affordable premiums along with tax benefits.