### Statutory warning..........

Statutory warning.........

• Some benefits are guaranteed and some benefits are variable with returns based on the future performance of the life insurance company.
• If your policy offers guaranteed returns then these will be clearly marked “guaranteed” in the illustration table on this page.
• If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns.
• These assumed rates of return are not guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependant on a number of factors including future investment performance.