LIC's New Money Back Plan-20 years

LIC's New Money Back Plan-20 years is a participating non-linked plan which offers an attractive combination of protection against death throughout the term of the plan along with the periodic payment on survival at specified durations during the term. This unique combination provides financial support for the family of the deceased policyholder any time before maturity and lump sum amount at the time of maturity for the surviving policyholders. This plan also takes care of liquidity needs through its loan facility.
Benefits:

Death benefit: On death during the policy term provided the policy is in full force, death benefit, defined as sum of “Sum Assured on Death” and vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable. Where, “Sum Assured on Death” is defined as higher of 125% of the Basic Sum Assured or 10 times of annualized premium. This death benefit shall not be less than 105% of the total premiums paid as on date of death.
 The premiums mentioned above exclude tax, extra premium and rider premium, if any.
Survival Benefits: In case of Life Assured surviving to the end of the specified durations 20% of the Basic Sum Assured at the end of each of 5th, 10th & 15th policy year.
Maturity Benefit: In case of Life Assured surviving the stipulated date of maturity, 40% of the Basic Sum Assured along with vested Simple Reversionary Bonuses and Final Additional Bonus, if any, shall be payable.
      Participation in Profits: The policy shall participate in profits of the Corporation and shall be entitled to receive Simple Reversionary Bonuses declared as per the experience of the Corporation, provided the policy is in full force.
      Final Additional Bonus may also be declared under the policy in the year when the policy results  into a claim either by death or maturity, provided the policy has run for certain minimum term.

LIC's Jeevan Arogya (LIC's Health Plan)

• LIC's Jeevan Arogya is a unique non-participating non-linked plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
• Health has been a major concern on everybody’s mind, including yours. 
• In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.
•  As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family. So why let any medical emergencies shatter your peace of mind.

LIC’s Jeevan Arogya gives you:

• Valuable financial protection in case of hospitalisation, surgery etc
• Increasing Health cover every year
• Lump sum benefit irrespective of actual medical costs
• No claim benefit
• Flexible benefit limit to choose from
• Flexible premium payment options

Home Loan - Documents Required

Home Loan - Documents Required

• Duly signed and filled application form
• Passport-size photograph
• Statements of investments, if any
• Copy of plan approved for the proposed construction/extension
• Cost estimation or valuation report from the bank's (or finance company's) panel CA
• Allotment letter of housing board/NOC of the society/builder etc.
• Bank statement and salary slips

In addition to these, you will have to also submit the following documents:

• Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
• Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
• Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.

Home Loan - Documents Required

Home Loan - Documents Required

• Duly signed and filled application form
• Passport-size photograph
• Statements of investments, if any
• Copy of plan approved for the proposed construction/extension
• Cost estimation or valuation report from the bank's (or finance company's) panel CA
• Allotment letter of housing board/NOC of the society/builder etc.
• Bank statement and salary slips

In addition to these, you will have to also submit the following documents:

• Identity and signature proof - Passport, Pan card, Driving License, Voter ID card, Aadhar card, employee identity card in case of government employees.
• Address Proof - Bank statement, Rent Agreement, Voter ID card, Ration card, Passport, Driving License, telephone/electricity/water/credit card bill or Property tax.
• Age Proof - Voter ID card, Secondary school leaving certificate (class 10), birth certificate, Passport, Aadhar Card, pension payment order or receipt of LIC policy.

LIC HOUSING FINANCE LIMITED

LIC HOUSING FINANCE LIMITED (LIC HFL)

  for better

 HOME LOANS

It was set up under the Companies Act, 1956. Incorporated on 19th June, 1989 and recognised by National Housing Bank. The company has about 25% market share in the housing finance industry. A wide network in the Industry with 67 Area/Unit Offices plus 6 Regional Offices across the length and breadth of the country and about 5000 LIC Agents trained for housing finance.

Today the Company has a proud group of over 5.90 lakh prudent house owners who have enjoyed the Company's financial assistance. The company has so far sanctioned over Rs.133 Billion (Rs.13300 Crores) and disbursed Rs.117 Billion (Rs.11700 Crores). Products: Home loans to both Indian and NRI customers at floating and fixed rate of interest.   Loans to construct / buy a new home Loans for purchase of a second home ( Bridge Loans) Loans for home extension Loans for home repairs Loans for purchase of plots Loans against mortgage of property Loans to Corporate bodies (Public Limited Companies/Public Sector undertakings) for Staff Quarters. Loans to Corporate bodies (Public Limited Companies / Public Sector undertakings) for onward lending to employees to construct /purchase residential house/flat on ownership basis (Line of Credit "TO") and Loans to individual employees of the Company as guaranteed by the Employer (Line of Credit "THROUGH").

LIC's Group Term Insurance Schemes:

 General Featues of various Group Insurance Schemes:

1. PREMIUM:The premium under such scheme may be wholly paid by the employer or the Nodal Agency. However, the scheme may be contributory i.e. the members may also contribute.
   
2. DOUBLE ACCIDENT BENEFIT:
   Double Accident Benefit, i.e. payment of double the sum assured on death due to accident (without permanent disability benefit), may be allowed under Group Insurance Schemes for an extra premium.
   
3. ELIGIBILITY:
   For Group Insurance Scheme in lieu of EDLIS the insurability condition is that should be a member of the Provident Fund Scheme of the employer. For other GI Schemes of employer-employee groups the insurability condition is that the member should not be absent on ground of sickness on the entry date. For all non-employer-employee Group Schemes the basic insurability condition is that the member should be in good health on the date of entry.
   
4. ADMINISTRATION OF THE SCHEME:
   At the commencement and thereafter on each Annual Renewal Date, the Group Policyholder will have to send all the member's data (and particulars of the new entrants from time to time) to the P & GS unit of LIC. Detailed OYRGTA premium calculation will be made on each Annual Renewal Date.
   

When a claim arises, the particulars of the respective member are to be intimated together with the claim form and death certificate.

Special Features of each Group Insurance Schemes can be obtained from the P&GS units of the Corporation.

LIC's Group Term Insurance Schemes:
 Premium Chargeable:

• Group (Term) Insurance Scheme is at present offered under One Year Renewable Group term assurance plan (OYRGTA).
•  Every year on Annual Renewal date LIC charges the premium depending upon the changes in size and age distribution of the age group.

 LIC's Group Term Insurance Schemes:
Nature of the Scheme:

• Group (term) Insurance Scheme is meant to provide life insurance protection to groups of people.
•  Administration of the scheme is on group basis and cost is  low.
•  Under Group (Term) Insurance Scheme, life insurance cover is allowed to all the members of a group subject to some simple insurability conditions without insisting upon any medical evidence. 
• Scheme offers covers only on death and there is no maturity value at the end of the term.

 LIC's Group Term Insurance Schemes:


Different Schemes:

• Group (term) Insurance Scheme has a number of varieties .
•  The Scheme may provide for a uniform cover to all members of the group or graded covers for different categories of members, cover for all amounts of outstanding housing loans or vehicle advances, or some other benefits (e.g., life cover to supplement pension or PF benefits in case of death). 
• The schemes may have add-on s like Double Accident Benefit,Critical Illness Benefit, Disability benefit etc.

LIC’s JEEVAN VAIBHAV
ELIGIBILITY

a)      Minimum Entry Age              : 8 years (completed)

b)      Maximum Entry Age             : 65 years (nearest birthday)

c)      Minimum Sum Assured        : Rs. 200,000/-

d)     Maximum Sum Assured        : No Limit

Sum Assured shall be available in multiples of Rs. 10,000/-

e)      Minimum Single premium    : Rs. 95210/-

f)       Policy Term                            : 10 years

g)      Premium payment mode       : Single premium only

LIC’s JEEVAN VAIBHAV

• LIC’s Jeevan Vaibhav is a close-ended single premium endowment assurance plan
• which offers guaranteed benefits on death and maturity along with Loyalty Addition, if any, payable on maturity or on death in the last policy year. 

### LIC's Jeevan Anand (T-149)....

### LIC's Jeevan Anand (T-149)....

• It is a combination of endowment assurance & whole life plan.
• It is a with profit plan.
• S.A.+vested bonuses is payable on survival to the end of the term in a lump sum & an additional SA is payable on death thereafter.
• S.A.+vested bonuses is payable on death in a lump sum.
• For more information Call:9849212164.

### LIC's JEEVAN ANKUR (A Plan with Profits)...

### LIC's JEEVAN ANKUR (A Plan with Profits)...

• Specially designed for educational & other needs of your child.


• It is a plan with profits.


• It covers parent's life & child shall be the nominee.


• Policy term shallbe based on the age of the child.

For more information Call:9849212164.

### LIC’s JEEVAN VRIDDHI....

### LIC's JEEVAN VRIDDHI...

• It is a single premium Plan of LIC.


• Min.premium is Rs.30,000/-


• Policy Term is 10 years.


• Loan facility available after one year.

For more information Call:9849212164

*** LIC's Jeevan Arogya....

*** LIC's Jeevan Arogya....

• Health has been a major concern on everybody’s mind, including yours.


• In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.


• As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.


• So why let any medical emergencies shatter your peace of mind.

LIC has launched LIC’s Jeevan Arogya, a unique non-linked Health Insurance plan

• which provides health insurance cover against certain specified health risks.


• Provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

*** LIC’s Jeevan Arogya gives you...

LIC’s Jeevan Arogya gives you
• Valuable financial protection in case of hospitalisation, surgery etc
• Increasing Health cover every year
• Lump sum benefit irrespective of actual medical costs
• No claim benefit
• Flexible benefit limit to choose from
• Flexible premium payment options

### LIC's NAV for the date : 18/10/2011 .....

LIC's NAV for the date : 18/10/2011 .....



Plan Name(Number) & Fund Options

Face Value
NAV as on date
Repurchase Value
Sale Value

BIMA PLUS (140)
Launch Date:02/02/2001
Secured
10.00
31.9183
30.3223
31.9183
Balanced
10.00
39.2777
37.3138
39.2777
Risk
10.00
55.6951
52.9104
55.6951

FUTURE PLUS (172)
Launch Date:04/03/2005
Bond
10.00
14.6477
14.6477
14.6477
Income
10.00
16.2802
16.2802
16.2802
Balanced
10.00
16.9803
16.9803
16.9803
Growth
10.00
22.1983
22.1983
22.1983

JEEVAN PLUS (173)
Launch Date:18/10/2005
Bond
10.00
14.6832
14.6832
14.6832
Secured
10.00
14.6743
14.6743
14.6743
Balanced
10.00
14.8162
14.8162
14.8162
Growth
10.00
21.3033
21.3033
21.3033

MONEY PLUS (180)
Launch Date:20/12/2006
Bond
10.00
14.1777
14.1777
14.1777
Secured
10.00
13.4901
13.4901
13.4901
Balanced
10.00
13.2504
13.2504
13.2504
Growth
10.00
11.2359
11.2359
11.2359

MARKET PLUS (181)
Launch Date:05/07/2006
Bond
10.00
15.1712
15.1712
15.1712
Secured
10.00
14.3368
14.3368
14.3368
Balanced
10.00
14.0725
14.0725
14.0725
Growth
10.00
14.1708
14.1708
14.1708

FORTUNE PLUS (187)
Launch Date:23/08/2007
Bond
10.00
13.3437
13.3437
13.3437
Secured
10.00
13.4775
13.4775
13.4775
Balanced
10.00
11.4951
11.4951
11.4951
Growth
10.00
11.0116
11.0116
11.0116

PROFIT PLUS (188)
Launch Date:23/08/2007
Bond
10.00
13.8682
13.8682
13.8682
Secured
10.00
13.1159
13.1159
13.1159
Balanced
10.00
13.8022
13.8022
13.8022
Growth
10.00
10.5833
10.5833
10.5833

MARKET PLUS - I (191)
Launch Date:17/06/2008
Bond
10.00
12.6428
12.6428
12.6428
Secured
10.00
11.5354
11.5354
11.5354
Balanced
10.00
11.4280
11.4280
11.4280
Growth
10.00
12.7915
12.7915
12.7915
MONEY PLUS - I (193)
Launch Date:22/05/2008
Bond
10.00
13.4972
13.4972
13.4972
Secured
10.00
14.5662
14.5662
14.5662
Balanced
10.00
13.9831
13.9831
13.9831
Growth
10.00
13.2560
13.2560
13.2560
CHILD FORTUNE PLUS (194)
Launch Date:01/11/2008
Bond
10.00
11.7754
11.7754
11.7754
Secured
10.00
15.4501
15.4501
15.4501
Balanced
10.00
14.3490
14.3490
14.3490
Growth
10.00
14.4581
14.4581
14.4581
JEEVAN SAATHI PLUS (197)
Launch Date:29/06/2009
Bond
10.00
11.2596
11.2596
11.2596
Secured
10.00
10.4024
10.4024
10.4024
Balanced
10.00
9.9510
9.9510
9.9510
Growth
10.00
10.6190
10.6190
10.6190
WEALTH PLUS (801)
Launch Date:09/02/2010
WealthPlus
10.00
9.4026
9.4026
9.4026
ENDOWMENT PLUS (802)
Launch Date:20/09/2010
Bond
10.00
10.7173
10.7173
10.7173
Secured
10.00
9.6761
9.6761
9.6761
Balanced
10.00
9.5600
9.5600
9.5600
Growth
10.00
9.6000
9.6000
9.6000
PENSION PLUS (803)
Launch Date:02/09/2010
Debt
10.00
10.5557
10.5557
10.5557
Mixed
10.00
9.9204
9.9204
9.9204
SAMRIDHI PLUS (804)
Launch Date:25/02/2011
Samridhi Plus
10.00
9.7411
9.7411
9.7411
HEALTH PLUS (901)
Launch Date:04/02/2008
Health Plus
10.00
11.7348
11.7348
11.7348
HEALTH PROTECTION PLUS (902)
Launch Date:29/04/2009
Health Protection Plus
10.00
11.1344
11.1344
11.1344

### LIC's Jeevan Arogya (A New Health Plan)....

### LIC's Jeevan Arogya (A New Health Plan)....

• Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.


• As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.


• So why let any medical emergencies shatter your peace of mind.


• LIC has launched LIC’s Jeevan Arogya, a unique non-linked Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.

#### LIC's Withdrawn Plans are.........

#### LIC's Withdrawn Plans are.........

Jeevan Nischay
Market Plus I
Wealth Plus
Profit Plus
Jeevan Aastha
Money Plus-I
Jeevan Varsha
Child Fortune Plus
Fortune Plus
Jeevan Saathi Plus
Health Plus
Samridhi Plus

### LIC's Jeevan Arogya Plan (Payment of Premiums)...

### LIC's Jeevan Arogya Plan (Payment of Premiums)...

Payment of Premiums:

• You may pay premiums regularly at yearly, half-yearly, quarterly or monthly (ECS mode only) intervals over the term of the policy.


• The premium in respect of each individual will be payable from the date of entry into the policy till the date of exit from the policy and will depend on the age of the insured member, the level of Hospital Cash Benefit (HCB) chosen, whether the insured member is Principal Insured or any other Insured life (in case of cover for more than one member in a policy).


• The level of premium for Principal Insured and the other insured members shall be different for the same age and same level of cover.


• The premiums are guaranteed for 3 years from the date of commencement of policy.


• Thereafter i.e. at the end of every 3 years, the Corporation reserves the right to review the premium to take account of the experience of the portfolio subject to prior approval from IRDA.


• The rates applicable on every Automatic Renewal Date shall be guaranteed for a further period of 3 years i.e. till next Automatic Renewal Date.


• The premium rates in respect of each insured member on renewal will be based on age of that member at the time of inclusion into the policy.


• The total premium to be charged for a policy will be the sum of premiums in respect of each member to be covered in that policy.

### LIC's Jeevan Arogya Plan (Scope)...

### LIC's Jeevan Arogya Plan (Scope)...

Who can be insured under LIC's Jeevan Arogya Plan?

• You (as Principal Insured (PI)),


• your spouse,


• your children,


• your parents and


• parents of your spouse (parents-in-law)

can all be insured under one policy.

### LIC's Jeevan Arogya (Automatic Renewal )....

### LIC's Jeevan Arogya (Automatic Renewal )....

Automatic Renewal Date:

• The installment premium will be guaranteed in respect of each Insured for a period of 3 years from the Date of Commencement of the policy, i.e. for the first 3 years of the policy.


• Thereafter, at the end of every third policy anniversary, the premiums may be reviewed to take into account the Corporation’s experience, subject to prior approval from IRDA.


• These premium due dates, at the end of every third policy anniversary, starting from the date of commencement of policy till the date of cover expiry, on which the installment premiums are reviewable, will be referred as Automatic Renewal Dates in respect of all Insured in the Policy.


• On any Automatic Renewal Date in the future, the installment premium will be based on the age of the Insured at the time of inclusion into the policy and the Corporation’s premium rates then prevailing for this product.

### LIC's Jeevan Arogya (Quick Cash facility)....

### LIC's Jeevan Arogya (Quick Cash facility)....

Quick Cash facility:

• If any of the insured lives undergoes any eligible surgery covered under Category I or II of MSB in any of the listed network hospitals, you, as PI will have an option to avail Quick Cash facility.


• Under this facility, 50% of eligible MSB amount would be made available even during the period of hospitalization of any of the insured lives covered (the surgery may be either planned or emergency due to accident) instead of waiting for making a claim for the benefit after discharge.


• It will be only an advance payment in the event of hospitalization for any MSB defined in the surgeries listed under categories I & II and permissible under the policy conditions of the plan.


• This will be, however, subject to approval from the TPA (Third Party Administrator), and the advance amount will be adjusted from the final settlement of MSB claim amount.


• This facility of advance payment could be availed by submitting your Bank Account details in the prescribed format.


• The amount of advance shall be credited to your bank account directly.

### LIC's Jeevan Arogya (A New Health Plan)....

### LIC's Jeevan Arogya (A New Health Plan)....

• Health has been a major concern on everybody’s mind, including yours. In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.


• As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.


• So why let any medical emergencies shatter your peace of mind.


• LIC has launched LIC’s Jeevan Arogya, a unique non-linked Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.
  

LIC’s Jeevan Arogya gives you:

• Valuable financial protection in case of hospitalisation, surgery etc

• Increasing Health cover every year

• Lump sum benefit irrespective of actual medical costs

• No claim benefit

• Flexible benefit limit to choose from

• Flexible premium payment options

Very easy to choose your plan

• Step 1: Choose the level of Health cover you need.


• Step 2: Work out the premium payable along with our Representative.

## LIC’s Jeevan Arogya (Specific waiting period).....

## LIC’s Jeevan Arogya (Specific waiting period).....

In addition, in respect of each Insured, no benefits are available hereunder and no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the specific waiting period:

i. Treatment for adenoid or tonsillar disorders
ii. Treatment for anal fistula or anal fissure
iii. Treatment for benign enlargement of prostate gland
iv. Treatment for benign uterine disorders like fibroids, uterine prolapse, dysfunctional uterine bleeding etc
v. Treatment for Cataract
vi. Treatment for Gall stones
vii. Treatment for slip disc
viii. Treatment for Pilesix. Treatment for benign thyroid disordersx. Treatment for Herniaxi. Treatment for hydrocele
xii. Treatment for degenerative joint conditions
xiii. Treatment for sinus disorders
xiv. Treatment for kidney or urinary tract stones
xv. Treatment for varicose veins
xvi. Treatment for Carpal tunnel syndrome
xvii. Treatment for benign breast disorders e.g. fibroadenoma, fibrocystic disease etc

The specific waiting period in respect of the treatments specified in the list above shall be as follows:
i. The specific waiting period shall be 2 (two) years from the Date of Cover Commencement in respect of each Insured.

ii. If the policy is revived after discontinuance of the Cover then the following shall apply in respect of each Insured:

a) If the request for revival is received by the Corporation within less than 90 (ninety) days from the due date of the first unpaid premium, then the specific waiting period shall continue to be till 2 (two) years from the Date of Cover Commencement in respect of each Insured.

b) If the request for revival is received by the Corporation beyond 90 (ninety) days from the due date of the first unpaid premium, then there shall be a specific waiting period of 2 (two) years from the Date of Revival in respect of each Insured.

No charges for this benefit shall be deducted after the benefit ceases.

## LIC’s Jeevan Arogya.....

## LIC’s Jeevan Arogya....

How long are each insured under this policy?

• Each of the insured are covered for Health risks up to age (80Years).


• Children are insured up to age 25 years.

### LIC’s Jeevan Arogya ( Age limits ) .........

### LIC’s Jeevan Arogya (Age limits) .........

The minimum and maximum age at entry is as under:

-----------------------------------Minimum age at entry---Maximum age at entry
Self / spouse---------------------18 years------------------65 years (last birthday)
Parents/parents-in-law----------18 years------------------75 (last birthday)
Children--------------------------91 days------------------17 years (last birthday)

## LIC’s Jeevan Arogya (Benefits)....

## LIC’s Jeevan Arogya (Benefits)....

Benefits offered under the plan are:

• Hospital cash benefit (HCB)
• Major Surgical Benefit (MSB)
• Day Care Procedure Benefit
• Other Surgical Benefit
• Ambulance Benefit
• Premium waiver Benefit (PWB)

# LIC’s Jeevan Arogya (Who can be insured)....

### LIC’s Jeevan Arogya....

Who can be insured?

• You (as Principal Insured (PI)), your spouse, your children, your parents and parents of your spouse can all be insured under one policy.


• Quite a relief isn’t it, to have all insured under one policy!

### LIC’s Jeevan Arogya _PRINCIPAL INSURED (Male)…..

### LIC’s Jeevan Arogya _PRINCIPAL INSURED (Male)…..

Age at entry --- Premium*

20 years--------Rs.1922.65

30---------------2242.90

40--------------2799.70

50--------------3768.00

## LIC’s Jeevan Arogya ( Step 2 )…..

## LIC’s Jeevan Arogya ( Step 2 )…..

Step 2:

• Work out the premium payable along with our representativeYour premium will depend on your age, gender, the Health cover option you have chosen, whether you are Principal Insured or other insured life and the mode of payment.


• Tables below give an indicative annual premium, payable yearly, for all health benefits corresponding to an Initial Daily Benefit of ` 1000 per day, for some of the ages in respect of various lives that can be covered under a single policy:

### LIC’s Jeevan Arogya ( Step 1 )…..

### LIC’s Jeevan Arogya ( Step 1 )…..

Step 1: Choose the level of Health cover you need:

• You can choose the amount of Initial Daily Benefit (i.e. the daily Hospital Cash Benefit applicable in the first year of the policy) as per your need from out of the following choices:` 1000 per day ` 2000 per day ` 3000 per day ` 4000 per day


• This is the amount that will be payable to you in the event of hospitalisation in the first year on a per day basis.


• The Major Surgical Benefit that you will be covered for will be 100 times the Initial Daily Benefit you have chosen.


• Thus the initial Major Surgical Benefit Sum Assured will be 1 lakh, 2 lakh, 3 lakh, 4 lakh respectively.


• Other benefits such as Day Care Procedure Benefit, Other Surgical Benefit and Premium waiver Benefit (PWB) mentioned below shall also be payable depending upon the daily Hospital Cash Benefit chosen.

### LIC’s Jeevan Arogya.....

### LIC’s Jeevan Arogya.....

• Very easy to choose your plan


• Step 1 Choose the level of Health cover you need


• Step 2 Work out the premium payable along with our Representative


• For more info. Call:9849212164.

### LIC’s Jeevan Arogya …..

### LIC’s Jeevan Arogya …..

LIC’s Jeevan Arogya gives you:

• Valuable financial protection in case of hospitalisation, surgery etc•


• Increasing Health cover every year


• Lump sum benefit irrespective of actual medical costs


• No claim benefit


• Flexible benefit limit to choose from


• Flexible premium payment options

### LIC’s Jeevan Arogya ( A New Health Plan )…..

### LIC’s Jeevan Arogya ( A New Health Plan )…..

• Health has been a major concern on everybody’s mind, including yours.


• In these days of skyrocketing medical expenses, when a family member is ill, it is a traumatic time for the rest of the family.


• As a caring person, you do not want to let any unfortunate incident to affect your plans for you and your family.


• So why let any medical emergencies shatter your peace of mind.


• LIC has launched LIC’s Jeevan Arogya, a unique non-linked Health Insurance plan which provides health insurance cover against certain specified health risks and provides you with timely support in case of medical emergencies and helps you and your family remain financially independent in difficult times.