***----Different Types of Health Insurance Coverages..........

• Basic Health Insurance Cover
  A health insurance plan which helps you in hospital room charges, doctor/surgeon fees, medical tests, medicines and related expenses.

• Critical illness Cover
  This covers critical illness. It gives a lump sum amount on detection of the disease.
  It is an added benefit to the basic coverage.

• Family & Floater Coverage
  In the event family members are being covered, a floater policy or a family package helps reduce the premium outflow.
  Moreover, premium cost can be reduced by purchasing health insurance cover for a longer duration.

• Long Term Health Plan
  If the insured desires to purchase a high cover plan and ensure stable premiums, the premium on a long term critical illness plan is the way to go.
  Premiums in such plans remain stable for a period of five years.